Indian Overseas Bank (IOB) — Cash Flow-to-Debt Ratio
Indian Overseas Bank (IOB) has a Cash Flow-to-Debt Ratio of -0.06x as of September 2025, meaning its operating cash flow of Rs-243.43 Billion could theoretically repay 0% of its total liabilities (Rs3.98 Trillion) in one year. Explore investment intensity of Indian Overseas Bank to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Indian Overseas Bank Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Indian Overseas Bank across 21 annual periods. Also explore how large is Indian Overseas Bank's balance sheet for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Indian Overseas Bank (2005–2025)
Year-by-year debt coverage analysis for Indian Overseas Bank. For market capitalisation and broader financial context, see IOB market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.06x | Rs-229.78 Billion | Rs3.62 Trillion | ▼ -1737.3% |
| 2024 | 0.00x | Rs-11.19 Billion | Rs3.24 Trillion | ▲ +93.6% |
| 2023 | -0.05x | Rs-155.84 Billion | Rs2.89 Trillion | ▲ +8.5% |
| 2022 | -0.06x | Rs-163.22 Billion | Rs2.76 Trillion | ▼ -406.7% |
| 2021 | 0.02x | Rs49.51 Billion | Rs2.57 Trillion | ▲ +133.6% |
| 2020 | -0.06x | Rs-140.23 Billion | Rs2.45 Trillion | ▼ -1604.7% |
| 2019 | 0.00x | Rs-7.86 Billion | Rs2.34 Trillion | ▲ +56.0% |
| 2018 | -0.01x | Rs-17.93 Billion | Rs2.35 Trillion | ▼ -324.2% |
| 2017 | 0.00x | Rs-5.05 Billion | Rs2.80 Trillion | ▲ +70.0% |
| 2016 | -0.01x | Rs-15.52 Billion | Rs2.59 Trillion | ▼ -127.2% |
| 2015 | 0.02x | Rs59.41 Billion | Rs2.70 Trillion | ▲ +73.7% |
| 2014 | 0.01x | Rs32.78 Billion | Rs2.59 Trillion | ▲ +582.7% |
| 2013 | 0.00x | Rs-6.07 Billion | Rs2.31 Trillion | ▼ -114.8% |
| 2012 | 0.02x | Rs36.93 Billion | Rs2.08 Trillion | ▲ +11227.1% |
| 2011 | 0.00x | Rs-270.77 Million | Rs1.69 Trillion | ▲ +98.4% |
| 2010 | -0.01x | Rs-12.10 Billion | Rs1.24 Trillion | ▼ -558.9% |
| 2009 | 0.00x | Rs2.43 Billion | Rs1.14 Trillion | ▼ -90.1% |
| 2008 | 0.02x | Rs20.86 Billion | Rs969.72 Billion | ▼ -62.7% |
| 2007 | 0.06x | Rs45.16 Billion | Rs782.66 Billion | ▲ +265.8% |
| 2006 | -0.03x | Rs-19.55 Billion | Rs561.80 Billion | ▼ -319.9% |
| 2005 | -0.01x | Rs-4.00 Billion | Rs482.40 Billion | — |