PT Bank SMBC Indonesia Tbk (BTPN) — Working Capital to Net Assets Ratio
PT Bank SMBC Indonesia Tbk (BTPN) has a Working Capital to Net Assets ratio of -186.4% as of September 2025. Working capital of Rp-103.50 Trillion (current assets of Rp18.04 Trillion minus current liabilities of Rp121.54 Trillion) is measured against net assets of Rp55.53 Trillion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PT Bank SMBC Indonesia Tbk balance sheet independence to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
PT Bank SMBC Indonesia Tbk Working Capital to Net Assets (2012–2024)
This chart shows how PT Bank SMBC Indonesia Tbk's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at -186.4%, reflecting working capital of Rp-103.50 Trillion against net assets of Rp55.53 Trillion IDR. Check BTPN tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for PT Bank SMBC Indonesia Tbk (2012–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for PT Bank SMBC Indonesia Tbk from 2012 to 2024, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of PT Bank SMBC Indonesia Tbk.
| Year | WC/NA Ratio | Working Capital (IDR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -77.1% | Rp-42.22 Trillion | Rp54.75 Trillion | Rp31.00 Trillion | Rp73.22 Trillion | ▼ -20.4 pp |
| 2023 | -56.7% | Rp-23.40 Trillion | Rp41.28 Trillion | Rp40.75 Trillion | Rp64.15 Trillion | ▼ -155.5 pp |
| 2022 | 98.8% | Rp38.95 Trillion | Rp39.41 Trillion | Rp39.15 Trillion | Rp195.77 Billion | ▲ +11.7 pp |
| 2021 | 87.1% | Rp31.43 Trillion | Rp36.08 Trillion | Rp31.58 Trillion | Rp152.49 Billion | ▲ +3.6 pp |
| 2020 | 83.5% | Rp27.53 Trillion | Rp32.96 Trillion | Rp27.82 Trillion | Rp287.42 Billion | ▲ +11.2 pp |
| 2019 | 72.3% | Rp22.75 Trillion | Rp31.47 Trillion | Rp23.04 Trillion | Rp289.54 Billion | ▼ -31.8 pp |
| 2018 | 104.1% | Rp20.16 Trillion | Rp19.36 Trillion | Rp20.39 Trillion | Rp233.43 Billion | ▲ +9.8 pp |
| 2017 | 94.3% | Rp16.22 Trillion | Rp17.20 Trillion | Rp16.42 Trillion | Rp194.59 Billion | ▲ +5.1 pp |
| 2016 | 89.2% | Rp14.55 Trillion | Rp16.31 Trillion | Rp14.81 Trillion | Rp261.55 Billion | ▼ -3.3 pp |
| 2015 | 92.5% | Rp12.87 Trillion | Rp13.92 Trillion | Rp13.14 Trillion | Rp266.08 Billion | ▼ -15.3 pp |
| 2014 | 107.8% | Rp13.00 Trillion | Rp12.06 Trillion | Rp13.23 Trillion | Rp227.74 Billion | ▼ -1.8 pp |
| 2013 | 109.5% | Rp10.85 Trillion | Rp9.91 Trillion | Rp11.06 Trillion | Rp210.26 Billion | ▼ -88.1 pp |
| 2012 | 197.6% | Rp15.28 Trillion | Rp7.73 Trillion | Rp15.46 Trillion | Rp172.86 Billion | — |