Waterstone Financial Inc (WSBF) — Cash Flow-to-Debt Ratio
Waterstone Financial Inc (WSBF) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of $32.72 Million could theoretically repay 0% of its total liabilities ($1.92 Billion) in one year. See free cash flow generation of Waterstone Financial Inc to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Waterstone Financial Inc Cash Flow-to-Debt Ratio (2003–2024)
Historical debt coverage capacity for Waterstone Financial Inc across 22 annual periods. Also explore WSBF net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Waterstone Financial Inc (2003–2024)
Year-by-year debt coverage analysis for Waterstone Financial Inc. For market capitalisation and broader financial context, see Waterstone Financial Inc (WSBF) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.03x | $48.06 Million | $1.87 Billion | ▲ +274.2% |
| 2023 | -0.01x | $-27.58 Million | $1.87 Billion | ▼ -111.9% |
| 2022 | 0.12x | $206.66 Million | $1.66 Billion | ▲ +43.6% |
| 2021 | 0.09x | $154.45 Million | $1.78 Billion | ▲ +252.6% |
| 2020 | -0.06x | $-100.57 Million | $1.77 Billion | ▼ -126.2% |
| 2019 | -0.03x | $-40.22 Million | $1.60 Billion | ▼ -191.6% |
| 2018 | 0.03x | $41.50 Million | $1.52 Billion | ▼ -64.4% |
| 2017 | 0.08x | $107.10 Million | $1.39 Billion | ▲ +540.5% |
| 2016 | -0.02x | $-24.06 Million | $1.38 Billion | ▼ -84.0% |
| 2015 | -0.01x | $-12.99 Million | $1.37 Billion | ▼ -470.1% |
| 2014 | 0.00x | $-2.22 Million | $1.33 Billion | ▼ -105.5% |
| 2013 | 0.03x | $52.28 Million | $1.73 Billion | ▲ +229.8% |
| 2012 | -0.02x | $-8.14 Million | $350.00 Million | ▼ -202.5% |
| 2011 | 0.02x | $35.09 Million | $1.55 Billion | ▲ +382.9% |
| 2010 | -0.01x | $-13.13 Million | $1.64 Billion | ▼ -14.7% |
| 2009 | -0.01x | $-11.88 Million | $1.70 Billion | ▼ -149.8% |
| 2008 | 0.01x | $24.07 Million | $1.71 Billion | ▲ +9554.8% |
| 2007 | 0.00x | $-224.00K | $1.51 Billion | ▼ -102.1% |
| 2006 | 0.01x | $10.12 Million | $1.41 Billion | ▼ -5.9% |
| 2005 | 0.01x | $9.78 Million | $1.28 Billion | ▼ -26.7% |
| 2004 | 0.01x | $13.06 Million | $1.25 Billion | ▲ +3.8% |
| 2003 | 0.01x | $11.22 Million | $1.12 Billion | — |