Waterstone Financial Inc (WSBF) — Free Cash Flow Generation Index
Waterstone Financial Inc (WSBF) has a Free Cash Flow Generation Index of 0.83x as of December 2025. Free cash flow of $2.63 Million represents 1% of operating cash flow ($3.17 Million). Read how much debt does Waterstone Financial Inc carry for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Waterstone Financial Inc Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Waterstone Financial Inc across 13 annual periods. Explore WSBF capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Waterstone Financial Inc (2003–2025)
Year-by-year Free Cash Flow Generation Index for Waterstone Financial Inc. For the full company profile including market capitalisation, see Waterstone Financial Inc market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.94x | $17.86 Million | $19.02 Million | $1.17 Million | ▼ -3.9% |
| 2024 | 0.98x | $46.96 Million | $48.06 Million | $1.10 Million | ▼ -2.0% |
| 2022 | 1.00x | $205.96 Million | $206.66 Million | $701.00K | ▲ +0.2% |
| 2021 | 0.99x | $153.68 Million | $154.45 Million | $778.00K | ▲ +10.0% |
| 2018 | 0.90x | $37.54 Million | $41.50 Million | $3.96 Million | ▼ -8.2% |
| 2017 | 0.99x | $105.52 Million | $107.10 Million | $1.58 Million | ▲ +9.8% |
| 2013 | 0.90x | $46.92 Million | $52.28 Million | $5.36 Million | ▼ -7.6% |
| 2011 | 0.97x | $34.07 Million | $35.09 Million | $1.02 Million | ▲ +2.6% |
| 2008 | 0.95x | $22.78 Million | $24.07 Million | $1.28 Million | ▲ +535.8% |
| 2006 | 0.15x | $1.51 Million | $10.12 Million | $8.61 Million | ▼ -80.4% |
| 2005 | 0.76x | $7.43 Million | $9.78 Million | $2.35 Million | ▼ -24.0% |
| 2004 | 1.00x | $13.06 Million | $13.06 Million | $5.83 Million | ▲ +82.9% |
| 2003 | 0.55x | $6.14 Million | $11.22 Million | $5.09 Million | — |