Nu Holdings Ltd. (M1Z) — Financial Flexibility Index
Nu Holdings Ltd. (M1Z) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €893.64 Million (operating CF €831.03 Million minus capex €62.61 Million) represents 0% of total liabilities (€63.57 Billion). Also explore M1Z net assets growth trend to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nu Holdings Ltd. Financial Flexibility Index (2021–2025)
Historical Financial Flexibility Index trend for Nu Holdings Ltd. across 5 annual periods. Check strategic asset allocation of Nu Holdings Ltd. to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Nu Holdings Ltd. (2021–2025)
Year-by-year free cash flow to debt coverage for Nu Holdings Ltd.. For the full company profile including market capitalisation, see M1Z market cap.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | €3.84 Billion | €3.50 Billion | €63.57 Billion | ▼ -0.7% |
| 2024 | 0.06x | €2.57 Billion | €2.40 Billion | €42.28 Billion | ▲ +55.8% |
| 2023 | 0.04x | €1.44 Billion | €1.27 Billion | €36.94 Billion | ▲ +12.5% |
| 2022 | 0.03x | €869.88 Million | €755.57 Million | €25.04 Billion | ▲ +118.5% |
| 2021 | -0.19x | €-2.90 Billion | €-2.92 Billion | €15.42 Billion | — |