Merchants Bancorp (MBIN) — Cash Flow-to-Debt Ratio
Merchants Bancorp (MBIN) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $29.77 Million could theoretically repay 0% of its total liabilities ($17.13 Billion) in one year. See Merchants Bancorp leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Merchants Bancorp Cash Flow-to-Debt Ratio (2015–2024)
Historical debt coverage capacity for Merchants Bancorp across 10 annual periods. For the full cash flow conversion analysis, see how efficiently does Merchants Bancorp generate cash.
Annual Cash Flow-to-Debt Ratio for Merchants Bancorp (2015–2024)
Year-by-year debt coverage analysis for Merchants Bancorp. Check Merchants Bancorp cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.05x | $-835.28 Million | $16.56 Billion | ▼ -115.8% |
| 2023 | -0.02x | $-356.40 Million | $15.25 Billion | ▼ -126.7% |
| 2022 | 0.09x | $975.77 Million | $11.16 Billion | ▲ +1899.2% |
| 2021 | 0.00x | $-49.22 Million | $10.12 Billion | ▲ +99.2% |
| 2020 | -0.64x | $-874.89 Million | $1.37 Billion | ▼ -190.8% |
| 2019 | -0.22x | $-1.26 Billion | $5.72 Billion | ▼ -472.5% |
| 2018 | 0.06x | $204.34 Million | $3.46 Billion | ▲ +201.6% |
| 2017 | -0.06x | $-175.89 Million | $3.03 Billion | ▲ +2.6% |
| 2016 | -0.06x | $-149.77 Million | $2.51 Billion | ▼ -206.9% |
| 2015 | 0.06x | $118.33 Million | $2.12 Billion | — |