Velocity Financial Llc (VEL) — Cash Flow Quality Index
Velocity Financial Llc (VEL) has a Cash Flow Quality Index of 0.45x as of September 2025. Operating cash flow of $11.45 Million is below net income of $25.41 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can Velocity Financial Llc service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Velocity Financial Llc Cash Flow Quality Index (2016–2024)
Historical Cash Flow Quality Index for Velocity Financial Llc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see VEL operating cash flow.
Annual Cash Flow Quality Index for Velocity Financial Llc (2016–2024)
Year-by-year earnings quality comparison for Velocity Financial Llc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.55x | $37.76 Million | $68.47 Million | ▼ -53.5% |
| 2023 | 1.19x | $61.05 Million | $51.52 Million | ▼ -20.8% |
| 2022 | 1.50x | $48.67 Million | $32.52 Million | ▼ -24.1% |
| 2021 | 1.97x | $57.62 Million | $29.22 Million | ▼ -36.1% |
| 2020 | 3.09x | $54.89 Million | $17.78 Million | ▲ +150.7% |
| 2019 | -6.09x | $-105.34 Million | $17.29 Million | ▲ +35.9% |
| 2018 | -9.50x | $-72.48 Million | $7.63 Million | ▼ -453.0% |
| 2017 | 2.69x | $37.64 Million | $13.99 Million | ▼ -38.6% |
| 2016 | 4.38x | $29.77 Million | $6.80 Million | — |