Cullen/Frost Bankers Inc (CFR) — Capital Reinvestment Ratio
Latest as of September 2025:
0.27x
Cullen/Frost Bankers Inc (CFR) has a Capital Reinvestment Ratio of 0.27x as of September 2025, meaning it reinvests 0% of its operating cash flow ($248.58 Million) in capital expenditures ($67.22 Million). See CFR cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.27x
Capex / Operating Cash Flow
Operating Cash Flow
$248.58 Million
USD
Capital Expenditures
$67.22 Million
USD
Data as of
Sep 2025
Most recent filing
Cullen/Frost Bankers Inc Capital Reinvestment Ratio (1990–2024)
This chart tracks Cullen/Frost Bankers Inc's Capital Reinvestment Ratio across 34 annual periods.
Annual Capital Reinvestment Ratio for Cullen/Frost Bankers Inc (1990–2024)
Year-by-year Capital Reinvestment Ratio for Cullen/Frost Bankers Inc from 1990 to 2024. For live market cap and broader valuation context, see CFR market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.13x | $989.53 Million | $127.78 Million | ▼ -61.0% |
| 2023 | 0.33x | $478.85 Million | $158.63 Million | ▲ +133.5% |
| 2022 | 0.14x | $722.58 Million | $102.50 Million | ▲ +39.7% |
| 2021 | 0.10x | $648.29 Million | $65.85 Million | ▼ -44.2% |
| 2020 | 0.18x | $524.24 Million | $95.42 Million | ▼ -44.2% |
| 2019 | 0.33x | $634.09 Million | $206.72 Million | ▲ +131.3% |
| 2018 | 0.14x | $562.39 Million | $79.27 Million | ▲ +122.5% |
| 2017 | 0.06x | $538.08 Million | $34.09 Million | ▼ -48.3% |
| 2016 | 0.12x | $437.84 Million | $53.65 Million | ▼ -67.1% |
| 2015 | 0.37x | $394.86 Million | $147.13 Million | ▼ -18.2% |
| 2014 | 0.46x | $289.85 Million | $131.97 Million | ▲ +99.6% |
| 2013 | 0.23x | $173.61 Million | $39.60 Million | ▲ +174.9% |
| 2012 | 0.08x | $300.00 Million | $24.89 Million | ▼ -14.8% |
| 2011 | 0.10x | $274.37 Million | $26.72 Million | ▲ +145.7% |
| 2010 | 0.04x | $424.53 Million | $16.83 Million | ▼ -86.1% |
| 2009 | 0.29x | $273.93 Million | $78.26 Million | ▼ -0.8% |
| 2008 | 0.29x | $234.37 Million | $67.47 Million | ▲ +175.1% |
| 2007 | 0.10x | $201.28 Million | $21.07 Million | ▼ -23.4% |
| 2005 | 0.14x | $132.44 Million | $18.10 Million | ▲ +14.3% |
| 2004 | 0.12x | $128.78 Million | $15.40 Million | ▲ +93.4% |
| 2003 | 0.06x | $202.36 Million | $12.51 Million | ▼ -58.9% |
| 2002 | 0.15x | $272.20 Million | $40.95 Million | ▼ -21.2% |
| 2001 | 0.19x | $91.52 Million | $17.48 Million | ▼ -1.4% |
| 2000 | 0.19x | $130.20 Million | $25.21 Million | ▲ +30.3% |
| 1999 | 0.15x | $136.60 Million | $20.30 Million | ▼ -8.9% |
| 1998 | 0.16x | $115.30 Million | $18.80 Million | ▼ -56.6% |
| 1997 | 0.38x | $48.20 Million | $18.10 Million | ▲ +34.4% |
| 1996 | 0.28x | $76.60 Million | $21.40 Million | ▲ +275.0% |
| 1995 | 0.07x | $85.90 Million | $6.40 Million | ▼ -78.6% |
| 1994 | 0.35x | $47.10 Million | $16.40 Million | ▲ +12.6% |
| 1993 | 0.31x | $43.00 Million | $13.30 Million | ▲ +45.1% |
| 1992 | 0.21x | $54.90 Million | $11.70 Million | ▼ -33.4% |
| 1991 | 0.32x | $32.50 Million | $10.40 Million | ▲ +146.2% |
| 1990 | 0.13x | $45.40 Million | $5.90 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow