Velocity Financial Llc (VEL) — Cash Flow Quality Index

Latest as of September 2025: 0.45x

Velocity Financial Llc (VEL) has a Cash Flow Quality Index of 0.45x as of September 2025. Operating cash flow of $11.45 Million is below net income of $25.41 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Velocity Financial Llc cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

0.45x
Operating CF / Net Income

Operating Cash Flow

$11.45 Million
USD

Net Income

$25.41 Million
USD

Data as of

Sep 2025
Most recent filing

Velocity Financial Llc Cash Flow Quality Index (2016–2024)

Historical Cash Flow Quality Index for Velocity Financial Llc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Velocity Financial Llc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Velocity Financial Llc (2016–2024)

Year-by-year earnings quality comparison for Velocity Financial Llc. For live market cap and the full company financial profile, see Velocity Financial Llc market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.55x $37.76 Million $68.47 Million ▼ -53.5%
2023 1.19x $61.05 Million $51.52 Million ▼ -20.8%
2022 1.50x $48.67 Million $32.52 Million ▼ -24.1%
2021 1.97x $57.62 Million $29.22 Million ▼ -36.1%
2020 3.09x $54.89 Million $17.78 Million ▲ +150.7%
2019 -6.09x $-105.34 Million $17.29 Million ▲ +35.9%
2018 -9.50x $-72.48 Million $7.63 Million ▼ -453.0%
2017 2.69x $37.64 Million $13.99 Million ▼ -38.6%
2016 4.38x $29.77 Million $6.80 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.