Indian Overseas Bank Net Asset Quality Index
Indian Overseas Bank net asset quality index. Indian Overseas Bank (IOB) has a Net Asset Quality Index of 8.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs4.48 Trillion minus total liabilities of Rs4.12 Trillion yields net assets of Rs356.79 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Indian Overseas Bank net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Indian Overseas Bank (2005–2025)
Net asset quality index of Indian Overseas Bank from 2005 to 2025. This chart shows how Indian Overseas Bank's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the index stands at 8.0%, representing net assets of Rs356.79 Billion against total assets of Rs4.48 Trillion INR. Check Indian Overseas Bank (IOB) strategic asset index to assess the company's strategic physical and investment asset allocation.
Indian Overseas Bank Net Asset Quality Index by Year (2005–2025)
Indian Overseas Bank net asset quality index by year from 2005 to 2025. The table below presents the year-by-year Net Asset Quality Index for Indian Overseas Bank from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see IOB company net worth.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.2% | Rs322.33 Billion | Rs3.95 Trillion | Rs3.62 Trillion | ▲ +0.3 pp |
| 2024 | 7.8% | Rs275.61 Billion | Rs3.52 Trillion | Rs3.24 Trillion | ▼ -0.1 pp |
| 2023 | 7.9% | Rs248.76 Billion | Rs3.13 Trillion | Rs2.89 Trillion | ▲ +0.4 pp |
| 2022 | 7.6% | Rs225.98 Billion | Rs2.99 Trillion | Rs2.76 Trillion | ▲ +1.3 pp |
| 2021 | 6.2% | Rs170.99 Billion | Rs2.74 Trillion | Rs2.57 Trillion | ▲ +0.0 pp |
| 2020 | 6.2% | Rs161.55 Billion | Rs2.61 Trillion | Rs2.45 Trillion | ▼ -0.3 pp |
| 2019 | 6.5% | Rs163.60 Billion | Rs2.50 Trillion | Rs2.34 Trillion | ▲ +1.2 pp |
| 2018 | 5.4% | Rs132.74 Billion | Rs2.48 Trillion | Rs2.35 Trillion | ▲ +0.7 pp |
| 2017 | 4.7% | Rs137.45 Billion | Rs2.94 Trillion | Rs2.80 Trillion | ▼ -1.0 pp |
| 2016 | 5.7% | Rs156.66 Billion | Rs2.74 Trillion | Rs2.59 Trillion | ▲ +0.2 pp |
| 2015 | 5.5% | Rs156.41 Billion | Rs2.86 Trillion | Rs2.70 Trillion | ▼ -0.4 pp |
| 2014 | 5.9% | Rs161.70 Billion | Rs2.75 Trillion | Rs2.59 Trillion | ▲ +0.4 pp |
| 2013 | 5.5% | Rs134.57 Billion | Rs2.45 Trillion | Rs2.31 Trillion | ▲ +0.1 pp |
| 2012 | 5.4% | Rs119.28 Billion | Rs2.20 Trillion | Rs2.08 Trillion | ▲ +0.2 pp |
| 2011 | 5.2% | Rs93.25 Billion | Rs1.79 Trillion | Rs1.69 Trillion | ▼ -0.5 pp |
| 2010 | 5.7% | Rs75.25 Billion | Rs1.31 Trillion | Rs1.24 Trillion | ▼ -0.2 pp |
| 2009 | 5.9% | Rs71.51 Billion | Rs1.21 Trillion | Rs1.14 Trillion | ▲ +1.1 pp |
| 2008 | 4.8% | Rs48.66 Billion | Rs1.02 Trillion | Rs969.72 Billion | ▼ -0.1 pp |
| 2007 | 4.9% | Rs39.90 Billion | Rs822.57 Billion | Rs782.66 Billion | ▼ -0.5 pp |
| 2006 | 5.4% | Rs31.77 Billion | Rs593.58 Billion | Rs561.80 Billion | ▲ +0.3 pp |
| 2005 | 5.1% | Rs25.75 Billion | Rs508.15 Billion | Rs482.40 Billion | — |