PT Bank SMBC Indonesia Tbk (BTPN) — Net Asset Quality Index
PT Bank SMBC Indonesia Tbk (BTPN) has a Net Asset Quality Index of 23.7% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp234.50 Trillion minus total liabilities of Rp178.97 Trillion yields net assets of Rp55.53 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check BTPN asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
PT Bank SMBC Indonesia Tbk Net Asset Quality Index Over Time (2006–2024)
This chart shows how PT Bank SMBC Indonesia Tbk's Net Asset Quality Index has evolved across 19 annual periods from 2006 to 2024. As of September 2025, the index stands at 23.7%, representing net assets of Rp55.53 Trillion against total assets of Rp234.50 Trillion IDR. See PT Bank SMBC Indonesia Tbk short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for PT Bank SMBC Indonesia Tbk (2006–2024)
The table below presents the year-by-year Net Asset Quality Index for PT Bank SMBC Indonesia Tbk from 2006 to 2024, covering 19 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see PT Bank SMBC Indonesia Tbk stock valuation.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 22.7% | Rp54.75 Trillion | Rp241.10 Trillion | Rp186.35 Trillion | ▲ +2.2 pp |
| 2023 | 20.5% | Rp41.28 Trillion | Rp201.45 Trillion | Rp160.17 Trillion | ▲ +1.7 pp |
| 2022 | 18.8% | Rp39.41 Trillion | Rp209.17 Trillion | Rp169.76 Trillion | ▲ +0.0 pp |
| 2021 | 18.8% | Rp36.08 Trillion | Rp191.92 Trillion | Rp155.84 Trillion | ▲ +0.8 pp |
| 2020 | 18.0% | Rp32.96 Trillion | Rp183.17 Trillion | Rp150.20 Trillion | ▲ +0.7 pp |
| 2019 | 17.3% | Rp31.47 Trillion | Rp181.63 Trillion | Rp150.16 Trillion | ▼ -1.7 pp |
| 2018 | 19.0% | Rp19.36 Trillion | Rp101.92 Trillion | Rp82.55 Trillion | ▲ +1.0 pp |
| 2017 | 18.0% | Rp17.20 Trillion | Rp95.49 Trillion | Rp78.29 Trillion | ▲ +0.2 pp |
| 2016 | 17.9% | Rp16.31 Trillion | Rp91.37 Trillion | Rp75.06 Trillion | ▲ +0.7 pp |
| 2015 | 17.2% | Rp13.92 Trillion | Rp81.04 Trillion | Rp67.12 Trillion | ▲ +1.1 pp |
| 2014 | 16.1% | Rp12.06 Trillion | Rp75.01 Trillion | Rp62.95 Trillion | ▲ +1.9 pp |
| 2013 | 14.2% | Rp9.91 Trillion | Rp69.66 Trillion | Rp59.76 Trillion | ▲ +1.1 pp |
| 2012 | 13.1% | Rp7.73 Trillion | Rp59.09 Trillion | Rp51.36 Trillion | ▲ +1.0 pp |
| 2011 | 12.0% | Rp5.62 Trillion | Rp46.65 Trillion | Rp41.03 Trillion | ▼ -0.2 pp |
| 2010 | 12.2% | Rp4.22 Trillion | Rp34.52 Trillion | Rp30.31 Trillion | ▲ +3.1 pp |
| 2009 | 9.2% | Rp2.04 Trillion | Rp22.27 Trillion | Rp20.23 Trillion | ▼ -2.7 pp |
| 2008 | 11.8% | Rp1.62 Trillion | Rp13.70 Trillion | Rp12.08 Trillion | ▲ +0.2 pp |
| 2007 | 11.6% | Rp1.23 Trillion | Rp10.58 Trillion | Rp9.35 Trillion | ▼ -2.4 pp |
| 2006 | 14.0% | Rp890.94 Billion | Rp6.37 Trillion | Rp5.47 Trillion | — |