Chime Financial, Inc. Class A Common Stock (NASDAQ:CHYM) — Stock Price
Chime Financial, Inc. Class A Common Stock (NASDAQ:CHYM) is currently trading at $30.85 USD, up 6.01% today. Over the past 52 weeks, shares have ranged between $16.44 and $31.25. This page tracks Chime Financial, Inc. Class A Common Stock's live share price on the NASDAQ exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see market cap of Chime Financial, Inc. Class A Common Sto.
Chime Financial, Inc. Class A Common Stock (CHYM) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Chime Financial, Inc. Class A Common Stock's daily closing share price and trading volume on the NASDAQ exchange over the past year, giving a clear view of recent price momentum and liquidity.
Chime Financial, Inc. Class A Common Stock Income Statement — Revenue, Profit & Earnings by Year
Chime Financial, Inc. Class A Common Stock's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Revenue | $2.19 Billion | $1.67 Billion | $1.28 Billion | $1.01 Billion |
| Cost of Revenue | $309.03 Million | $207.51 Million | $219.74 Million | $214.69 Million |
| Gross Profit | $1.88 Billion | $1.47 Billion | $1.06 Billion | $794.15 Million |
| Research & Development | $934.92 Million | $309.57 Million | $259.00 Million | $242.43 Million |
| SG&A | $512.11 Million | $177.23 Million | $154.94 Million | $169.72 Million |
| Total Operating Expenses | $2.92 Billion | $1.53 Billion | $1.29 Billion | $1.27 Billion |
| Operating Income | $-1.04 Billion | $-62.20 Million | $-235.78 Million | $-478.70 Million |
| EBITDA | $-979.11 Million | $-36.83 Million | $-222.85 Million | $-471.40 Million |
| EBIT | $-1.01 Billion | $-62.20 Million | $-235.78 Million | $-478.70 Million |
| Interest Expense | — | — | — | — |
| Income Before Tax | $-1.01 Billion | $-22.73 Million | $-202.97 Million | $-470.59 Million |
| Income Tax Expense | $831.00K | $2.61 Million | $234.00K | $-337.00K |
| Net Income | $-1.01 Billion | $-25.34 Million | $-203.20 Million | $-470.25 Million |
Chime Financial, Inc. Class A Common Stock Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Chime Financial, Inc. Class A Common Stock's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total Assets | $1.96 Billion | $1.46 Billion | $1.32 Billion | $1.42 Billion |
| Total Current Assets | $1.76 Billion | $1.29 Billion | $1.16 Billion | $1.27 Billion |
| Cash & Equivalents | — | — | — | — |
| Short-term Investments | $587.83 Million | $368.89 Million | $560.88 Million | $734.61 Million |
| Net Receivables | $329.46 Million | $315.96 Million | $176.55 Million | $123.20 Million |
| Inventory | — | — | — | — |
| Property, Plant & Equipment | — | — | — | — |
| Goodwill | — | $27.49 Million | — | — |
| Total Liabilities | $562.90 Million | $501.52 Million | $383.74 Million | $316.71 Million |
| Total Current Liabilities | $387.92 Million | $374.82 Million | $288.65 Million | $215.51 Million |
| Long-term Debt | — | — | — | — |
| Net Debt | $-331.59 Million | $-241.36 Million | $-134.85 Million | $-102.56 Million |
| Total Stockholder Equity | $1.40 Billion | $959.52 Million | $936.51 Million | $1.10 Billion |
| Retained Earnings | $-3.37 Billion | $-2.36 Billion | $-2.34 Billion | $-2.14 Billion |
Chime Financial, Inc. Class A Common Stock Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Chime Financial, Inc. Class A Common Stock generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Operating Cash Flow | $52.78 Million | $64.14 Million | $-156.59 Million | $-434.13 Million |
| Capital Expenditures | $19.89 Million | $14.47 Million | $27.82 Million | $72.91 Million |
| Free Cash Flow | $32.89 Million | $49.67 Million | $-184.41 Million | $-507.05 Million |
| Investing Cash Flow | $-289.69 Million | $45.66 Million | $167.01 Million | $150.54 Million |
| Financing Cash Flow | $367.67 Million | $456.00K | $842.00K | $1.02 Million |
| Dividends Paid | — | — | — | — |
| Stock-Based Compensation | $1.07 Billion | $29.84 Million | $26.04 Million | $28.35 Million |
| Depreciation | $24.87 Million | $25.37 Million | $12.94 Million | $7.30 Million |
| Change in Cash | $130.76 Million | $110.25 Million | $11.26 Million | $-282.57 Million |
Chime Financial, Inc. Class A Common Stock Earnings History — EPS Actual vs. Analyst Estimates
Track Chime Financial, Inc. Class A Common Stock's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| May 13, 2026 | 0.13 | 0.19 | -31.58% |
| Feb 25, 2026 | -0.12 | -0.18 | +33.33% |
| Nov 05, 2025 | -0.15 | -0.24 | +37.50% |
| Aug 07, 2025 | -7.29 | -3.86 | -88.86% |
| May 28, 2025 | 0.20 | 0.00 | — |