Waterstone Financial Inc Defensive Interval Ratio
Waterstone Financial Inc defensive interval ratio. Waterstone Financial Inc (WSBF) has a Defensive Interval Ratio of 379 days as of June 2026. Defensive assets of $1.90 Billion (cash $-, short-term investments $237.35 Million, receivables $1.67 Billion) cover 379 days of daily cash needs of $5.02 Million/day. See how liquid is Waterstone Financial Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Waterstone Financial Inc (2003–2025)
Defensive interval ratio of Waterstone Financial Inc from 2003 to 2025. This chart shows how Waterstone Financial Inc's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of June 2026, the ratio stands at 379 days, meaning defensive assets of $1.90 Billion can fund 379 days of operations without new revenue. Check Waterstone Financial Inc (WSBF) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Waterstone Financial Inc Defensive Interval Ratio by Year (2003–2025)
Waterstone Financial Inc defensive interval ratio by year from 2003 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Waterstone Financial Inc from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see WSBF current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 402 days | $1.83 Billion | $4.55 Million/day | $- | $170.37 Million | ▲ +2 days |
| 2024 | 401 days | $1.82 Billion | $4.54 Million/day | $- | $155.78 Million | ▼ -49 days |
| 2023 | 450 days | $1.85 Billion | $4.11 Million/day | $- | $204.91 Million | ▲ +5 days |
| 2022 | 445 days | $1.69 Billion | $3.80 Million/day | $- | $196.59 Million | ▲ +42 days |
| 2021 | 403 days | $1.37 Billion | $3.40 Million/day | $- | $179.02 Million | ▼ -50 days |
| 2020 | 452 days | $1.52 Billion | $3.35 Million/day | $- | $159.62 Million | ▼ -72 days |
| 2019 | 525 days | $1.55 Billion | $2.96 Million/day | $- | $178.48 Million | ▼ -18 days |
| 2018 | 543 days | $1.55 Billion | $2.86 Million/day | $- | $185.72 Million | ▲ +11 days |
| 2017 | 532 days | $1.48 Billion | $2.78 Million/day | $- | $199.71 Million | ▲ +74 days |
| 2016 | 458 days | $1.39 Billion | $3.03 Million/day | $- | $226.79 Million | ▼ -49 days |
| 2015 | 507 days | $1.37 Billion | $2.70 Million/day | $- | $269.66 Million | ▼ -12 days |
| 2014 | 520 days | $1.35 Billion | $2.60 Million/day | $- | $273.44 Million | ▲ +173 days |
| 2013 | 347 days | $1.28 Billion | $3.70 Million/day | $- | $213.42 Million | ▲ +271 days |
| 2012 | 76 days | $205.02 Million | $2.70 Million/day | $- | $205.02 Million | ▼ -2702 days |
| 2011 | 2778 days | $206.52 Million | $74.35K/day | $- | $206.52 Million | ▲ +2775 days |
| 2010 | 3 days | $9.43 Million | $3.20 Million/day | $- | $9.43 Million | ▲ +2 days |
| 2009 | 1 days | $4.25 Million | $3.39 Million/day | $- | $4.25 Million | ▼ -1 days |
| 2008 | 3 days | $9.00 Million | $3.29 Million/day | $- | $9.00 Million | ▼ -2 days |
| 2007 | 4 days | $12.39 Million | $2.87 Million/day | $- | $12.39 Million | ▼ -12 days |
| 2006 | 16 days | $47.06 Million | $2.95 Million/day | $- | $47.06 Million | ▲ +16 days |
| 2005 | 0 days | $1.15 Million | $3.10 Million/day | $- | $- | ▼ -3 days |
| 2004 | 4 days | $11.51 Million | $3.20 Million/day | $- | $10.36 Million | ▲ +1 days |
| 2003 | 3 days | $8.28 Million | $2.91 Million/day | $- | $8.28 Million | — |