Nu Holdings Ltd. (M1Z) — Tangible Net Worth Ratio
Nu Holdings Ltd. (M1Z) has a Tangible Net Worth Ratio of 94.7% as of December 2025. This metric is calculated by deducting intangible assets (€601.67 Million) from net assets (€11.32 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See debt-free asset ratio of Nu Holdings Ltd. to measure how much of total assets are equity-financed.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Nu Holdings Ltd. Tangible Net Worth Ratio (2021–2025)
This chart shows how Nu Holdings Ltd.'s Tangible Net Worth Ratio has changed across 5 annual periods from 2021 to 2025. As of December 2025, the ratio stands at 94.7%, reflecting net assets of €11.32 Billion with intangible assets of €601.67 Million EUR. Also explore how fast is Nu Holdings Ltd. growing its equity to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Nu Holdings Ltd. (2021–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Nu Holdings Ltd. from 2021 to 2025, covering 5 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see M1Z stock market capitalisation.
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 94.7% | €11.32 Billion | €601.67 Million | €74.89 Billion | ▼ -0.8 pp |
| 2024 | 95.5% | €7.65 Billion | €347.62 Million | €49.93 Billion | ▲ +0.1 pp |
| 2023 | 95.4% | €6.41 Billion | €295.88 Million | €43.35 Billion | ▼ -0.9 pp |
| 2022 | 96.3% | €4.89 Billion | €182.16 Million | €29.93 Billion | ▼ -2.1 pp |
| 2021 | 98.4% | €4.44 Billion | €72.34 Million | €19.86 Billion | — |