Waterstone Financial Inc (WSBF) — Financial Flexibility Index
Waterstone Financial Inc (WSBF) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $344.00K (operating CF $-647.00K minus capex $991.00K) represents 0% of total liabilities ($1.90 Billion). Check asset allocation strategy of Waterstone Financial Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Waterstone Financial Inc Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Waterstone Financial Inc across 23 annual periods. See working capital position of Waterstone Financial Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Waterstone Financial Inc (2003–2025)
Year-by-year free cash flow to debt coverage for Waterstone Financial Inc. For the full company profile including market capitalisation, see Waterstone Financial Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $20.19 Million | $19.02 Million | $1.91 Billion | ▼ -59.8% |
| 2024 | 0.03x | $49.16 Million | $48.06 Million | $1.87 Billion | ▲ +282.8% |
| 2023 | -0.01x | $-26.88 Million | $-27.58 Million | $1.87 Billion | ▼ -111.5% |
| 2022 | 0.12x | $207.37 Million | $206.66 Million | $1.66 Billion | ▲ +43.4% |
| 2021 | 0.09x | $155.23 Million | $154.45 Million | $1.78 Billion | ▲ +255.2% |
| 2020 | -0.06x | $-99.34 Million | $-100.57 Million | $1.77 Billion | ▼ -142.2% |
| 2019 | -0.02x | $-37.10 Million | $-40.22 Million | $1.60 Billion | ▼ -177.2% |
| 2018 | 0.03x | $45.47 Million | $41.50 Million | $1.52 Billion | ▼ -61.5% |
| 2017 | 0.08x | $108.67 Million | $107.10 Million | $1.39 Billion | ▲ +568.1% |
| 2016 | -0.02x | $-22.98 Million | $-24.06 Million | $1.38 Billion | ▼ -127.7% |
| 2015 | -0.01x | $-10.03 Million | $-12.99 Million | $1.37 Billion | ▼ -3551.5% |
| 2014 | 0.00x | $-267.00K | $-2.22 Million | $1.33 Billion | ▼ -100.6% |
| 2013 | 0.03x | $57.64 Million | $52.28 Million | $1.73 Billion | ▲ +280.2% |
| 2012 | -0.02x | $-6.46 Million | $-8.14 Million | $350.00 Million | ▼ -179.1% |
| 2011 | 0.02x | $36.11 Million | $35.09 Million | $1.55 Billion | ▲ +413.2% |
| 2010 | -0.01x | $-12.20 Million | $-13.13 Million | $1.64 Billion | ▼ -57.1% |
| 2009 | 0.00x | $-8.06 Million | $-11.88 Million | $1.70 Billion | ▼ -132.1% |
| 2008 | 0.01x | $25.35 Million | $24.07 Million | $1.71 Billion | ▲ +1075.4% |
| 2007 | 0.00x | $1.90 Million | $-224.00K | $1.51 Billion | ▼ -90.5% |
| 2006 | 0.01x | $18.73 Million | $10.12 Million | $1.41 Billion | ▲ +40.5% |
| 2005 | 0.01x | $12.13 Million | $9.78 Million | $1.28 Billion | ▼ -37.2% |
| 2004 | 0.02x | $18.89 Million | $13.06 Million | $1.25 Billion | ▲ +3.3% |
| 2003 | 0.01x | $16.31 Million | $11.22 Million | $1.12 Billion | — |