Merchants Bancorp Defensive Interval Ratio
Merchants Bancorp defensive interval ratio. Merchants Bancorp (MBIN) has a Defensive Interval Ratio of 19 days as of September 2025. Defensive assets of $732.81 Million (cash $-, short-term investments $650.37 Million, receivables $82.44 Million) cover 19 days of daily cash needs of $38.18 Million/day. Explore long-term investment intensity of Merchants Bancorp to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Merchants Bancorp (2015–2024)
Defensive interval ratio of Merchants Bancorp from 2015 to 2024. This chart shows how Merchants Bancorp's Defensive Interval Ratio has evolved across 10 annual periods from 2015 to 2024. As of September 2025, the ratio stands at 19 days, meaning defensive assets of $732.81 Million can fund 19 days of operations without new revenue. Read total liabilities of Merchants Bancorp for a breakdown of total debt and financial obligations.
Merchants Bancorp Defensive Interval Ratio by Year (2015–2024)
Merchants Bancorp defensive interval ratio by year from 2015 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Merchants Bancorp from 2015 to 2024, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Merchants Bancorp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 5 days | $173.41 Million | $32.66 Million/day | $- | $90.01 Million | ▼ -26 days |
| 2023 | 31 days | $1.21 Billion | $38.52 Million/day | $- | $1.11 Billion | ▲ +18 days |
| 2022 | 14 days | $379.60 Million | $27.67 Million/day | $- | $323.34 Million | ▼ -394 days |
| 2021 | 407 days | $334.73 Million | $821.92K/day | $- | $310.63 Million | ▲ +346 days |
| 2020 | 61 days | $291.57 Million | $4.78 Million/day | $- | $269.80 Million | ▼ -17162 days |
| 2019 | 17223 days | $308.60 Million | $17.92K/day | $- | $290.24 Million | ▲ +17185 days |
| 2018 | 39 days | $344.90 Million | $8.94 Million/day | $- | $331.07 Million | ▼ -5563 days |
| 2017 | 5601 days | $416.70 Million | $74.39K/day | $- | $408.37 Million | ▲ +5552 days |
| 2016 | 49 days | $331.24 Million | $6.73 Million/day | $- | $325.87 Million | ▲ +3 days |
| 2015 | 46 days | $259.06 Million | $5.66 Million/day | $- | $254.46 Million | — |