Companies with the Highest Asset Resilience Ratio
Companies with the highest asset resilience ratio. Explore companies ranked by their Asset Resilience Ratio - liquid assets as a percentage of total assets
Average Asset Resilience Ratio
7.69%
Across all companies in database
Companies with Data
28,188
Companies with asset resilience data
Asset Resilience Ratio = (Cash + Short-term Investments) / Total Assets × 100
This metric measures a company's liquid assets as a percentage of total assets, indicating financial resilience and ability to weather economic uncertainties.
This metric measures a company's liquid assets as a percentage of total assets, indicating financial resilience and ability to weather economic uncertainties.
Asset Resilience Ratio Rankings of Public Companies (November 2026)
Asset resilience ratio rankings of public companies for November 2026, covering 28,188 companies. Search or filter the table below to find a company.
| Rank | Company | Asset Resilience Ratio | Liquid Assets | Total Assets | Country | Price | 24h Change |
|---|---|---|---|---|---|---|---|
| 1 |
BES Engineering Co
TW:2515 |
4.98% | NT$3.28 Billion ≈ $103.38 Million |
NT$65.86 Billion ≈ $2.07 Billion |
Taiwan | NT$10.35 | -1.43% |
| 2 |
Fujian Yongfu Power Engineering Co Ltd Class A
SHE:300712 |
-3.55% | CN¥-146.25 Million ≈ $-21.40 Million |
CN¥4.12 Billion ≈ $602.52 Million |
China | CN¥19.10 | -2.10% |
| 3 |
Lycopodium Ltd
AU:LYL |
30.27% | AU$80.65 Million ≈ $57.07 Million |
AU$264.32 Million ≈ $187.02 Million |
Australia | AU$20.98 | -1.22% |
| 4 |
Suzhou Tianwo Science and Technology Co Ltd
SHE:002564 |
-0.02% | CN¥-4.55 Million ≈ $-665.94K |
CN¥22.24 Billion ≈ $3.25 Billion |
China | CN¥4.17 | -0.71% |
| 5 |
Shanghai Yongguan Adhesive Products Corp Ltd
SHG:603681 |
1.47% | CN¥105.41 Million ≈ $15.43 Million |
CN¥7.16 Billion ≈ $1.05 Billion |
China | CN¥15.06 | -3.34% |
| 6 |
Almendral
SN:ALMENDRAL |
0.27% | CL$15.81 Billion ≈ $17.68 Million |
CL$5.96 Trillion ≈ $6.66 Billion |
Chile | CL$26.00 | +6.56% |
| 7 |
Solomon Technology Corp
TW:2359 |
23.27% | NT$2.35 Billion ≈ $74.05 Million |
NT$10.10 Billion ≈ $318.25 Million |
Taiwan | NT$97.00 | -3.96% |
| 8 |
Lotte Non-Life
KO:000400 |
46.65% | ₩6.94 Trillion ≈ $4.70 Billion |
₩14.88 Trillion ≈ $10.09 Billion |
Korea | ₩2500.00 | -0.99% |
| 9 |
IDI S.C.A.
