Merchants Bancorp (MBIN) — Cash Flow Reinvestment Rate

Latest as of September 2025: 6.71x

Merchants Bancorp (MBIN) has a Cash Flow Reinvestment Rate of 6.71x as of September 2025, reinvesting $199.77 Million (capex $18.64 Million plus investments $-181.13 Million) from operating cash flow of $29.77 Million. See Merchants Bancorp (MBIN) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

6.71x
(Capex + Investments) / Operating CF

Total Reinvested

$199.77 Million
Capex + Investments

Operating Cash Flow

$29.77 Million
USD

Capital Expenditures

$18.64 Million
USD

Merchants Bancorp Cash Flow Reinvestment Rate (2015–2022)

Historical reinvestment intensity for Merchants Bancorp across 3 annual periods. For the full cash flow conversion analysis, see how efficiently does Merchants Bancorp generate cash.

Annual Cash Flow Reinvestment Rate for Merchants Bancorp (2015–2022)

Year-by-year capital reinvestment analysis for Merchants Bancorp. See MBIN financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2022 2.94x $2.87 Billion $975.77 Million $8.82 Million ▲ +14.6%
2018 2.57x $524.57 Million $204.34 Million $15.51 Million ▲ +775.5%
2015 0.29x $34.70 Million $118.33 Million $1.46 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow