Indian Overseas Bank (IOB) — Strategic Asset Allocation Index
Indian Overseas Bank (IOB) has a Strategic Asset Allocation Index of 338.1% as of December 2025. Strategic assets (PP&E of Rs50.20 Billion plus long-term investments of Rs1.16 Trillion) total Rs1.21 Trillion, measured against net assets of Rs356.79 Billion. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. Check Indian Overseas Bank asset resilience ratio to evaluate the company's liquid asset resilience ratio.
SAAI
Strategic Assets
PP&E
Net Assets
Indian Overseas Bank Strategic Asset Allocation Index (2014–2025)
This chart shows how Indian Overseas Bank's Strategic Asset Allocation Index has evolved across 12 annual periods from 2014 to 2025. As of December 2025, the index stands at 338.1%, representing strategic assets of Rs1.21 Trillion against net assets of Rs356.79 Billion INR. See Indian Overseas Bank financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Annual Strategic Asset Allocation Index for Indian Overseas Bank (2014–2025)
The table below presents the year-by-year Strategic Asset Allocation Index for Indian Overseas Bank from 2014 to 2025, covering 12 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see market value of Indian Overseas Bank.
| Year | SAAI | Strategic Assets (INR) | PP&E | LT Investments | Net Assets | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 357.5% | Rs1.15 Trillion | Rs46.55 Billion | Rs1.11 Trillion | Rs322.33 Billion | ▼ -15.9 pp |
| 2024 | 373.5% | Rs1.03 Trillion | Rs37.40 Billion | Rs991.94 Billion | Rs275.61 Billion | ▼ -17.9 pp |
| 2023 | 391.4% | Rs973.53 Billion | Rs37.11 Billion | Rs936.43 Billion | Rs248.76 Billion | ▼ -58.0 pp |
| 2022 | 449.4% | Rs1.02 Trillion | Rs33.66 Billion | Rs981.79 Billion | Rs225.98 Billion | ▼ -126.2 pp |
| 2021 | 575.6% | Rs984.13 Billion | Rs29.19 Billion | Rs954.94 Billion | Rs170.99 Billion | ▲ +64.6 pp |
| 2020 | 510.9% | Rs825.43 Billion | Rs31.27 Billion | Rs794.16 Billion | Rs161.55 Billion | ▲ +81.4 pp |
| 2019 | 429.5% | Rs702.69 Billion | Rs33.37 Billion | Rs669.32 Billion | Rs163.60 Billion | ▼ -109.4 pp |
| 2018 | 538.9% | Rs715.39 Billion | Rs28.93 Billion | Rs686.46 Billion | Rs132.74 Billion | ▼ -3.8 pp |
| 2017 | 542.8% | Rs746.04 Billion | Rs30.54 Billion | Rs715.49 Billion | Rs137.45 Billion | ▲ +16.4 pp |
| 2016 | 526.4% | Rs824.60 Billion | Rs32.70 Billion | Rs791.90 Billion | Rs156.66 Billion | ▲ +3.4 pp |
| 2015 | 523.0% | Rs818.05 Billion | Rs25.07 Billion | Rs792.98 Billion | Rs156.41 Billion | ▲ +72.6 pp |
| 2014 | 450.5% | Rs728.41 Billion | Rs26.04 Billion | Rs702.37 Billion | Rs161.70 Billion | — |