Nu Holdings Ltd. (M1Z) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.073x

Based on the latest financial reports, Nu Holdings Ltd. (M1Z) has a cash flow conversion efficiency ratio of 0.073x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€831.03 Million ≈ $971.56 Million USD) by net assets (€11.32 Billion ≈ $13.24 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see market value of Nu Holdings Ltd. for the company's overall valuation and market capitalisation.

Nu Holdings Ltd. - Cash Flow Conversion Efficiency Trend (2021–2025)

This chart illustrates how Nu Holdings Ltd.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.

Nu Holdings Ltd. Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Nu Holdings Ltd. ranked by their cash flow conversion efficiency. Explore cash flow quality index of Nu Holdings Ltd. to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
COMPASS GROUP F:XGR	N/A
KBC Groep NV BR:KBC	-0.345x
DSV Panalpina A/S CO:DSV	0.049x
Infosys Limited NSE:INFY	0.109x
Rockwell Automation Inc NYSE:ROK	0.207x
Hess Corporation NYSE:HES	0.113x
ING Groep N.V MX:INGN	N/A
argenx NV ADR NASDAQ:ARGX	0.089x

Annual Cash Flow Conversion Efficiency for Nu Holdings Ltd. (2021–2025)

The table below shows the annual cash flow conversion efficiency of Nu Holdings Ltd. from 2021 to 2025. View Nu Holdings Ltd. stock price for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	€11.32 Billion ≈ $13.24 Billion	€3.50 Billion ≈ $4.09 Billion	0.309x	-1.45%
2024-12-31	€7.65 Billion ≈ $8.94 Billion	€2.40 Billion ≈ $2.80 Billion	0.314x	+58.73%
2023-12-31	€6.41 Billion ≈ $7.49 Billion	€1.27 Billion ≈ $1.48 Billion	0.198x	+27.93%
2022-12-31	€4.89 Billion ≈ $5.72 Billion	€755.57 Million ≈ $883.34 Million	0.154x	+123.47%
2021-12-31	€4.44 Billion ≈ $5.19 Billion	€-2.92 Billion ≈ $-3.42 Billion	-0.658x	--

About Nu Holdings Ltd.

F:M1Z Germany Banks - Regional

Market Cap

$46.24 Billion

€39.55 Billion EUR

Market Cap Rank

#588 Global

#119 in Germany

Share Price

€10.35

Change (1 day)

-6.89%

52-Week Range

€10.33 - €15.58

All Time High

€15.58