Waterstone Financial Inc (WSBF) — Financial Flexibility Index
Waterstone Financial Inc (WSBF) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $33.01 Million (operating CF $32.72 Million minus capex $295.00K) represents 0% of total liabilities ($1.92 Billion). Also explore WSBF net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Waterstone Financial Inc Financial Flexibility Index (2003–2024)
Historical Financial Flexibility Index trend for Waterstone Financial Inc across 22 annual periods. Check WSBF strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Waterstone Financial Inc (2003–2024)
Year-by-year free cash flow to debt coverage for Waterstone Financial Inc. For the full company profile including market capitalisation, see WSBF company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.03x | $49.16 Million | $48.06 Million | $1.87 Billion | ▲ +282.8% |
| 2023 | -0.01x | $-26.88 Million | $-27.58 Million | $1.87 Billion | ▼ -111.5% |
| 2022 | 0.12x | $207.37 Million | $206.66 Million | $1.66 Billion | ▲ +43.4% |
| 2021 | 0.09x | $155.23 Million | $154.45 Million | $1.78 Billion | ▲ +255.2% |
| 2020 | -0.06x | $-99.34 Million | $-100.57 Million | $1.77 Billion | ▼ -142.2% |
| 2019 | -0.02x | $-37.10 Million | $-40.22 Million | $1.60 Billion | ▼ -177.2% |
| 2018 | 0.03x | $45.47 Million | $41.50 Million | $1.52 Billion | ▼ -61.5% |
| 2017 | 0.08x | $108.67 Million | $107.10 Million | $1.39 Billion | ▲ +568.1% |
| 2016 | -0.02x | $-22.98 Million | $-24.06 Million | $1.38 Billion | ▼ -127.7% |
| 2015 | -0.01x | $-10.03 Million | $-12.99 Million | $1.37 Billion | ▼ -3551.5% |
| 2014 | 0.00x | $-267.00K | $-2.22 Million | $1.33 Billion | ▼ -100.6% |
| 2013 | 0.03x | $57.64 Million | $52.28 Million | $1.73 Billion | ▲ +280.2% |
| 2012 | -0.02x | $-6.46 Million | $-8.14 Million | $350.00 Million | ▼ -179.1% |
| 2011 | 0.02x | $36.11 Million | $35.09 Million | $1.55 Billion | ▲ +413.2% |
| 2010 | -0.01x | $-12.20 Million | $-13.13 Million | $1.64 Billion | ▼ -57.1% |
| 2009 | 0.00x | $-8.06 Million | $-11.88 Million | $1.70 Billion | ▼ -132.1% |
| 2008 | 0.01x | $25.35 Million | $24.07 Million | $1.71 Billion | ▲ +1075.4% |
| 2007 | 0.00x | $1.90 Million | $-224.00K | $1.51 Billion | ▼ -90.5% |
| 2006 | 0.01x | $18.73 Million | $10.12 Million | $1.41 Billion | ▲ +40.5% |
| 2005 | 0.01x | $12.13 Million | $9.78 Million | $1.28 Billion | ▼ -37.2% |
| 2004 | 0.02x | $18.89 Million | $13.06 Million | $1.25 Billion | ▲ +3.3% |
| 2003 | 0.01x | $16.31 Million | $11.22 Million | $1.12 Billion | — |