Funding Circle Holdings PLC (FCH) — Working Capital to Net Assets Ratio
Funding Circle Holdings PLC (FCH) has a Working Capital to Net Assets ratio of 82.9% as of December 2025. Working capital of GBX189.40 Million (current assets of GBX458.50 Million minus current liabilities of GBX269.10 Million) is measured against net assets of GBX228.40 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See FCH net asset quality score to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Funding Circle Holdings PLC Working Capital to Net Assets (2012–2025)
This chart shows how Funding Circle Holdings PLC's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 82.9%, reflecting working capital of GBX189.40 Million against net assets of GBX228.40 Million GBX. Check tangible net worth ratio of Funding Circle Holdings PLC to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Funding Circle Holdings PLC (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Funding Circle Holdings PLC from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see FCH stock market capitalisation.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 82.9% | GBX189.40 Million | GBX228.40 Million | GBX458.50 Million | GBX269.10 Million | ▲ +3.3 pp |
| 2024 | 79.6% | GBX172.30 Million | GBX216.50 Million | GBX307.40 Million | GBX135.10 Million | ▲ +1.5 pp |
| 2023 | 78.1% | GBX192.70 Million | GBX246.80 Million | GBX310.40 Million | GBX117.70 Million | ▲ +2.2 pp |
| 2022 | 75.9% | GBX215.60 Million | GBX284.00 Million | GBX279.30 Million | GBX63.70 Million | ▲ +1.3 pp |
| 2021 | 74.6% | GBX214.90 Million | GBX288.00 Million | GBX401.90 Million | GBX187.00 Million | ▲ +14.0 pp |
| 2020 | 60.7% | GBX132.00 Million | GBX217.60 Million | GBX671.90 Million | GBX539.90 Million | ▼ -21.1 pp |
| 2019 | 81.8% | GBX260.90 Million | GBX319.00 Million | GBX906.70 Million | GBX645.80 Million | ▼ -1.2 pp |
| 2018 | 83.0% | GBX333.80 Million | GBX402.40 Million | GBX360.70 Million | GBX26.90 Million | ▲ +23.4 pp |
| 2017 | 59.5% | GBX91.30 Million | GBX153.40 Million | GBX105.40 Million | GBX14.10 Million | ▲ +16.1 pp |
| 2016 | 43.4% | GBX45.20 Million | GBX104.20 Million | GBX56.40 Million | GBX11.20 Million | ▼ -22.5 pp |
| 2015 | 65.9% | GBX87.80 Million | GBX133.20 Million | GBX99.50 Million | GBX11.70 Million | ▼ -11.5 pp |
| 2014 | 77.4% | GBX36.32 Million | GBX46.94 Million | GBX41.13 Million | GBX4.80 Million | ▲ +12.6 pp |
| 2013 | 64.7% | GBX17.93 Million | GBX27.69 Million | GBX20.28 Million | GBX2.36 Million | ▼ -74.2 pp |
| 2012 | 139.0% | GBX6.83 Million | GBX4.92 Million | GBX7.83 Million | GBX993.86K | — |