Cullen/Frost Bankers Inc Cash Flow Reinvestment Rate
Cullen/Frost Bankers Inc cash flow reinvestment rate. Cullen/Frost Bankers Inc (CFR) has a Cash Flow Reinvestment Rate of 1.38x as of September 2025, reinvesting $342.40 Million (capex $67.22 Million plus investments $-275.19 Million) from operating cash flow of $248.58 Million. Explore CFR cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Cullen/Frost Bankers Inc (1990–2024)
Cash flow reinvestment rate of Cullen/Frost Bankers Inc from 1990 to 2024. Historical reinvestment intensity for Cullen/Frost Bankers Inc across 34 annual periods. Explore CFR capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Cullen/Frost Bankers Inc Cash Flow Reinvestment Rate by Year (1990–2024)
Cullen/Frost Bankers Inc cash flow reinvestment rate by year from 1990 to 2024. Year-by-year capital reinvestment analysis for Cullen/Frost Bankers Inc. For the full cash flow conversion analysis, see how efficiently does Cullen/Frost Bankers Inc generate cash.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.31x | $308.65 Million | $989.53 Million | $127.78 Million | ▼ -86.4% |
| 2023 | 2.30x | $1.10 Billion | $478.85 Million | $158.63 Million | ▼ -79.9% |
| 2022 | 11.46x | $8.28 Billion | $722.58 Million | $102.50 Million | ▲ +193.1% |
| 2021 | 3.91x | $2.54 Billion | $648.29 Million | $65.85 Million | ▲ +25.2% |
| 2020 | 3.12x | $1.64 Billion | $524.24 Million | $95.42 Million | ▲ +42.0% |
| 2019 | 2.20x | $1.40 Billion | $634.09 Million | $206.72 Million | ▼ -35.9% |
| 2018 | 3.43x | $1.93 Billion | $562.39 Million | $79.27 Million | ▲ +173.2% |
| 2017 | 1.26x | $676.23 Million | $538.08 Million | $34.09 Million | ▼ -61.6% |
| 2016 | 3.27x | $1.43 Billion | $437.84 Million | $53.65 Million | ▲ +3.7% |
| 2015 | 3.16x | $1.25 Billion | $394.86 Million | $147.13 Million | ▼ -70.7% |
| 2014 | 10.78x | $3.12 Billion | $289.85 Million | $131.97 Million | ▲ +355.6% |
| 2013 | 2.37x | $410.71 Million | $173.61 Million | $39.60 Million | ▼ -67.3% |
| 2012 | 7.23x | $2.17 Billion | $300.00 Million | $24.89 Million | ▲ +7324.9% |
| 2011 | 0.10x | $26.72 Million | $274.37 Million | $26.72 Million | ▼ -90.2% |
| 2010 | 0.99x | $420.59 Million | $424.53 Million | $16.83 Million | ▲ +246.8% |
| 2009 | 0.29x | $78.26 Million | $273.93 Million | $78.26 Million | ▼ -0.8% |
| 2008 | 0.29x | $67.47 Million | $234.37 Million | $67.47 Million | ▲ +175.1% |
| 2007 | 0.10x | $21.07 Million | $201.28 Million | $21.07 Million | ▼ -23.4% |
| 2005 | 0.14x | $18.10 Million | $132.44 Million | $18.10 Million | ▲ +14.3% |
| 2004 | 0.12x | $15.40 Million | $128.78 Million | $15.40 Million | ▲ +93.4% |
| 2003 | 0.06x | $12.51 Million | $202.36 Million | $12.51 Million | ▼ -58.9% |
| 2002 | 0.15x | $40.95 Million | $272.20 Million | $40.95 Million | ▼ -21.2% |
| 2001 | 0.19x | $17.48 Million | $91.52 Million | $17.48 Million | ▼ -1.4% |
| 2000 | 0.19x | $25.21 Million | $130.20 Million | $25.21 Million | ▲ +30.3% |
| 1999 | 0.15x | $20.30 Million | $136.60 Million | $20.30 Million | ▼ -8.9% |
| 1998 | 0.16x | $18.80 Million | $115.30 Million | $18.80 Million | ▼ -56.6% |
| 1997 | 0.38x | $18.10 Million | $48.20 Million | $18.10 Million | ▲ +34.4% |
| 1996 | 0.28x | $21.40 Million | $76.60 Million | $21.40 Million | ▲ +275.0% |
| 1995 | 0.07x | $6.40 Million | $85.90 Million | $6.40 Million | ▼ -78.6% |
| 1994 | 0.35x | $16.40 Million | $47.10 Million | $16.40 Million | ▲ +12.6% |
| 1993 | 0.31x | $13.30 Million | $43.00 Million | $13.30 Million | ▲ +45.1% |
| 1992 | 0.21x | $11.70 Million | $54.90 Million | $11.70 Million | ▼ -33.4% |
| 1991 | 0.32x | $10.40 Million | $32.50 Million | $10.40 Million | ▲ +146.2% |
| 1990 | 0.13x | $5.90 Million | $45.40 Million | $5.90 Million | — |