Nu Holdings Ltd. - Asset Resilience Ratio
Nu Holdings Ltd. (M1Z) has an Asset Resilience Ratio of 15.84% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore total assets of Nu Holdings Ltd. for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Nu Holdings Ltd.'s Asset Resilience Ratio has changed over time. See how leveraged is Nu Holdings Ltd.'s balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Nu Holdings Ltd.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see M1Z market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €11.86 Billion | 15.84% |
| Total Liquid Assets | €11.86 Billion | 15.84% |
Asset Resilience Insights
- Good Liquidity Position: Nu Holdings Ltd. maintains a healthy 15.84% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Nu Holdings Ltd. Industry Peers by Asset Resilience Ratio
Compare Nu Holdings Ltd.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
The Federal Bank Limited
NSE:FEDERALBNK |
Banks - Regional | -12.08% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Sparebanken Vest
OL:SVEG |
Banks - Regional | 0.05% |
|
Beacon Financial Corporation
NYSE:BBT |
Banks - Regional | 1.92% |
|
The Karnataka Bank Limited
NSE:KTKBANK |
Banks - Regional | -4.57% |
|
Bank Artos Indonesia Tbk PT
JK:ARTO |
Banks - Regional | 61.91% |
Annual Asset Resilience Ratio for Nu Holdings Ltd. (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Nu Holdings Ltd..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 15.84% | €11.86 Billion ≈ $13.87 Billion |
€74.89 Billion ≈ $87.56 Billion |
-3.22pp |
| 2024-12-31 | 19.05% | €9.51 Billion ≈ $11.12 Billion |
€49.93 Billion ≈ $58.37 Billion |
-0.91pp |
| 2023-12-31 | 19.96% | €8.65 Billion ≈ $10.12 Billion |
€43.35 Billion ≈ $50.68 Billion |
-13.27pp |
| 2022-12-31 | 33.23% | €9.95 Billion ≈ $11.63 Billion |
€29.93 Billion ≈ $35.00 Billion |
-7.88pp |
| 2021-12-31 | 41.11% | €8.16 Billion ≈ $9.54 Billion |
€19.86 Billion ≈ $23.22 Billion |
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About Nu Holdings Ltd.
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions f… Read more