Nu Holdings Ltd. (M1Z) - Total Assets
Based on the latest financial reports, Nu Holdings Ltd. (M1Z) holds total assets worth €74.89 Billion EUR (≈ $87.56 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Nu Holdings Ltd. (M1Z) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Nu Holdings Ltd. - Total Assets Trend (2021–2025)
This chart illustrates how Nu Holdings Ltd.'s total assets have evolved over time, based on quarterly financial data. See Nu Holdings Ltd. (M1Z) net assets for net asset value and shareholders' equity analysis.
Nu Holdings Ltd. - Asset Composition Analysis
Current Asset Composition (December 2025)
Nu Holdings Ltd.'s total assets of €74.89 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 28.0% |
| Accounts Receivable | €18.27 Billion | 24.4% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €601.67 Million | 0.8% |
| Goodwill | €409.37 Million | 0.6% |
Asset Composition Trend (2021–2025)
This chart illustrates how Nu Holdings Ltd.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is Nu Holdings Ltd. worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Nu Holdings Ltd.'s current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2021.
- Cash Position: Cash and equivalents constituted 28.0% of total assets in 2025, up from 12.7% in 2021.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 2.0% in 2021.
- Asset Diversification: The largest asset category is accounts receivable at 24.4% of total assets.
Nu Holdings Ltd. Competitors by Total Assets
Key competitors of Nu Holdings Ltd. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
UNICREDIT S.P.A. ADR
F:CRIP
|
Germany | €902.16 Billion |
|
Bank Mandiri Persero Tbk PT
JK:BMRI
|
Indonesia | Rp2433.04 Trillion |
|
BK MANDIRI (PE).ADR/20 ON
F:PQ90
|
Germany | €2829.95 Trillion |
|
Jyske Bank A/S
CO:JYSK
|
Denmark | Dkr754.62 Billion |
|
Industrial Bank Co Ltd
SHG:601166
|
China | CN¥11.28 Trillion |
|
Xiamen Bank Co Ltd
SHG:601187
|
China | CN¥442.56 Billion |
|
HUISHANG BK CORP. H YC1
F:HB8
|
Germany | €2.25 Trillion |
|
Bank of Kaohsiung Ltd
TW:2836
|
Taiwan | NT$355.84 Billion |
Nu Holdings Ltd. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | - | - | |
| Quick Ratio | - | - | |
| Cash Ratio | - | - | |
| Working Capital | €- | - | - |
Nu Holdings Ltd. - Advanced Valuation Insights
This section examines the relationship between Nu Holdings Ltd.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 6.01 |
| Latest Market Cap to Assets Ratio | 0.62 |
| Asset Growth Rate (YoY) | 50.0% |
| Total Assets | €74.89 Billion |
| Market Capitalization | $46.24 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Nu Holdings Ltd.'s assets below their book value (0.62x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Nu Holdings Ltd.'s assets grew by 50.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Nu Holdings Ltd. (2021–2025)
The table below shows the annual total assets of Nu Holdings Ltd. from 2021 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €74.89 Billion ≈ $87.56 Billion |
+49.99% |
| 2024-12-31 | €49.93 Billion ≈ $58.37 Billion |
+15.19% |
| 2023-12-31 | €43.35 Billion ≈ $50.68 Billion |
+44.80% |
| 2022-12-31 | €29.93 Billion ≈ $35.00 Billion |
+50.74% |
| 2021-12-31 | €19.86 Billion ≈ $23.22 Billion |
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About Nu Holdings Ltd.
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions f… Read more