PT Bank SMBC Indonesia Tbk (BTPN) — Cash Flow-to-Debt Ratio

Latest as of September 2025: -0.03x

PT Bank SMBC Indonesia Tbk (BTPN) has a Cash Flow-to-Debt Ratio of -0.03x as of September 2025, meaning its operating cash flow of Rp-4.60 Trillion could theoretically repay 0% of its total liabilities (Rp178.97 Trillion) in one year. Explore PT Bank SMBC Indonesia Tbk (BTPN) investment intensity to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

-0.03x
Operating CF / Total Liabilities

Operating Cash Flow

Rp-4.60 Trillion
IDR

Total Liabilities

Rp178.97 Trillion
IDR

Data as of

Sep 2025
Most recent filing

PT Bank SMBC Indonesia Tbk Cash Flow-to-Debt Ratio (2006–2024)

Historical debt coverage capacity for PT Bank SMBC Indonesia Tbk across 19 annual periods. Also explore BTPN current and non-current assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for PT Bank SMBC Indonesia Tbk (2006–2024)

Year-by-year debt coverage analysis for PT Bank SMBC Indonesia Tbk. For market capitalisation and broader financial context, see BTPN company net worth.

Year CF-to-Debt Ratio Operating CF (IDR) Total Liabilities YoY Change
2024 0.06x Rp10.83 Trillion Rp186.35 Trillion ▲ +488.3%
2023 -0.01x Rp-2.40 Trillion Rp160.17 Trillion ▲ +42.5%
2022 -0.03x Rp-4.42 Trillion Rp169.76 Trillion ▼ -130.8%
2021 0.08x Rp13.15 Trillion Rp155.84 Trillion ▼ -32.1%
2020 0.12x Rp18.66 Trillion Rp150.20 Trillion ▲ +255.9%
2019 -0.08x Rp-11.97 Trillion Rp150.16 Trillion ▼ -243.5%
2018 0.06x Rp4.59 Trillion Rp82.55 Trillion ▲ +286.2%
2017 0.01x Rp1.13 Trillion Rp78.29 Trillion ▼ -59.8%
2016 0.04x Rp2.68 Trillion Rp75.06 Trillion ▼ -31.4%
2015 0.05x Rp3.50 Trillion Rp67.12 Trillion ▲ +37.6%
2014 0.04x Rp2.38 Trillion Rp62.95 Trillion ▲ +160.4%
2013 -0.06x Rp-3.75 Trillion Rp59.76 Trillion ▼ -153.9%
2012 0.12x Rp5.98 Trillion Rp51.36 Trillion ▲ +409.4%
2011 -0.04x Rp-1.54 Trillion Rp41.03 Trillion ▼ -48.9%
2010 -0.03x Rp-765.73 Billion Rp30.31 Trillion ▼ -127.7%
2009 0.09x Rp1.84 Trillion Rp20.23 Trillion ▲ +107.7%
2008 0.04x Rp529.85 Billion Rp12.08 Trillion ▼ -1.1%
2007 0.04x Rp414.80 Billion Rp9.35 Trillion ▲ +24.7%
2006 0.04x Rp194.70 Billion Rp5.47 Trillion —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.