Merchants Bancorp (MBIN) — Financial Flexibility Index
Merchants Bancorp (MBIN) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $48.40 Million (operating CF $29.77 Million minus capex $18.64 Million) represents 0% of total liabilities ($17.13 Billion). Check Merchants Bancorp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Merchants Bancorp Financial Flexibility Index (2015–2024)
Historical Financial Flexibility Index trend for Merchants Bancorp across 10 annual periods. See Merchants Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Merchants Bancorp (2015–2024)
Year-by-year free cash flow to debt coverage for Merchants Bancorp. For the full company profile including market capitalisation, see market value of Merchants Bancorp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.05x | $-816.89 Million | $-835.28 Million | $16.56 Billion | ▼ -115.6% |
| 2023 | -0.02x | $-348.87 Million | $-356.40 Million | $15.25 Billion | ▼ -125.9% |
| 2022 | 0.09x | $984.59 Million | $975.77 Million | $11.16 Billion | ▲ +2060.6% |
| 2021 | 0.00x | $-45.57 Million | $-49.22 Million | $10.12 Billion | ▲ +99.3% |
| 2020 | -0.64x | $-871.26 Million | $-874.89 Million | $1.37 Billion | ▼ -192.8% |
| 2019 | -0.22x | $-1.24 Billion | $-1.26 Billion | $5.72 Billion | ▼ -442.4% |
| 2018 | 0.06x | $219.84 Million | $204.34 Million | $3.46 Billion | ▲ +210.5% |
| 2017 | -0.06x | $-173.89 Million | $-175.89 Million | $3.03 Billion | ▲ +2.0% |
| 2016 | -0.06x | $-147.21 Million | $-149.77 Million | $2.51 Billion | ▼ -203.8% |
| 2015 | 0.06x | $119.78 Million | $118.33 Million | $2.12 Billion | — |