Merchants Bancorp (MBIN) — Net Asset Quality Index

Latest as of September 2025: 11.5%

Merchants Bancorp (MBIN) has a Net Asset Quality Index of 11.5% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $19.35 Billion minus total liabilities of $17.13 Billion yields net assets of $2.23 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read Merchants Bancorp balance sheet liabilities for a breakdown of total debt and financial obligations.

Quality Index

11.5%
Equity / Total Assets

Net Assets

$2.23 Billion
USD

Total Assets

$19.35 Billion
USD

Total Liabilities

$17.13 Billion
USD

Merchants Bancorp Net Asset Quality Index Over Time (2015–2024)

This chart shows how Merchants Bancorp's Net Asset Quality Index has evolved across 10 annual periods from 2015 to 2024. As of September 2025, the index stands at 11.5%, representing net assets of $2.23 Billion against total assets of $19.35 Billion USD. For live market cap and overall valuation, see Merchants Bancorp market capitalisation.

Annual Net Asset Quality Index for Merchants Bancorp (2015–2024)

The table below presents the year-by-year Net Asset Quality Index for Merchants Bancorp from 2015 to 2024, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check strategic asset allocation of Merchants Bancorp to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2024 11.9% $2.24 Billion $18.81 Billion $16.56 Billion ▲ +1.9 pp
2023 10.0% $1.70 Billion $16.95 Billion $15.25 Billion ▼ -1.5 pp
2022 11.6% $1.46 Billion $12.62 Billion $11.16 Billion ▲ +1.3 pp
2021 10.2% $1.16 Billion $11.28 Billion $10.12 Billion ▼ -75.6 pp
2020 85.8% $8.28 Billion $9.65 Billion $1.37 Billion ▲ +75.6 pp
2019 10.3% $653.73 Million $6.37 Billion $5.72 Billion ▼ -0.6 pp
2018 10.8% $421.24 Million $3.88 Billion $3.46 Billion ▲ +0.0 pp
2017 10.8% $367.47 Million $3.40 Billion $3.03 Billion ▲ +3.2 pp
2016 7.6% $206.29 Million $2.72 Billion $2.51 Billion ▲ +1.1 pp
2015 6.5% $148.20 Million $2.27 Billion $2.12 Billion
pp = percentage points