PA:IDIP |
10.90% | €84.78 Million ≈ $99.12 Million |
€777.66 Million ≈ $909.17 Million |
France | €67.20 | -0.59% |
| 10 |
Guangdong Super Telecom
SHG:603322 |
0.08% | CN¥2.21 Million ≈ $323.80K |
CN¥2.69 Billion ≈ $393.97 Million |
China | CN¥22.71 | -3.11% |
| 11 |
Bankwell Financial Group Inc
NASDAQ:BWFG |
0.07% | $2.26 Million | $3.48 Billion | USA | $71.51 | +1.05% |
| 12 |
Ausgold Ltd
AU:AUC |
11.61% | AU$12.05 Million ≈ $8.53 Million |
AU$103.83 Million ≈ $73.47 Million |
Australia | AU$1.35 | -0.74% |
| 13 |
Puyang Huicheng Electronic Material Co Ltd
SHE:300481 |
32.14% | CN¥946.59 Million ≈ $138.52 Million |
CN¥2.95 Billion ≈ $431.02 Million |
China | CN¥12.25 | -2.39% |
| 14 |
Taiwan Sakura Corp
TW:9911 |
2.71% | NT$285.72 Million ≈ $9.00 Million |
NT$10.54 Billion ≈ $332.11 Million |
Taiwan | NT$75.40 | -0.26% |
| 15 |
Flushing Financial Corporation
NASDAQ:FFIC |
15.85% | $1.41 Billion | $8.87 Billion | USA | $15.47 | - |
| 16 |
Huali Industries
SHG:603038 |
3.96% | CN¥113.32 Million ≈ $16.58 Million |
CN¥2.86 Billion ≈ $419.01 Million |
China | CN¥13.29 | -0.67% |
| 17 |
Radium Development Berhad
KLSE:5313 |
0.15% | RM2.38 Million ≈ $598.04K |
RM1.64 Billion ≈ $410.67 Million |
Malaysia | RM0.60 | - |
| 18 |
Lightwave Logic Inc
NASDAQ:LWLG |
0.00% | $0.00 | $6.82 Million | USA | $3.39 | -4.51% |
| 19 |
iQIYI Inc
F:IQ8 |
0.67% | €314.82 Million ≈ $368.06 Million |
€46.68 Billion ≈ $54.58 Billion |
Germany | €0.84 | +7.67% |
| 20 |
CII Bridges and Roads Investment JSC
VN:LGC |
4.15% | ₫965.18 Billion ≈ $36.67 Million |
₫23.25 Trillion ≈ $883.52 Million |
Vietnam | ₫64800.00 | +6.75% |
| 21 |
HarborOne Bancorp Inc
NASDAQ:HONE |
4.42% | $248.17 Million | $5.61 Billion | USA | $12.10 | - |
| 22 |
Ca Toulouse 31 CCI
PA:CAT31 |
-0.24% | €-38.32 Million ≈ $-44.80 Million |
€15.87 Billion ≈ $18.56 Billion |
France | €98.94 | +0.24% |
| 23 |
Third Coast Bancshares, Inc.
NASDAQ:TCBX |
7.44% | $376.72 Million | $5.06 Billion | USA | $38.73 | -0.59% |
| 24 |
Tatung System Technologies
TWO:8099 |
4.61% | NT$169.81 Million ≈ $5.35 Million |
NT$3.69 Billion ≈ $116.11 Million |
Taiwan | NT$165.50 | +9.97% |
| 25 |
Assure Tech Hangzhou Co Ltd
SHG:688075 |
22.07% | CN¥1.27 Billion ≈ $185.96 Million |
CN¥5.76 Billion ≈ $842.59 Million |
China | CN¥28.05 | -0.92% |
| 26 |
Guangzhou Jet Bio-Filtration Co Ltd
SHG:688026 |
8.17% | CN¥140.24 Million ≈ $20.52 Million |
CN¥1.72 Billion ≈ $251.16 Million |
China | CN¥25.39 | +7.31% |
| 27 |
MAS Financial Services Limited
NSE:MASFIN |
5.68% | Rs7.80 Billion ≈ $84.39 Million |
Rs137.47 Billion ≈ $1.49 Billion |
India | Rs265.56 | -0.57% |
| 28 |
NOTE AB
ST:NOTE |
0.01% | Skr181.00K ≈ $19.48K |
Skr3.21 Billion ≈ $345.12 Million |
Sweden | Skr169.60 | +2.54% |
| 29 |
Invesco Value Municipal Income Closed Fund
NYSE:IIM |
0.00% | $17.59K | $922.78 Million | USA | $11.06 | -2.12% |
| 30 |
Shenzhen King Explorer Science and Technology Corp Class A
SHE:002917 |
2.39% | CN¥74.80 Million ≈ $10.95 Million |
CN¥3.13 Billion ≈ $458.20 Million |
China | CN¥10.24 | -4.21% |
| 31 |
Zhejiang Reclaim Construction Group Co Ltd
SHE:002586 |
0.03% | CN¥1.65 Million ≈ $240.77K |
CN¥6.12 Billion ≈ $895.88 Million |
China | CN¥3.11 | +0.65% |
| 32 |
Sariguna Primatirta PT
JK:CLEO |
0.01% | Rp250.00 Million ≈ $14.65K |
Rp3.02 Trillion ≈ $176.89 Million |
Indonesia | Rp370.00 | +0.54% |
| 33 |
Aditya Birla Fashion and Retail Limited
NSE:ABFRL |
6.00% | Rs10.65 Billion ≈ $115.17 Million |
Rs177.57 Billion ≈ $1.92 Billion |
India | Rs39.53 | -1.22% |
| 34 |
Shenzhen Aoto Electronics Co Ltd
SHE:002587 |
2.61% | CN¥50.27 Million ≈ $7.36 Million |
CN¥1.93 Billion ≈ $282.22 Million |
China | CN¥5.43 | -2.34% |
| 35 |
Zhe Jiang Li Zi Yuan Food Co Ltd
SHG:605337 |
6.20% | CN¥198.40 Million ≈ $29.03 Million |
CN¥3.20 Billion ≈ $468.24 Million |
China | CN¥9.11 | +0.89% |
| 36 |
Queen's Road Capital Investment Ltd.
