Nu Holdings Ltd. (M1Z) — Cash Flow Quality Index
Nu Holdings Ltd. (M1Z) has a Cash Flow Quality Index of 0.93x as of December 2025. Operating cash flow of €831.03 Million is below net income of €892.38 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore M1Z cash flow metrics to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Nu Holdings Ltd. Cash Flow Quality Index (2023–2025)
Historical Cash Flow Quality Index for Nu Holdings Ltd. across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Nu Holdings Ltd. (M1Z) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Nu Holdings Ltd. (2023–2025)
Year-by-year earnings quality comparison for Nu Holdings Ltd.. For live market cap and the full company financial profile, see market cap of Nu Holdings Ltd..
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | €3.50 Billion | €2.87 Billion | ▲ +0.3% |
| 2024 | 1.22x | €2.40 Billion | €1.97 Billion | ▼ -1.0% |
| 2023 | 1.23x | €1.27 Billion | €1.03 Billion | — |