Velocity Financial Llc Cash Flow Quality Index

Latest as of September 2025: 0.45x

Velocity Financial Llc cash flow quality index. Velocity Financial Llc (VEL) has a Cash Flow Quality Index of 0.45x as of September 2025. Operating cash flow of $11.45 Million is below net income of $25.41 Million, suggesting accrual-heavy earnings not yet converted to cash. See VEL financial flexibility index to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

0.45x
Operating CF / Net Income

Operating Cash Flow

$11.45 Million
USD

Net Income

$25.41 Million
USD

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Velocity Financial Llc (2016–2024)

Cash flow quality index of Velocity Financial Llc from 2016 to 2024. Historical Cash Flow Quality Index for Velocity Financial Llc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore VEL cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Velocity Financial Llc Cash Flow Quality Index by Year (2016–2024)

Velocity Financial Llc cash flow quality index by year from 2016 to 2024. Year-by-year earnings quality comparison for Velocity Financial Llc. For the full cash flow conversion analysis, see how efficiently does Velocity Financial Llc generate cash.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.55x $37.76 Million $68.47 Million ▼ -53.5%
2023 1.19x $61.05 Million $51.52 Million ▼ -20.8%
2022 1.50x $48.67 Million $32.52 Million ▼ -24.1%
2021 1.97x $57.62 Million $29.22 Million ▼ -36.1%
2020 3.09x $54.89 Million $17.78 Million ▲ +150.7%
2019 -6.09x $-105.34 Million $17.29 Million ▲ +35.9%
2018 -9.50x $-72.48 Million $7.63 Million ▼ -453.0%
2017 2.69x $37.64 Million $13.99 Million ▼ -38.6%
2016 4.38x $29.77 Million $6.80 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.