Velocity Financial Llc Financial Flexibility Index

Latest as of September 2025: 0.00x

Velocity Financial Llc financial flexibility index. Velocity Financial Llc (VEL) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $11.60 Million (operating CF $11.45 Million minus capex $146.00K) represents 0% of total liabilities ($6.32 Billion). See VEL free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$11.60 Million
Operating CF − Capex

Total Liabilities

$6.32 Billion
USD

Capital Expenditures

$146.00K
USD

Financial Flexibility Index of Velocity Financial Llc (2016–2024)

Financial flexibility index of Velocity Financial Llc from 2016 to 2024. Historical Financial Flexibility Index trend for Velocity Financial Llc across 9 annual periods. Check Velocity Financial Llc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Velocity Financial Llc Financial Flexibility Index by Year (2016–2024)

Velocity Financial Llc financial flexibility index by year from 2016 to 2024. Year-by-year free cash flow to debt coverage for Velocity Financial Llc. For the full cash flow conversion analysis, see cash flow conversion of Velocity Financial Llc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $38.04 Million $37.76 Million $5.01 Billion ▼ -50.8%
2023 0.02x $61.23 Million $61.05 Million $3.97 Billion ▲ +6.1%
2022 0.01x $49.00 Million $48.67 Million $3.37 Billion ▼ -37.8%
2021 0.02x $57.76 Million $57.62 Million $2.47 Billion ▼ -21.9%
2020 0.03x $56.46 Million $54.89 Million $1.88 Billion ▲ +159.8%
2019 -0.05x $-103.33 Million $-105.34 Million $2.06 Billion ▼ -13.2%
2018 -0.04x $-70.78 Million $-72.48 Million $1.60 Billion ▼ -234.9%
2017 0.03x $40.73 Million $37.64 Million $1.24 Billion ▼ -1.1%
2016 0.03x $32.68 Million $29.77 Million $984.75 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities