Velocity Financial Llc (VEL) — Defensive Interval Ratio
Velocity Financial Llc (VEL) has a Defensive Interval Ratio of 160 days as of September 2025. Defensive assets of $145.52 Million (cash $98.96 Million, short-term investments $-, receivables $46.55 Million) cover 160 days of daily cash needs of $910.65K/day. See Velocity Financial Llc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Velocity Financial Llc Defensive Interval Ratio (2016–2024)
This chart shows how Velocity Financial Llc's Defensive Interval Ratio has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the ratio stands at 160 days, meaning defensive assets of $145.52 Million can fund 160 days of operations without new revenue. See Velocity Financial Llc balance sheet quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Velocity Financial Llc (2016–2024)
The table below presents the year-by-year Defensive Interval Ratio for Velocity Financial Llc from 2016 to 2024, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Velocity Financial Llc market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 155 days | $210.20 Million | $1.36 Million/day | $49.90 Million | $210.00K | ▲ +26 days |
| 2023 | 129 days | $161.24 Million | $1.25 Million/day | $40.57 Million | $-190.00K | ▼ -13449 days |
| 2022 | 13578 days | $3.40 Billion | $250.75K/day | $45.25 Million | $3.27 Billion | ▲ +10362 days |
| 2021 | 3216 days | $2.65 Billion | $824.85K/day | $35.97 Million | $2.53 Billion | ▲ +2736 days |
| 2020 | 480 days | $99.78 Million | $208.01K/day | $13.27 Million | $- | ▲ +402 days |
| 2019 | 77 days | $89.20 Million | $1.15 Million/day | $21.46 Million | $- | ▼ -38 days |
| 2018 | 115 days | $67.99 Million | $591.59K/day | $15.01 Million | $- | ▼ -98 days |
| 2017 | 213 days | $49.69 Million | $233.71K/day | $15.42 Million | $- | ▲ +3 days |
| 2016 | 210 days | $1.13 Billion | $5.36 Million/day | $49.98 Million | $- | — |