Nu Holdings Ltd. Total Assets
Nu Holdings Ltd. total assets. Based on the latest financial reports, Nu Holdings Ltd. (M1Z) holds total assets worth €74.89 Billion EUR (≈ $87.56 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see Nu Holdings Ltd. market capitalisation for the company's overall valuation and market capitalisation.
Total Assets of Nu Holdings Ltd. (2021–2025)
Total assets of Nu Holdings Ltd. from 2021 to 2025. This chart illustrates how Nu Holdings Ltd.'s total assets have evolved over time, based on quarterly financial data. See Nu Holdings Ltd. (M1Z) stock price for real-time trading data and today's change.
Nu Holdings Ltd. - Asset Composition Analysis
Nu Holdings Ltd. Total Assets Breakdown (December 2025)
Nu Holdings Ltd. total assets breakdown as of December 2025. Nu Holdings Ltd.'s total assets of €74.89 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 28.0% |
| Accounts Receivable | €18.27 Billion | 24.4% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €601.67 Million | 0.8% |
| Goodwill | €409.37 Million | 0.6% |
Asset Composition Trend (2021–2025)
This chart illustrates how Nu Holdings Ltd.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore M1Z financial resilience to measure the company's liquid asset strength and financial resilience.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Nu Holdings Ltd.'s current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2021.
- Cash Position: Cash and equivalents constituted 28.0% of total assets in 2025, up from 12.7% in 2021.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 2.0% in 2021.
- Asset Diversification: The largest asset category is accounts receivable at 24.4% of total assets.
Nu Holdings Ltd. Competitors by Total Assets
Key competitors of Nu Holdings Ltd. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.68 Trillion |
|
STD BK GRP SP.ADRS RC-10
F:SKCS
|
Germany | €3.62 Trillion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
CFM Indosuez Wealth SA
PA:MLCFM
|
France | €5.59 Billion |
|
Banco da Amazônia S.A
SA:BAZA3
|
Brazil | R$60.40 Billion |
|
Mystate Ltd
AU:MYS
|
Australia | AU$15.36 Billion |
|
Addiko Bank AG
VI:ADKO
|
Austria | €6.39 Billion |
Nu Holdings Ltd. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | - | - | |
| Quick Ratio | - | - | |
| Cash Ratio | - | - | |
| Working Capital | €- | - | - |
Nu Holdings Ltd. - Advanced Valuation Insights
This section examines the relationship between Nu Holdings Ltd.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 6.01 |
| Latest Market Cap to Assets Ratio | 0.62 |
| Asset Growth Rate (YoY) | 50.0% |
| Total Assets | €74.89 Billion |
| Market Capitalization | $46.24 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Nu Holdings Ltd.'s assets below their book value (0.62x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Nu Holdings Ltd.'s assets grew by 50.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Nu Holdings Ltd. (2021–2025)
The table below shows the annual total assets of Nu Holdings Ltd. from 2021 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €74.89 Billion ≈ $87.56 Billion |
+49.99% |
| 2024-12-31 | €49.93 Billion ≈ $58.37 Billion |
+15.19% |
| 2023-12-31 | €43.35 Billion ≈ $50.68 Billion |
+44.80% |
| 2022-12-31 | €29.93 Billion ≈ $35.00 Billion |
+50.74% |
| 2021-12-31 | €19.86 Billion ≈ $23.22 Billion |
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About Nu Holdings Ltd.
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions f… Read more