Funding Circle Holdings PLC (FCH) — Cash Flow Quality Index

Latest as of December 2025: 0.04x

Funding Circle Holdings PLC (FCH) has a Cash Flow Quality Index of 0.04x as of December 2025. Operating cash flow of GBX600.00K is below net income of GBX14.50 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Funding Circle Holdings PLC (FCH) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.04x
Operating CF / Net Income

Operating Cash Flow

GBX600.00K
GBX

Net Income

GBX14.50 Million
GBX

Data as of

Dec 2025
Most recent filing

Funding Circle Holdings PLC Cash Flow Quality Index (2021–2025)

Historical Cash Flow Quality Index for Funding Circle Holdings PLC across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see FCH cash flow metrics.

Annual Cash Flow Quality Index for Funding Circle Holdings PLC (2021–2025)

Year-by-year earnings quality comparison for Funding Circle Holdings PLC.

Year Quality Index Operating CF (GBX) Net Income YoY Change
2025 -1.67x GBX-33.80 Million GBX20.30 Million ▲ +78.8%
2024 -7.84x GBX-67.40 Million GBX8.60 Million ▼ -601.9%
2021 1.56x GBX100.10 Million GBX64.10 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.