Merchants Bancorp (MBIN) — Cash Flow Reinvestment Rate

Latest as of September 2025: 6.71x

Merchants Bancorp (MBIN) has a Cash Flow Reinvestment Rate of 6.71x as of September 2025, reinvesting $199.77 Million (capex $18.64 Million plus investments $-181.13 Million) from operating cash flow of $29.77 Million. Explore capital reinvestment ratio of Merchants Bancorp to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

6.71x
(Capex + Investments) / Operating CF

Total Reinvested

$199.77 Million
Capex + Investments

Operating Cash Flow

$29.77 Million
USD

Capital Expenditures

$18.64 Million
USD

Merchants Bancorp Cash Flow Reinvestment Rate (2015–2022)

Historical reinvestment intensity for Merchants Bancorp across 3 annual periods. Also explore total assets of Merchants Bancorp for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Merchants Bancorp (2015–2022)

Year-by-year capital reinvestment analysis for Merchants Bancorp. For live market cap and broader valuation context, see market cap of Merchants Bancorp.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2022 2.94x $2.87 Billion $975.77 Million $8.82 Million ▲ +14.6%
2018 2.57x $524.57 Million $204.34 Million $15.51 Million ▲ +775.5%
2015 0.29x $34.70 Million $118.33 Million $1.46 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow