Nu Holdings Ltd. (M1Z) — Free Cash Flow Generation Index

Latest as of December 2025: 0.92x

Nu Holdings Ltd. (M1Z) has a Free Cash Flow Generation Index of 0.92x as of December 2025. Free cash flow of €768.42 Million represents 1% of operating cash flow (€831.03 Million). Read how much debt does Nu Holdings Ltd. carry for a breakdown of total debt and financial obligations.

FCF Generation Index

0.92x
Free Cash Flow / Operating CF

Free Cash Flow

€768.42 Million
EUR

Operating Cash Flow

€831.03 Million
EUR

Capital Expenditures

€62.61 Million
EUR

Nu Holdings Ltd. Free Cash Flow Generation Index (2022–2025)

Historical FCF Generation Index trend for Nu Holdings Ltd. across 4 annual periods. Explore how well can Nu Holdings Ltd. service its debt to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Nu Holdings Ltd. (2022–2025)

Year-by-year Free Cash Flow Generation Index for Nu Holdings Ltd.. For the full company profile including market capitalisation, see M1Z market cap overview.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2025 0.90x €3.16 Billion €3.50 Billion €340.77 Million ▼ -2.6%
2024 0.93x €2.22 Billion €2.40 Billion €174.99 Million ▲ +7.8%
2023 0.86x €1.09 Billion €1.27 Billion €177.00 Million ▲ +1.4%
2022 0.85x €641.27 Million €755.57 Million €114.31 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).