Funding Circle Holdings PLC (FCH) - Total Assets
Based on the latest financial reports, Funding Circle Holdings PLC (FCH) holds total assets worth GBX535.90 Million GBX as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Funding Circle Holdings PLC - Total Assets Trend (2010–2025)
This chart illustrates how Funding Circle Holdings PLC's total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Funding Circle Holdings PLC - Asset Composition Analysis
Current Asset Composition (December 2025)
Funding Circle Holdings PLC's total assets of GBX535.90 Million consist of 85.6% current assets and 14.4% non-current assets.
| Asset Category | Amount (GBX) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 28.4% |
| Accounts Receivable | GBX11.50 Million | 2.2% |
| Inventory | GBX0.00 | 0.0% |
| Property, Plant & Equipment | GBX0.00 | 0.0% |
| Intangible Assets | GBX21.30 Million | 4.0% |
| Goodwill | GBX0.00 | 0.0% |
Asset Composition Trend (2010–2025)
This chart illustrates how Funding Circle Holdings PLC's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Funding Circle Holdings PLC's current assets represent 85.6% of total assets in 2025, an increase from 0.0% in 2010.
- Cash Position: Cash and equivalents constituted 28.4% of total assets in 2025, down from 84.5% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 2010.
- Asset Diversification: The largest asset category is intangible assets at 4.0% of total assets.
Funding Circle Holdings PLC Competitors by Total Assets
Key competitors of Funding Circle Holdings PLC based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
S&U plc
LSE:SUS
|
UK | GBX434.47 Million |
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Intrum AB (publ)
IL:0H9P
|
UK | Skr75.02 Billion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €15.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €54.36 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
Funding Circle Holdings PLC - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.70 | 2.28 | 1.29 |
| Quick Ratio | 1.70 | 2.26 | 2.22 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | GBX189.40 Million | GBX172.30 Million | GBX156.30 Million |
Funding Circle Holdings PLC - Advanced Valuation Insights
This section examines the relationship between Funding Circle Holdings PLC's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.66 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 49.7% |
| Total Assets | GBX535.90 Million |
| Market Capitalization | $5.45 Million USD |
Valuation Analysis
Below Book Valuation: The market values Funding Circle Holdings PLC's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Funding Circle Holdings PLC's assets grew by 49.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Funding Circle Holdings PLC (2010–2025)
The table below shows the annual total assets of Funding Circle Holdings PLC from 2010 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | GBX535.90 Million | +49.69% |
| 2024-12-31 | GBX358.00 Million | -4.07% |
| 2023-12-31 | GBX373.20 Million | -2.81% |
| 2022-12-31 | GBX384.00 Million | -32.14% |
| 2021-12-31 | GBX565.90 Million | -27.65% |
| 2020-12-31 | GBX782.20 Million | -21.43% |
| 2019-12-31 | GBX995.50 Million | +131.46% |
| 2018-12-31 | GBX430.10 Million | +156.16% |
| 2017-12-31 | GBX167.90 Million | +44.99% |
| 2016-12-31 | GBX115.80 Million | -20.25% |
| 2015-12-31 | GBX145.20 Million | +171.73% |
| 2014-12-31 | GBX53.44 Million | +77.86% |
| 2013-12-31 | GBX30.04 Million | +265.17% |
| 2012-12-31 | GBX8.23 Million | +409.12% |
| 2011-12-31 | GBX1.62 Million | +596.55% |
| 2010-12-31 | GBX232.00K | -- |
About Funding Circle Holdings PLC
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance servi… Read more