Nu Holdings Ltd. (M1Z) — Free Cash Flow Generation Index
Nu Holdings Ltd. (M1Z) has a Free Cash Flow Generation Index of 0.92x as of December 2025. Free cash flow of €768.42 Million represents 1% of operating cash flow (€831.03 Million). Explore M1Z capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Nu Holdings Ltd. Free Cash Flow Generation Index (2022–2025)
Historical FCF Generation Index trend for Nu Holdings Ltd. across 4 annual periods. For the full cash flow conversion analysis, see Nu Holdings Ltd. operating cash flow efficiency.
Annual Free Cash Flow Generation for Nu Holdings Ltd. (2022–2025)
Year-by-year Free Cash Flow Generation Index for Nu Holdings Ltd.. Check Nu Holdings Ltd. (M1Z) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (EUR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.90x | €3.16 Billion | €3.50 Billion | €340.77 Million | ▼ -2.6% |
| 2024 | 0.93x | €2.22 Billion | €2.40 Billion | €174.99 Million | ▲ +7.8% |
| 2023 | 0.86x | €1.09 Billion | €1.27 Billion | €177.00 Million | ▲ +1.4% |
| 2022 | 0.85x | €641.27 Million | €755.57 Million | €114.31 Million | — |