TO:QRC |
55.75% | CA$39.32 Million ≈ $28.44 Million |
CA$70.53 Million ≈ $51.02 Million |
Canada | CA$13.32 | +0.30% |
| 37 |
Sunny Loan Top Co Ltd
SHG:600830 |
0.22% | CN¥10.00 Million ≈ $1.46 Million |
CN¥4.61 Billion ≈ $675.04 Million |
China | CN¥7.82 | -0.76% |
| 38 |
Genbyte Technology Inc
SHE:003028 |
7.54% | CN¥206.44 Million ≈ $30.21 Million |
CN¥2.74 Billion ≈ $400.84 Million |
China | CN¥24.55 | -1.76% |
| 39 |
Zhangjiagang Freetrade Science and Technology Co Ltd
SHG:600794 |
8.94% | CN¥276.36 Million ≈ $40.44 Million |
CN¥3.09 Billion ≈ $452.45 Million |
China | CN¥2.96 | - |
| 40 |
Meorient
SHE:300795 |
0.35% | CN¥3.03 Million ≈ $442.92K |
CN¥871.65 Million ≈ $127.55 Million |
China | CN¥11.88 | -4.81% |
| 41 |
Shandong Teamgene Technology Co. Ltd. A
SHG:603151 |
0.56% | CN¥20.00 Million ≈ $2.93 Million |
CN¥3.59 Billion ≈ $525.96 Million |
China | CN¥20.73 | -2.03% |
| 42 |
C.E. Info Systems Limited
NSE:MAPMYINDIA |
24.00% | Rs2.49 Billion ≈ $26.89 Million |
Rs10.36 Billion ≈ $112.04 Million |
India | Rs877.30 | +3.35% |
| 43 |
Audax Renovables S.A.
MC:ADX |
1.23% | €16.70 Million ≈ $19.52 Million |
€1.36 Billion ≈ $1.59 Billion |
Spain | €1.11 | -1.07% |
| 44 |
AS Merko Ehitus
F:MKS |
4.94% | €21.00 Million ≈ $24.55 Million |
€425.24 Million ≈ $497.15 Million |
Germany | €26.60 | - |
| 45 |
Empresa Distribuidora y Comercializadora Norte SA ADR
NYSE:EDN |
9.81% | $604.07 Billion | $6.16 Trillion | USA | $25.23 | -4.21% |
| 46 |
CARE Ratings Limited
NSE:CARERATING |
87.52% | Rs9.08 Billion ≈ $98.20 Million |
Rs10.37 Billion ≈ $112.20 Million |
India | Rs1598.10 | +0.18% |
| 47 |
Nanjing Develop Advanced Manufacturing Co Ltd
SHG:688377 |
0.35% | CN¥10.00 Million ≈ $1.46 Million |
CN¥2.85 Billion ≈ $417.70 Million |
China | CN¥15.19 | -2.75% |
| 48 |
Haesung DS Co Ltd
KO:195870 |
2.26% | ₩20.00 Billion ≈ $13.55 Million |
₩884.50 Billion ≈ $599.41 Million |
Korea | ₩45050.00 | +5.26% |
| 49 |
Goldiam International Limited
NSE:GOLDIAM |
12.69% | Rs1.73 Billion ≈ $18.69 Million |
Rs13.63 Billion ≈ $147.36 Million |
India | Rs318.75 | +0.50% |
| 50 |
Zhejiang Jindun Fans Co Ltd
SHE:300411 |
5.38% | CN¥75.79 Million ≈ $11.09 Million |
CN¥1.41 Billion ≈ $206.15 Million |
China | CN¥8.72 | -4.60% |
| 51 |
Mega-info Media Co.Ltd.
