Nu Holdings Ltd. - Asset Resilience Ratio
Nu Holdings Ltd. (M1Z) has an Asset Resilience Ratio of 15.84% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Nu Holdings Ltd.'s Asset Resilience Ratio has changed over time. Check Nu Holdings Ltd. (M1Z) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Nu Holdings Ltd.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Nu Holdings Ltd. market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €11.86 Billion | 15.84% |
| Total Liquid Assets | €11.86 Billion | 15.84% |
Asset Resilience Insights
- Good Liquidity Position: Nu Holdings Ltd. maintains a healthy 15.84% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Nu Holdings Ltd. Industry Peers by Asset Resilience Ratio
Compare Nu Holdings Ltd.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Jyske Bank A/S
CO:JYSK |
Banks - Regional | -22.89% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Bank of Kaohsiung Ltd
TW:2836 |
Banks - Regional | -9.80% |
|
Nordfyns Bank A/S
CO:NRDF |
Banks - Regional | -48.64% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
|
Sparebank 68 Grader Nord
OL:SB68 |
Banks - Regional | 4.68% |
|
1895 of Wisconsin Inc Bancorp
NASDAQ:BCOW |
Banks - Regional | 15.02% |
Annual Asset Resilience Ratio for Nu Holdings Ltd. (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Nu Holdings Ltd..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 15.84% | €11.86 Billion ≈ $13.87 Billion |
€74.89 Billion ≈ $87.56 Billion |
-3.22pp |
| 2024-12-31 | 19.05% | €9.51 Billion ≈ $11.12 Billion |
€49.93 Billion ≈ $58.37 Billion |
-0.91pp |
| 2023-12-31 | 19.96% | €8.65 Billion ≈ $10.12 Billion |
€43.35 Billion ≈ $50.68 Billion |
-13.27pp |
| 2022-12-31 | 33.23% | €9.95 Billion ≈ $11.63 Billion |
€29.93 Billion ≈ $35.00 Billion |
-7.88pp |
| 2021-12-31 | 41.11% | €8.16 Billion ≈ $9.54 Billion |
€19.86 Billion ≈ $23.22 Billion |
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About Nu Holdings Ltd.
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions f… Read more