Funding Circle Holdings PLC (FCH) — Defensive Interval Ratio

Latest as of December 2025: 814 days

Funding Circle Holdings PLC (FCH) has a Defensive Interval Ratio of 814 days as of December 2025. Defensive assets of GBX600.40 Million (cash GBX-, short-term investments GBX294.60 Million, receivables GBX305.80 Million) cover 814 days of daily cash needs of GBX737.26K/day. Check FCH goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

814 days
Days of operational coverage

Defensive Assets

GBX600.40 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX737.26K
Current Liabilities ÷ 365

Current Liabilities

GBX269.10 Million
GBX

Funding Circle Holdings PLC Defensive Interval Ratio (2010–2025)

This chart shows how Funding Circle Holdings PLC's Defensive Interval Ratio has evolved across 16 annual periods from 2010 to 2025. As of December 2025, the ratio stands at 814 days, meaning defensive assets of GBX600.40 Million can fund 814 days of operations without new revenue. Also explore Funding Circle Holdings PLC (FCH) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Funding Circle Holdings PLC (2010–2025)

The table below presents the year-by-year Defensive Interval Ratio for Funding Circle Holdings PLC from 2010 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Funding Circle Holdings PLC worth.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2025 814 days GBX600.40 Million GBX737.26K/day GBX- GBX294.60 Million ▲ +811 days
2024 3 days GBX1.10 Million GBX370.14K/day GBX- GBX700.00K ▼ -211 days
2023 214 days GBX69.00 Million GBX322.47K/day GBX- GBX68.60 Million ▼ -821 days
2022 1035 days GBX180.70 Million GBX174.52K/day GBX- GBX85.10 Million ▲ +410 days
2021 625 days GBX320.20 Million GBX512.33K/day GBX- GBX152.90 Million ▼ -106 days
2020 731 days GBX1.08 Billion GBX1.48 Million/day GBX- GBX525.90 Million ▼ -80 days
2019 811 days GBX1.44 Billion GBX1.77 Million/day GBX- GBX708.60 Million ▲ +594 days
2018 217 days GBX16.00 Million GBX73.70K/day GBX- GBX4.70 Million ▲ +2 days
2017 215 days GBX8.30 Million GBX38.63K/day GBX- GBX3.10 Million ▼ -137 days
2016 352 days GBX10.80 Million GBX30.68K/day GBX- GBX1.30 Million ▼ -26 days
2015 377 days GBX12.10 Million GBX32.05K/day GBX- GBX4.60 Million ▲ +272 days
2014 105 days GBX1.39 Million GBX13.16K/day GBX- GBX1.34 Million ▲ +105 days
2013 0 days GBX2.55K GBX6.45K/day GBX- GBX- ▼ 0 days
2012 1 days GBX1.47K GBX2.72K/day GBX- GBX- ▼ -13 days
2011 14 days GBX12.00K GBX873.97/day GBX- GBX- ▼ -41 days
2010 55 days GBX6.00K GBX109.59/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)