Nu Holdings Ltd. Tangible Net Worth Ratio
Nu Holdings Ltd. tangible net worth ratio. Nu Holdings Ltd. (M1Z) has a Tangible Net Worth Ratio of 94.7% as of December 2025. This metric is calculated by deducting intangible assets (€601.67 Million) from net assets (€11.32 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check asset allocation strategy of Nu Holdings Ltd. to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of Nu Holdings Ltd. (2021–2025)
Tangible net worth ratio of Nu Holdings Ltd. from 2021 to 2025. This chart shows how Nu Holdings Ltd.'s Tangible Net Worth Ratio has changed across 5 annual periods from 2021 to 2025. As of December 2025, the ratio stands at 94.7%, reflecting net assets of €11.32 Billion with intangible assets of €601.67 Million EUR. Check Nu Holdings Ltd. liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Nu Holdings Ltd. Tangible Net Worth Ratio by Year (2021–2025)
Nu Holdings Ltd. tangible net worth ratio by year from 2021 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for Nu Holdings Ltd. from 2021 to 2025, covering 5 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see market value of Nu Holdings Ltd..
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 94.7% | €11.32 Billion | €601.67 Million | €74.89 Billion | ▼ -0.8 pp |
| 2024 | 95.5% | €7.65 Billion | €347.62 Million | €49.93 Billion | ▲ +0.1 pp |
| 2023 | 95.4% | €6.41 Billion | €295.88 Million | €43.35 Billion | ▼ -0.9 pp |
| 2022 | 96.3% | €4.89 Billion | €182.16 Million | €29.93 Billion | ▼ -2.1 pp |
| 2021 | 98.4% | €4.44 Billion | €72.34 Million | €19.86 Billion | — |