PT Bank SMBC Indonesia Tbk Cash Flow Quality Index
PT Bank SMBC Indonesia Tbk cash flow quality index. PT Bank SMBC Indonesia Tbk (BTPN) has a Cash Flow Quality Index of -9.73x as of September 2025. Operating cash flow of Rp-4.60 Trillion is below net income of Rp473.50 Billion, suggesting accrual-heavy earnings not yet converted to cash. See BTPN financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of PT Bank SMBC Indonesia Tbk (2006–2024)
Cash flow quality index of PT Bank SMBC Indonesia Tbk from 2006 to 2024. Historical Cash Flow Quality Index for PT Bank SMBC Indonesia Tbk across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BTPN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
PT Bank SMBC Indonesia Tbk Cash Flow Quality Index by Year (2006–2024)
PT Bank SMBC Indonesia Tbk cash flow quality index by year from 2006 to 2024. Year-by-year earnings quality comparison for PT Bank SMBC Indonesia Tbk. For the full cash flow conversion analysis, see cash efficiency ratio of PT Bank SMBC Indonesia Tbk.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 3.85x | Rp10.83 Trillion | Rp2.81 Trillion | ▲ +478.8% |
| 2023 | -1.02x | Rp-2.40 Trillion | Rp2.36 Trillion | ▲ +28.7% |
| 2022 | -1.43x | Rp-4.42 Trillion | Rp3.10 Trillion | ▼ -128.9% |
| 2021 | 4.94x | Rp13.15 Trillion | Rp2.66 Trillion | ▼ -53.7% |
| 2020 | 10.67x | Rp18.66 Trillion | Rp1.75 Trillion | ▲ +329.3% |
| 2019 | -4.65x | Rp-11.97 Trillion | Rp2.57 Trillion | ▼ -299.7% |
| 2018 | 2.33x | Rp4.59 Trillion | Rp1.97 Trillion | ▲ +152.6% |
| 2017 | 0.92x | Rp1.13 Trillion | Rp1.22 Trillion | ▼ -39.8% |
| 2016 | 1.53x | Rp2.68 Trillion | Rp1.75 Trillion | ▼ -25.5% |
| 2015 | 2.06x | Rp3.50 Trillion | Rp1.70 Trillion | ▲ +59.7% |
| 2014 | 1.29x | Rp2.38 Trillion | Rp1.85 Trillion | ▲ +173.2% |
| 2013 | -1.76x | Rp-3.75 Trillion | Rp2.13 Trillion | ▼ -158.2% |
| 2012 | 3.02x | Rp5.98 Trillion | Rp1.98 Trillion | ▲ +374.0% |
| 2011 | -1.10x | Rp-1.54 Trillion | Rp1.40 Trillion | ▼ -20.5% |
| 2010 | -0.92x | Rp-765.73 Billion | Rp836.82 Billion | ▼ -120.9% |
| 2009 | 4.39x | Rp1.84 Trillion | Rp420.42 Billion | ▲ +213.6% |
| 2008 | 1.40x | Rp529.85 Billion | Rp378.89 Billion | ▲ +14.1% |
| 2007 | 1.23x | Rp414.80 Billion | Rp338.36 Billion | ▼ -5.4% |
| 2006 | 1.30x | Rp194.70 Billion | Rp150.19 Billion | — |