Funding Circle Holdings PLC Asset Resilience Ratio
Funding Circle Holdings PLC asset resilience ratio. Funding Circle Holdings PLC (FCH) has an Asset Resilience Ratio of 48.61% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Funding Circle Holdings PLC fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Funding Circle Holdings PLC (2014–2025)
Asset resilience ratio of Funding Circle Holdings PLC from 2014 to 2025. This chart shows how Funding Circle Holdings PLC's Asset Resilience Ratio has changed over time. Read debt load of Funding Circle Holdings PLC for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Funding Circle Holdings PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FCH total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX258.10 Million | 48.61% |
| Total Liquid Assets | GBX258.10 Million | 48.61% |
Asset Resilience Insights
- Very High Liquidity: Funding Circle Holdings PLC maintains exceptional liquid asset reserves at 48.61% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Funding Circle Holdings PLC Industry Peers by Asset Resilience Ratio
Compare Funding Circle Holdings PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Funding Circle Holdings PLC Asset Resilience Ratio by Year (2014–2025)
Funding Circle Holdings PLC asset resilience ratio by year from 2014 to 2025. The table below shows the annual Asset Resilience Ratio data for Funding Circle Holdings PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 54.97% | GBX294.60 Million ≈ $35.84K |
GBX535.90 Million ≈ $65.20K |
+54.78pp |
| 2024-12-31 | 0.20% | GBX700.00K ≈ $85.17 |
GBX358.00 Million ≈ $43.56K |
-18.19pp |
| 2023-12-31 | 18.38% | GBX68.60 Million ≈ $8.35K |
GBX373.20 Million ≈ $45.41K |
-3.78pp |
| 2022-12-31 | 22.16% | GBX85.10 Million ≈ $10.35K |
GBX384.00 Million ≈ $46.72K |
-4.86pp |
| 2021-12-31 | 27.02% | GBX152.90 Million ≈ $18.60K |
GBX565.90 Million ≈ $68.85K |
-40.21pp |
| 2020-12-31 | 67.23% | GBX525.90 Million ≈ $63.99K |
GBX782.20 Million ≈ $95.17K |
-3.95pp |
| 2019-12-31 | 71.18% | GBX708.60 Million ≈ $86.22K |
GBX995.50 Million ≈ $121.12K |
+70.09pp |
| 2018-12-31 | 1.09% | GBX4.70 Million ≈ $571.85 |
GBX430.10 Million ≈ $52.33K |
-0.75pp |
| 2017-12-31 | 1.85% | GBX3.10 Million ≈ $377.18 |
GBX167.90 Million ≈ $20.43K |
+0.72pp |
| 2016-12-31 | 1.12% | GBX1.30 Million ≈ $158.17 |
GBX115.80 Million ≈ $14.09K |
-2.05pp |
| 2015-12-31 | 3.17% | GBX4.60 Million ≈ $559.69 |
GBX145.20 Million ≈ $17.67K |
+0.65pp |
| 2014-12-31 | 2.51% | GBX1.34 Million ≈ $163.40 |
GBX53.44 Million ≈ $6.50K |
-- |
About Funding Circle Holdings PLC
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, ve… Read more