PT Bank SMBC Indonesia Tbk Cash Flow-to-Debt Ratio
PT Bank SMBC Indonesia Tbk cash flow-to-debt ratio. PT Bank SMBC Indonesia Tbk (BTPN) has a Cash Flow-to-Debt Ratio of -0.03x as of September 2025, meaning its operating cash flow of Rp-4.60 Trillion could theoretically repay 0% of its total liabilities (Rp178.97 Trillion) in one year. Check BTPN cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of PT Bank SMBC Indonesia Tbk (2006–2024)
Cash flow-to-debt ratio of PT Bank SMBC Indonesia Tbk from 2006 to 2024. Historical debt coverage capacity for PT Bank SMBC Indonesia Tbk across 19 annual periods. Check PT Bank SMBC Indonesia Tbk total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
PT Bank SMBC Indonesia Tbk Cash Flow-to-Debt Ratio by Year (2006–2024)
PT Bank SMBC Indonesia Tbk cash flow-to-debt ratio by year from 2006 to 2024. Year-by-year debt coverage analysis for PT Bank SMBC Indonesia Tbk. For the full cash flow conversion analysis, see PT Bank SMBC Indonesia Tbk cash conversion from operations.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.06x | Rp10.83 Trillion | Rp186.35 Trillion | ▲ +488.3% |
| 2023 | -0.01x | Rp-2.40 Trillion | Rp160.17 Trillion | ▲ +42.5% |
| 2022 | -0.03x | Rp-4.42 Trillion | Rp169.76 Trillion | ▼ -130.8% |
| 2021 | 0.08x | Rp13.15 Trillion | Rp155.84 Trillion | ▼ -32.1% |
| 2020 | 0.12x | Rp18.66 Trillion | Rp150.20 Trillion | ▲ +255.9% |
| 2019 | -0.08x | Rp-11.97 Trillion | Rp150.16 Trillion | ▼ -243.5% |
| 2018 | 0.06x | Rp4.59 Trillion | Rp82.55 Trillion | ▲ +286.2% |
| 2017 | 0.01x | Rp1.13 Trillion | Rp78.29 Trillion | ▼ -59.8% |
| 2016 | 0.04x | Rp2.68 Trillion | Rp75.06 Trillion | ▼ -31.4% |
| 2015 | 0.05x | Rp3.50 Trillion | Rp67.12 Trillion | ▲ +37.6% |
| 2014 | 0.04x | Rp2.38 Trillion | Rp62.95 Trillion | ▲ +160.4% |
| 2013 | -0.06x | Rp-3.75 Trillion | Rp59.76 Trillion | ▼ -153.9% |
| 2012 | 0.12x | Rp5.98 Trillion | Rp51.36 Trillion | ▲ +409.4% |
| 2011 | -0.04x | Rp-1.54 Trillion | Rp41.03 Trillion | ▼ -48.9% |
| 2010 | -0.03x | Rp-765.73 Billion | Rp30.31 Trillion | ▼ -127.7% |
| 2009 | 0.09x | Rp1.84 Trillion | Rp20.23 Trillion | ▲ +107.7% |
| 2008 | 0.04x | Rp529.85 Billion | Rp12.08 Trillion | ▼ -1.1% |
| 2007 | 0.04x | Rp414.80 Billion | Rp9.35 Trillion | ▲ +24.7% |
| 2006 | 0.04x | Rp194.70 Billion | Rp5.47 Trillion | — |