SHE:301102 |
0.00% | CN¥132.39K ≈ $19.37K |
CN¥3.83 Billion ≈ $560.91 Million |
China | CN¥8.73 | -2.57% |
| 52 |
Jiangsu Huachen Transformer
SHG:603097 |
0.91% | CN¥21.87 Million ≈ $3.20 Million |
CN¥2.41 Billion ≈ $353.34 Million |
China | CN¥21.46 | +3.42% |
| 53 |
Bhakti Multi Artha Pt
JK:BHAT |
35.39% | Rp420.23 Billion ≈ $24.62 Million |
Rp1.19 Trillion ≈ $69.58 Million |
Indonesia | Rp1770.00 | - |
| 54 |
CellaVision AB
ST:CEVI |
-0.58% | Skr-5.15 Million ≈ $-554.44K |
Skr891.75 Million ≈ $95.97 Million |
Sweden | Skr202.00 | -0.25% |
| 55 |
PlayAGS Inc
NYSE:AGS |
0.61% | $4.05 Million | $666.59 Million | USA | $12.49 | - |
| 56 |
Care Property Invest NV
BR:CPINV |
-94.36% | €-1.16 Billion ≈ $-1.36 Billion |
€1.23 Billion ≈ $1.44 Billion |
Belgium | €12.80 | -0.31% |
| 57 |
Potbelly Co
NASDAQ:PBPB |
0.00% | $0.00 | $166.04 Million | USA | $17.12 | - |
| 58 |
FIC Global Inc
TW:3701 |
3.22% | NT$429.97 Million ≈ $13.55 Million |
NT$13.33 Billion ≈ $420.10 Million |
Taiwan | NT$69.50 | +9.97% |
| 59 |
Yuanta Sec Kor
KO:003470 |
7.20% | ₩886.00 Billion ≈ $600.43 Million |
₩12.31 Trillion ≈ $8.34 Billion |
Korea | ₩3965.00 | +0.76% |
| 60 |
Shanghai Material Trading Co Ltd A
SHG:600822 |
0.11% | CN¥1.49 Million ≈ $218.18K |
CN¥1.40 Billion ≈ $205.52 Million |
China | CN¥8.93 | -0.22% |
| 61 |
Shanghai Haishun New Pharmaceutical Packaging Co Ltd
SHE:300501 |
4.69% | CN¥136.74 Million ≈ $20.01 Million |
CN¥2.92 Billion ≈ $426.88 Million |
China | CN¥12.71 | +3.33% |
| 62 |
Zaptec AS
OL:ZAP |
36.76% | Nkr435.52 Million ≈ $45.83 Million |
Nkr1.18 Billion ≈ $124.66 Million |
Norway | Nkr56.50 | -1.74% |
| 63 |
Grenevia S.A.
WAR:GEA |
2.47% | zł102.00 Million ≈ $28.07 Million |
zł4.14 Billion ≈ $1.14 Billion |
Poland | zł3.27 | - |
| 64 |
Linkage Software Co Ltd
SHG:688588 |
9.45% | CN¥154.73 Million ≈ $22.64 Million |
CN¥1.64 Billion ≈ $239.66 Million |
China | CN¥9.06 | -2.37% |
| 65 |
Chengdu Lihang Technology Co.Ltd.
SHG:603261 |
0.04% | CN¥364.00K ≈ $53.26K |
CN¥923.12 Million ≈ $135.08 Million |
China | CN¥45.58 | -3.51% |
| 66 |
Nanjing Central Emporium Group Stocks Co Ltd
SHG:600280 |
0.63% | CN¥82.72 Million ≈ $12.10 Million |
CN¥13.14 Billion ≈ $1.92 Billion |
China | CN¥3.13 | +1.95% |
| 67 |
Beijing Huaru Technology Co. Ltd.
