Nu Holdings Ltd. Cash Flow Quality Index
Nu Holdings Ltd. cash flow quality index. Nu Holdings Ltd. (M1Z) has a Cash Flow Quality Index of 0.93x as of December 2025. Operating cash flow of €831.03 Million is below net income of €892.38 Million, suggesting accrual-heavy earnings not yet converted to cash. See Nu Holdings Ltd. leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Nu Holdings Ltd. (2023–2025)
Cash flow quality index of Nu Holdings Ltd. from 2023 to 2025. Historical Cash Flow Quality Index for Nu Holdings Ltd. across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Nu Holdings Ltd. service its debt to assess how comfortably operating cash covers total debt obligations.
Nu Holdings Ltd. Cash Flow Quality Index by Year (2023–2025)
Nu Holdings Ltd. cash flow quality index by year from 2023 to 2025. Year-by-year earnings quality comparison for Nu Holdings Ltd.. For the full cash flow conversion analysis, see M1Z operating cash flow.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | €3.50 Billion | €2.87 Billion | ▲ +0.3% |
| 2024 | 1.22x | €2.40 Billion | €1.97 Billion | ▼ -1.0% |
| 2023 | 1.23x | €1.27 Billion | €1.03 Billion | — |