Merchants Bancorp Financial Flexibility Index
Merchants Bancorp financial flexibility index. Merchants Bancorp (MBIN) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $48.40 Million (operating CF $29.77 Million minus capex $18.64 Million) represents 0% of total liabilities ($17.13 Billion). Explore MBIN capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Merchants Bancorp (2015–2024)
Financial flexibility index of Merchants Bancorp from 2015 to 2024. Historical Financial Flexibility Index trend for Merchants Bancorp across 10 annual periods. Check total reinvestment intensity of Merchants Bancorp to assess the company's total reinvestment commitment from operating cash flow.
Merchants Bancorp Financial Flexibility Index by Year (2015–2024)
Merchants Bancorp financial flexibility index by year from 2015 to 2024. Year-by-year free cash flow to debt coverage for Merchants Bancorp. For the full cash flow conversion analysis, see MBIN cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.05x | $-816.89 Million | $-835.28 Million | $16.56 Billion | ▼ -115.6% |
| 2023 | -0.02x | $-348.87 Million | $-356.40 Million | $15.25 Billion | ▼ -125.9% |
| 2022 | 0.09x | $984.59 Million | $975.77 Million | $11.16 Billion | ▲ +2060.6% |
| 2021 | 0.00x | $-45.57 Million | $-49.22 Million | $10.12 Billion | ▲ +99.3% |
| 2020 | -0.64x | $-871.26 Million | $-874.89 Million | $1.37 Billion | ▼ -192.8% |
| 2019 | -0.22x | $-1.24 Billion | $-1.26 Billion | $5.72 Billion | ▼ -442.4% |
| 2018 | 0.06x | $219.84 Million | $204.34 Million | $3.46 Billion | ▲ +210.5% |
| 2017 | -0.06x | $-173.89 Million | $-175.89 Million | $3.03 Billion | ▲ +2.0% |
| 2016 | -0.06x | $-147.21 Million | $-149.77 Million | $2.51 Billion | ▼ -203.8% |
| 2015 | 0.06x | $119.78 Million | $118.33 Million | $2.12 Billion | — |