Cullen/Frost Bankers Inc (CFR) — Cash Flow Reinvestment Rate
Cullen/Frost Bankers Inc (CFR) has a Cash Flow Reinvestment Rate of 1.38x as of September 2025, reinvesting $342.40 Million (capex $67.22 Million plus investments $-275.19 Million) from operating cash flow of $248.58 Million. Explore reinvestment intensity of Cullen/Frost Bankers Inc to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cullen/Frost Bankers Inc Cash Flow Reinvestment Rate (1990–2024)
Historical reinvestment intensity for Cullen/Frost Bankers Inc across 34 annual periods. Also explore Cullen/Frost Bankers Inc assets under control for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Cullen/Frost Bankers Inc (1990–2024)
Year-by-year capital reinvestment analysis for Cullen/Frost Bankers Inc. For live market cap and broader valuation context, see how much is Cullen/Frost Bankers Inc worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.31x | $308.65 Million | $989.53 Million | $127.78 Million | ▼ -86.4% |
| 2023 | 2.30x | $1.10 Billion | $478.85 Million | $158.63 Million | ▼ -79.9% |
| 2022 | 11.46x | $8.28 Billion | $722.58 Million | $102.50 Million | ▲ +193.1% |
| 2021 | 3.91x | $2.54 Billion | $648.29 Million | $65.85 Million | ▲ +25.2% |
| 2020 | 3.12x | $1.64 Billion | $524.24 Million | $95.42 Million | ▲ +42.0% |
| 2019 | 2.20x | $1.40 Billion | $634.09 Million | $206.72 Million | ▼ -35.9% |
| 2018 | 3.43x | $1.93 Billion | $562.39 Million | $79.27 Million | ▲ +173.2% |
| 2017 | 1.26x | $676.23 Million | $538.08 Million | $34.09 Million | ▼ -61.6% |
| 2016 | 3.27x | $1.43 Billion | $437.84 Million | $53.65 Million | ▲ +3.7% |
| 2015 | 3.16x | $1.25 Billion | $394.86 Million | $147.13 Million | ▼ -70.7% |
| 2014 | 10.78x | $3.12 Billion | $289.85 Million | $131.97 Million | ▲ +355.6% |
| 2013 | 2.37x | $410.71 Million | $173.61 Million | $39.60 Million | ▼ -67.3% |
| 2012 | 7.23x | $2.17 Billion | $300.00 Million | $24.89 Million | ▲ +7324.9% |
| 2011 | 0.10x | $26.72 Million | $274.37 Million | $26.72 Million | ▼ -90.2% |
| 2010 | 0.99x | $420.59 Million | $424.53 Million | $16.83 Million | ▲ +246.8% |
| 2009 | 0.29x | $78.26 Million | $273.93 Million | $78.26 Million | ▼ -0.8% |
| 2008 | 0.29x | $67.47 Million | $234.37 Million | $67.47 Million | ▲ +175.1% |
| 2007 | 0.10x | $21.07 Million | $201.28 Million | $21.07 Million | ▼ -23.4% |
| 2005 | 0.14x | $18.10 Million | $132.44 Million | $18.10 Million | ▲ +14.3% |
| 2004 | 0.12x | $15.40 Million | $128.78 Million | $15.40 Million | ▲ +93.4% |
| 2003 | 0.06x | $12.51 Million | $202.36 Million | $12.51 Million | ▼ -58.9% |
| 2002 | 0.15x | $40.95 Million | $272.20 Million | $40.95 Million | ▼ -21.2% |
| 2001 | 0.19x | $17.48 Million | $91.52 Million | $17.48 Million | ▼ -1.4% |
| 2000 | 0.19x | $25.21 Million | $130.20 Million | $25.21 Million | ▲ +30.3% |
| 1999 | 0.15x | $20.30 Million | $136.60 Million | $20.30 Million | ▼ -8.9% |
| 1998 | 0.16x | $18.80 Million | $115.30 Million | $18.80 Million | ▼ -56.6% |
| 1997 | 0.38x | $18.10 Million | $48.20 Million | $18.10 Million | ▲ +34.4% |
| 1996 | 0.28x | $21.40 Million | $76.60 Million | $21.40 Million | ▲ +275.0% |
| 1995 | 0.07x | $6.40 Million | $85.90 Million | $6.40 Million | ▼ -78.6% |
| 1994 | 0.35x | $16.40 Million | $47.10 Million | $16.40 Million | ▲ +12.6% |
| 1993 | 0.31x | $13.30 Million | $43.00 Million | $13.30 Million | ▲ +45.1% |
| 1992 | 0.21x | $11.70 Million | $54.90 Million | $11.70 Million | ▼ -33.4% |
| 1991 | 0.32x | $10.40 Million | $32.50 Million | $10.40 Million | ▲ +146.2% |
| 1990 | 0.13x | $5.90 Million | $45.40 Million | $5.90 Million | — |