Funding Circle Holdings PLC (FCH) — Net Asset Quality Index
Funding Circle Holdings PLC (FCH) has a Net Asset Quality Index of 42.6% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX535.90 Million minus total liabilities of GBX307.50 Million yields net assets of GBX228.40 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Funding Circle Holdings PLC (FCH) asset resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Funding Circle Holdings PLC Net Asset Quality Index Over Time (2010–2025)
This chart shows how Funding Circle Holdings PLC's Net Asset Quality Index has evolved across 16 annual periods from 2010 to 2025. As of December 2025, the index stands at 42.6%, representing net assets of GBX228.40 Million against total assets of GBX535.90 Million GBX. See FCH net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Funding Circle Holdings PLC (2010–2025)
The table below presents the year-by-year Net Asset Quality Index for Funding Circle Holdings PLC from 2010 to 2025, covering 16 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of Funding Circle Holdings PLC.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 42.6% | GBX228.40 Million | GBX535.90 Million | GBX307.50 Million | ▼ -17.9 pp |
| 2024 | 60.5% | GBX216.50 Million | GBX358.00 Million | GBX141.50 Million | ▼ -5.7 pp |
| 2023 | 66.1% | GBX246.80 Million | GBX373.20 Million | GBX126.40 Million | ▼ -7.8 pp |
| 2022 | 74.0% | GBX284.00 Million | GBX384.00 Million | GBX100.00 Million | ▲ +23.1 pp |
| 2021 | 50.9% | GBX288.00 Million | GBX565.90 Million | GBX277.90 Million | ▲ +23.1 pp |
| 2020 | 27.8% | GBX217.60 Million | GBX782.20 Million | GBX564.60 Million | ▼ -4.2 pp |
| 2019 | 32.0% | GBX319.00 Million | GBX995.50 Million | GBX676.50 Million | ▼ -61.5 pp |
| 2018 | 93.6% | GBX402.40 Million | GBX430.10 Million | GBX27.70 Million | ▲ +2.2 pp |
| 2017 | 91.4% | GBX153.40 Million | GBX167.90 Million | GBX14.50 Million | ▲ +1.4 pp |
| 2016 | 90.0% | GBX104.20 Million | GBX115.80 Million | GBX11.60 Million | ▼ -1.8 pp |
| 2015 | 91.7% | GBX133.20 Million | GBX145.20 Million | GBX12.00 Million | ▲ +3.9 pp |
| 2014 | 87.8% | GBX46.94 Million | GBX53.44 Million | GBX6.49 Million | ▼ -4.3 pp |
| 2013 | 92.2% | GBX27.69 Million | GBX30.04 Million | GBX2.36 Million | ▲ +32.4 pp |
| 2012 | 59.8% | GBX4.92 Million | GBX8.23 Million | GBX3.31 Million | ▲ +117.9 pp |
| 2011 | -58.2% | GBX-940.00K | GBX1.62 Million | GBX2.56 Million | ▼ -140.9 pp |
| 2010 | 82.8% | GBX192.00K | GBX232.00K | GBX40.00K | — |