SHE:301302 |
23.03% | CN¥404.32 Million ≈ $59.16 Million |
CN¥1.76 Billion ≈ $256.95 Million |
China | CN¥22.65 | -4.87% |
| 68 |
Caisse Regionale de Credit Agricole Mutuel Brie Picardie
PA:CRBP2 |
-3.07% | €-1.29 Billion ≈ $-1.51 Billion |
€42.18 Billion ≈ $49.32 Billion |
France | €31.39 | +1.10% |
| 69 |
Shenzhen Sunyes Electronic Manufacturing Holding Co Ltd
SHE:002388 |
0.02% | CN¥599.61K ≈ $87.74K |
CN¥2.88 Billion ≈ $421.38 Million |
China | CN¥6.91 | -2.95% |
| 70 |
Heren Health Co Ltd
SHE:300550 |
4.28% | CN¥60.39 Million ≈ $8.84 Million |
CN¥1.41 Billion ≈ $206.50 Million |
China | CN¥13.44 | +1.66% |
| 71 |
Zevra Therapeutics Inc.
NASDAQ:ZVRA |
53.71% | $145.07 Million | $270.12 Million | USA | $11.16 | -5.82% |
| 72 |
Jinhe Biotechnology Co Ltd
SHE:002688 |
0.02% | CN¥1.37 Million ≈ $200.01K |
CN¥5.58 Billion ≈ $817.26 Million |
China | CN¥4.57 | -1.08% |
| 73 |
Veradigm Inc.
NASDAQ:MDRX |
0.00% | $51.00K | $2.43 Billion | USA | $4.85 | +5.46% |
| 74 |
Xiamen Insight Investment Co Ltd
SHE:000526 |
11.68% | CN¥494.53 Million ≈ $72.37 Million |
CN¥4.23 Billion ≈ $619.32 Million |
China | CN¥28.92 | -1.80% |
| 75 |
4D Molecular Therapeutics Inc
NASDAQ:FDMT |
60.42% | $342.41 Million | $566.71 Million | USA | $12.12 | -6.74% |
| 76 |
MHP SE GDR S/2
F:MPQ |
1.27% | €59.00 Million ≈ $68.98 Million |
€4.63 Billion ≈ $5.41 Billion |
Germany | €4.12 | -4.19% |
| 77 |
Shanghai Golden Bridge
SHG:603918 |
14.69% | CN¥190.40 Million ≈ $27.86 Million |
CN¥1.30 Billion ≈ $189.65 Million |
China | CN¥9.65 | -2.92% |
| 78 |
Afya Ltd
NASDAQ:AFYA |
0.05% | $628.16K | $1.19 Billion | USA | $10.33 | -3.73% |
| 79 |
Happiest Minds Technologies Limited
NSE:HAPPSTMNDS |
13.82% | Rs4.66 Billion ≈ $50.45 Million |
Rs33.74 Billion ≈ $364.92 Million |
India | Rs317.25 | -0.11% |
| 80 |
Qingdao Weflo Valve Co Ltd
SHE:002871 |
21.49% | CN¥310.79 Million ≈ $45.48 Million |
CN¥1.45 Billion ≈ $211.59 Million |
China | CN¥13.98 | -2.65% |
| 81 |
Shanghai Lili & Beauty Cosmetics Co Ltd
SHG:605136 |
7.49% | CN¥194.35 Million ≈ $28.44 Million |
CN¥2.59 Billion ≈ $379.71 Million |
China | CN¥8.79 | -1.12% |
| 82 |
Ce Link Ltd
SHE:300787 |
3.99% | CN¥168.62 Million ≈ $24.67 Million |
CN¥4.23 Billion ≈ $618.69 Million |
China | CN¥11.23 | +0.81% |
| 83 |
Allied Properties Real Estate Investment Trust
TO:AP-UN |
0.25% | CA$27.52 Million ≈ $19.91 Million |
CA$10.98 Billion ≈ $7.94 Billion |
Canada | CA$3.87 | +3.75% |
| 84 |
Wuhan Hvsen Biotechnology Co Ltd
SHE:300871 |
6.29% | CN¥214.41 Million ≈ $31.37 Million |
CN¥3.41 Billion ≈ $498.82 Million |
China | CN¥17.44 | -0.57% |
| 85 |
Sichuan Meifeng Chemical Industry Co Ltd
SHE:000731 |
29.03% | CN¥1.50 Billion ≈ $219.50 Million |
CN¥5.17 Billion ≈ $756.22 Million |
China | CN¥6.41 | +0.16% |
| 86 |
San Shing Fastech Corp
TW:5007 |
4.61% | NT$380.60 Million ≈ $11.99 Million |
NT$8.26 Billion ≈ $260.20 Million |
Taiwan | NT$55.40 | -0.89% |
| 87 |
Shenzhen Cotran New Material Co Ltd Class A
SHE:300731 |
1.44% | CN¥19.32 Million ≈ $2.83 Million |
CN¥1.34 Billion ≈ $196.19 Million |
