Waterstone Financial Inc (WSBF) — Cash Flow Reinvestment Rate
Waterstone Financial Inc (WSBF) has a Cash Flow Reinvestment Rate of 5.11x as of December 2025, reinvesting $16.23 Million (capex $546.00K plus investments $15.68 Million) from operating cash flow of $3.17 Million. Check WSBF cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Waterstone Financial Inc Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for Waterstone Financial Inc across 13 annual periods. Explore Waterstone Financial Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Waterstone Financial Inc (2003–2025)
Year-by-year capital reinvestment analysis for Waterstone Financial Inc. For live market cap and broader valuation context, see Waterstone Financial Inc market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.75x | $14.25 Million | $19.02 Million | $1.17 Million | ▲ +43.7% |
| 2024 | 0.52x | $25.06 Million | $48.06 Million | $1.10 Million | ▼ -68.0% |
| 2022 | 1.63x | $336.44 Million | $206.66 Million | $701.00K | ▲ +907.2% |
| 2021 | 0.16x | $24.96 Million | $154.45 Million | $778.00K | ▼ -92.0% |
| 2018 | 2.02x | $83.83 Million | $41.50 Million | $3.96 Million | ▲ +124.3% |
| 2017 | 0.90x | $96.45 Million | $107.10 Million | $1.58 Million | ▲ +778.5% |
| 2013 | 0.10x | $5.36 Million | $52.28 Million | $5.36 Million | ▼ -91.1% |
| 2011 | 1.15x | $40.51 Million | $35.09 Million | $1.02 Million | ▲ +2063.7% |
| 2008 | 0.05x | $1.28 Million | $24.07 Million | $1.28 Million | ▼ -93.7% |
| 2006 | 0.85x | $8.61 Million | $10.12 Million | $8.61 Million | ▲ +254.8% |
| 2005 | 0.24x | $2.35 Million | $9.78 Million | $2.35 Million | ▼ -46.2% |
| 2004 | 0.45x | $5.83 Million | $13.06 Million | $5.83 Million | ▼ -1.5% |
| 2003 | 0.45x | $5.09 Million | $11.22 Million | $5.09 Million | — |