Waterstone Financial Inc Financial Flexibility Index
Waterstone Financial Inc financial flexibility index. Waterstone Financial Inc (WSBF) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $9.64 Million (operating CF $9.50 Million minus capex $136.00K) represents 0% of total liabilities ($1.90 Billion). See WSBF cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Waterstone Financial Inc (2003–2025)
Financial flexibility index of Waterstone Financial Inc from 2003 to 2025. Historical Financial Flexibility Index trend for Waterstone Financial Inc across 23 annual periods. Check Waterstone Financial Inc (WSBF) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Waterstone Financial Inc Financial Flexibility Index by Year (2003–2025)
Waterstone Financial Inc financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for Waterstone Financial Inc. For the full cash flow conversion analysis, see Waterstone Financial Inc (WSBF) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $20.19 Million | $19.02 Million | $1.91 Billion | ▼ -59.8% |
| 2024 | 0.03x | $49.16 Million | $48.06 Million | $1.87 Billion | ▲ +282.8% |
| 2023 | -0.01x | $-26.88 Million | $-27.58 Million | $1.87 Billion | ▼ -111.5% |
| 2022 | 0.12x | $207.37 Million | $206.66 Million | $1.66 Billion | ▲ +43.4% |
| 2021 | 0.09x | $155.23 Million | $154.45 Million | $1.78 Billion | ▲ +255.2% |
| 2020 | -0.06x | $-99.34 Million | $-100.57 Million | $1.77 Billion | ▼ -142.2% |
| 2019 | -0.02x | $-37.10 Million | $-40.22 Million | $1.60 Billion | ▼ -177.2% |
| 2018 | 0.03x | $45.47 Million | $41.50 Million | $1.52 Billion | ▼ -61.5% |
| 2017 | 0.08x | $108.67 Million | $107.10 Million | $1.39 Billion | ▲ +568.1% |
| 2016 | -0.02x | $-22.98 Million | $-24.06 Million | $1.38 Billion | ▼ -127.7% |
| 2015 | -0.01x | $-10.03 Million | $-12.99 Million | $1.37 Billion | ▼ -3551.5% |
| 2014 | 0.00x | $-267.00K | $-2.22 Million | $1.33 Billion | ▼ -100.6% |
| 2013 | 0.03x | $57.64 Million | $52.28 Million | $1.73 Billion | ▲ +280.2% |
| 2012 | -0.02x | $-6.46 Million | $-8.14 Million | $350.00 Million | ▼ -179.1% |
| 2011 | 0.02x | $36.11 Million | $35.09 Million | $1.55 Billion | ▲ +413.2% |
| 2010 | -0.01x | $-12.20 Million | $-13.13 Million | $1.64 Billion | ▼ -57.1% |
| 2009 | 0.00x | $-8.06 Million | $-11.88 Million | $1.70 Billion | ▼ -132.1% |
| 2008 | 0.01x | $25.35 Million | $24.07 Million | $1.71 Billion | ▲ +1075.4% |
| 2007 | 0.00x | $1.90 Million | $-224.00K | $1.51 Billion | ▼ -90.5% |
| 2006 | 0.01x | $18.73 Million | $10.12 Million | $1.41 Billion | ▲ +40.5% |
| 2005 | 0.01x | $12.13 Million | $9.78 Million | $1.28 Billion | ▼ -37.2% |
| 2004 | 0.02x | $18.89 Million | $13.06 Million | $1.25 Billion | ▲ +3.3% |
| 2003 | 0.01x | $16.31 Million | $11.22 Million | $1.12 Billion | — |