China | CN¥27.78 | -2.49% |
| 88 |
West Coast Paper Mills Limited
NSE:WSTCSTPAPR |
21.22% | Rs11.58 Billion ≈ $125.19 Million |
Rs54.55 Billion ≈ $589.88 Million |
India | Rs720.35 | +2.49% |
| 89 |
Healthcare Co Ltd
SHG:603313 |
0.10% | CN¥10.11 Million ≈ $1.48 Million |
CN¥9.76 Billion ≈ $1.43 Billion |
China | CN¥6.16 | - |
| 90 |
Xinhua Winshare Publishing and Media Co. Ltd
F:SXV |
0.00% | €38.59K ≈ $45.11K |
€23.56 Billion ≈ $27.55 Billion |
Germany | €1.00 | +1.02% |
| 91 |
United States Cellular Corporation
NYSE:USM |
1.76% | $182.00 Million | $10.37 Billion | USA | $9.70 | +0.53% |
| 92 |
China National Complete Plant Import & Export Corp Ltd
SHE:000151 |
0.36% | CN¥7.84 Million ≈ $1.15 Million |
CN¥2.17 Billion ≈ $316.97 Million |
China | CN¥10.01 | +2.25% |
| 93 |
Diageo PLC
LSE:DGE |
0.91% | GBX447.00 Million ≈ $54.39K |
GBX49.32 Billion ≈ $6.00 Million |
UK | GBX1899.50 | +1.25% |
| 94 |
KMW Inc.
KQ:032500 |
0.19% | ₩46.34 Billion ≈ $31.40 Million |
₩250.76 Billion ≈ $169.94 Million |
Korea | ₩18610.00 | -1.06% |
| 95 |
Sunrise Energy Metals Ltd
AU:SRL |
-0.75% | AU$-75.00K ≈ $-53.07K |
AU$10.01 Million ≈ $7.09 Million |
Australia | AU$13.03 | -6.93% |
| 96 |
Capital Bancorp
NASDAQ:CBNK |
6.05% | $230.53 Million | $3.81 Billion | USA | $41.97 | -0.07% |
| 97 |
Xinjiang Ba Yi Iron & Steel Co Ltd
SHG:600581 |
0.00% | CN¥420.75K ≈ $61.57K |
CN¥19.99 Billion ≈ $2.93 Billion |
China | CN¥2.29 | -0.43% |
| 98 |
Shenzhen Jasic Tech Co
SHE:300193 |
0.95% | CN¥31.70 Million ≈ $4.64 Million |
CN¥3.34 Billion ≈ $488.91 Million |
China | CN¥7.37 | -1.99% |
| 99 |
Grupo Supervielle S.A. B
BA:SUPV |
0.01% | AR$658.37 Million ≈ $476.40K |
AR$4.51 Trillion ≈ $3.26 Billion |
Argentina | AR$1900.00 | -1.81% |
| 100 |
LH Hotel Leasehold Real Estate Investment Trust
BK:LHHOTEL |
0.60% | ฿136.27 Million ≈ $4.25 Million |
฿22.69 Billion ≈ $707.27 Million |
Thailand | ฿13.30 | - |
How Companies Are Ranked by Asset Resilience Ratio
Companies are ranked by asset resilience ratio, calculated as cash and short-term investments divided by total assets, using each company's latest reported financial statements.
Understanding Asset Resilience Ratio
Asset Resilience Ratio measures a company's liquid assets (cash and short-term investments) as a percentage of total assets. The formula is: (Cash + Short-term Investments) / Total Assets × 100. Higher ratios indicate better financial liquidity and resilience to economic uncertainties.
Companies with higher asset resilience ratios are better positioned to handle economic downturns, unexpected expenses, or investment opportunities without needing external financing. This metric helps investors assess a company's financial stability and flexibility.
Asset resilience ratios vary by industry, but generally: 15-25% is considered good for most companies, above 25% indicates very strong liquidity (though possibly inefficient capital use), and below 10% may suggest limited financial flexibility. Tech companies often have higher ratios due to their business models.