Nu Holdings Ltd. Free Cash Flow Generation Index

Latest as of December 2025: 0.92x

Nu Holdings Ltd. free cash flow generation index. Nu Holdings Ltd. (M1Z) has a Free Cash Flow Generation Index of 0.92x as of December 2025. Free cash flow of €768.42 Million represents 1% of operating cash flow (€831.03 Million).

FCF Generation Index

0.92x
Free Cash Flow / Operating CF

Free Cash Flow

€768.42 Million
EUR

Operating Cash Flow

€831.03 Million
EUR

Capital Expenditures

€62.61 Million
EUR

Free Cash Flow Generation Index of Nu Holdings Ltd. (2022–2025)

Free cash flow generation index of Nu Holdings Ltd. from 2022 to 2025. Historical FCF Generation Index trend for Nu Holdings Ltd. across 4 annual periods. See M1Z FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Nu Holdings Ltd. Free Cash Flow Generation Index by Year (2022–2025)

Nu Holdings Ltd. free cash flow generation index by year from 2022 to 2025. Year-by-year Free Cash Flow Generation Index for Nu Holdings Ltd.. For the full cash flow conversion analysis, see Nu Holdings Ltd. (M1Z) cash flow conversion.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2025 0.90x €3.16 Billion €3.50 Billion €340.77 Million ▼ -2.6%
2024 0.93x €2.22 Billion €2.40 Billion €174.99 Million ▲ +7.8%
2023 0.86x €1.09 Billion €1.27 Billion €177.00 Million ▲ +1.4%
2022 0.85x €641.27 Million €755.57 Million €114.31 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).