Funding Circle Holdings PLC (FCH) — Working Capital to Net Assets Ratio
Funding Circle Holdings PLC (FCH) has a Working Capital to Net Assets ratio of 82.9% as of December 2025. Working capital of GBX189.40 Million (current assets of GBX458.50 Million minus current liabilities of GBX269.10 Million) is measured against net assets of GBX228.40 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Funding Circle Holdings PLC defensive interval ratio to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Funding Circle Holdings PLC Working Capital to Net Assets (2012–2025)
This chart shows how Funding Circle Holdings PLC's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 82.9%, reflecting working capital of GBX189.40 Million against net assets of GBX228.40 Million GBX. For the complete balance sheet picture, see FCH asset base.
Annual Working Capital to Net Assets for Funding Circle Holdings PLC (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Funding Circle Holdings PLC from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check financial resilience of Funding Circle Holdings PLC to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 82.9% | GBX189.40 Million | GBX228.40 Million | GBX458.50 Million | GBX269.10 Million | ▲ +3.3 pp |
| 2024 | 79.6% | GBX172.30 Million | GBX216.50 Million | GBX307.40 Million | GBX135.10 Million | ▲ +1.5 pp |
| 2023 | 78.1% | GBX192.70 Million | GBX246.80 Million | GBX310.40 Million | GBX117.70 Million | ▲ +2.2 pp |
| 2022 | 75.9% | GBX215.60 Million | GBX284.00 Million | GBX279.30 Million | GBX63.70 Million | ▲ +1.3 pp |
| 2021 | 74.6% | GBX214.90 Million | GBX288.00 Million | GBX401.90 Million | GBX187.00 Million | ▲ +14.0 pp |
| 2020 | 60.7% | GBX132.00 Million | GBX217.60 Million | GBX671.90 Million | GBX539.90 Million | ▼ -21.1 pp |
| 2019 | 81.8% | GBX260.90 Million | GBX319.00 Million | GBX906.70 Million | GBX645.80 Million | ▼ -1.2 pp |
| 2018 | 83.0% | GBX333.80 Million | GBX402.40 Million | GBX360.70 Million | GBX26.90 Million | ▲ +23.4 pp |
| 2017 | 59.5% | GBX91.30 Million | GBX153.40 Million | GBX105.40 Million | GBX14.10 Million | ▲ +16.1 pp |
| 2016 | 43.4% | GBX45.20 Million | GBX104.20 Million | GBX56.40 Million | GBX11.20 Million | ▼ -22.5 pp |
| 2015 | 65.9% | GBX87.80 Million | GBX133.20 Million | GBX99.50 Million | GBX11.70 Million | ▼ -11.5 pp |
| 2014 | 77.4% | GBX36.32 Million | GBX46.94 Million | GBX41.13 Million | GBX4.80 Million | ▲ +12.6 pp |
| 2013 | 64.7% | GBX17.93 Million | GBX27.69 Million | GBX20.28 Million | GBX2.36 Million | ▼ -74.2 pp |
| 2012 | 139.0% | GBX6.83 Million | GBX4.92 Million | GBX7.83 Million | GBX993.86K | — |