Merchants Bancorp (MBIN) — Cash Flow Reinvestment Rate

Latest as of September 2025: 6.71x

Merchants Bancorp (MBIN) has a Cash Flow Reinvestment Rate of 6.71x as of September 2025, reinvesting $199.77 Million (capex $18.64 Million plus investments $-181.13 Million) from operating cash flow of $29.77 Million. Check MBIN operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

6.71x
(Capex + Investments) / Operating CF

Total Reinvested

$199.77 Million
Capex + Investments

Operating Cash Flow

$29.77 Million
USD

Capital Expenditures

$18.64 Million
USD

Merchants Bancorp Cash Flow Reinvestment Rate (2015–2022)

Historical reinvestment intensity for Merchants Bancorp across 3 annual periods. Explore investment intensity of Merchants Bancorp to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Merchants Bancorp (2015–2022)

Year-by-year capital reinvestment analysis for Merchants Bancorp. For live market cap and broader valuation context, see Merchants Bancorp market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2022 2.94x $2.87 Billion $975.77 Million $8.82 Million ▲ +14.6%
2018 2.57x $524.57 Million $204.34 Million $15.51 Million ▲ +775.5%
2015 0.29x $34.70 Million $118.33 Million $1.46 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow