Waterstone Financial Inc Free Cash Flow Generation Index

Latest as of June 2026: 0.99x

Waterstone Financial Inc free cash flow generation index. Waterstone Financial Inc (WSBF) has a Free Cash Flow Generation Index of 0.99x as of June 2026. Free cash flow of $9.37 Million represents 1% of operating cash flow ($9.50 Million).

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

$9.37 Million
USD

Operating Cash Flow

$9.50 Million
USD

Capital Expenditures

$136.00K
USD

Free Cash Flow Generation Index of Waterstone Financial Inc (2003–2025)

Free cash flow generation index of Waterstone Financial Inc from 2003 to 2025. Historical FCF Generation Index trend for Waterstone Financial Inc across 13 annual periods. See Waterstone Financial Inc (WSBF) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Waterstone Financial Inc Free Cash Flow Generation Index by Year (2003–2025)

Waterstone Financial Inc free cash flow generation index by year from 2003 to 2025. Year-by-year Free Cash Flow Generation Index for Waterstone Financial Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Waterstone Financial Inc.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.94x $17.86 Million $19.02 Million $1.17 Million ▼ -3.9%
2024 0.98x $46.96 Million $48.06 Million $1.10 Million ▼ -2.0%
2022 1.00x $205.96 Million $206.66 Million $701.00K ▲ +0.2%
2021 0.99x $153.68 Million $154.45 Million $778.00K ▲ +10.0%
2018 0.90x $37.54 Million $41.50 Million $3.96 Million ▼ -8.2%
2017 0.99x $105.52 Million $107.10 Million $1.58 Million ▲ +9.8%
2013 0.90x $46.92 Million $52.28 Million $5.36 Million ▼ -7.6%
2011 0.97x $34.07 Million $35.09 Million $1.02 Million ▲ +2.6%
2008 0.95x $22.78 Million $24.07 Million $1.28 Million ▲ +535.8%
2006 0.15x $1.51 Million $10.12 Million $8.61 Million ▼ -80.4%
2005 0.76x $7.43 Million $9.78 Million $2.35 Million ▼ -24.0%
2004 1.00x $13.06 Million $13.06 Million $5.83 Million ▲ +82.9%
2003 0.55x $6.14 Million $11.22 Million $5.09 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).