Velocity Financial Llc (VEL) — Cash Flow-to-Debt Ratio
Velocity Financial Llc (VEL) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $11.45 Million could theoretically repay 0% of its total liabilities ($6.32 Billion) in one year. See Velocity Financial Llc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Velocity Financial Llc Cash Flow-to-Debt Ratio (2016–2024)
Historical debt coverage capacity for Velocity Financial Llc across 9 annual periods. For the full cash flow conversion analysis, see Velocity Financial Llc cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Velocity Financial Llc (2016–2024)
Year-by-year debt coverage analysis for Velocity Financial Llc. Check VEL cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $37.76 Million | $5.01 Billion | ▼ -51.0% |
| 2023 | 0.02x | $61.05 Million | $3.97 Billion | ▲ +6.5% |
| 2022 | 0.01x | $48.67 Million | $3.37 Billion | ▼ -38.1% |
| 2021 | 0.02x | $57.62 Million | $2.47 Billion | ▼ -19.9% |
| 2020 | 0.03x | $54.89 Million | $1.88 Billion | ▲ +157.1% |
| 2019 | -0.05x | $-105.34 Million | $2.06 Billion | ▼ -12.6% |
| 2018 | -0.05x | $-72.48 Million | $1.60 Billion | ▼ -249.5% |
| 2017 | 0.03x | $37.64 Million | $1.24 Billion | ▲ +0.4% |
| 2016 | 0.03x | $29.77 Million | $984.75 Million | — |