Nu Holdings Ltd. (M1Z) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.08x

Nu Holdings Ltd. (M1Z) has a Cash Flow Reinvestment Rate of 0.08x as of December 2025, reinvesting €62.61 Million (capex €62.61 Million ) from operating cash flow of €831.03 Million. See M1Z cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.08x
(Capex + Investments) / Operating CF

Total Reinvested

€62.61 Million
Capex + Investments

Operating Cash Flow

€831.03 Million
EUR

Capital Expenditures

€62.61 Million
EUR

Nu Holdings Ltd. Cash Flow Reinvestment Rate (2022–2025)

Historical reinvestment intensity for Nu Holdings Ltd. across 4 annual periods. For the full cash flow conversion analysis, see M1Z cash flow metrics.

Annual Cash Flow Reinvestment Rate for Nu Holdings Ltd. (2022–2025)

Year-by-year capital reinvestment analysis for Nu Holdings Ltd.. See Nu Holdings Ltd. (M1Z) flexibility index to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (EUR) Operating CF Capex YoY Change
2025 0.10x €340.77 Million €3.50 Billion €340.77 Million ▼ -28.1%
2024 0.14x €324.99 Million €2.40 Billion €174.99 Million ▼ -3.1%
2023 0.14x €177.00 Million €1.27 Billion €177.00 Million ▼ -9.6%
2022 0.15x €116.81 Million €755.57 Million €114.31 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow