Funding Circle Holdings PLC (FCH) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Funding Circle Holdings PLC (FCH) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of GBX900.00K (operating CF GBX600.00K minus capex GBX300.00K) represents 0% of total liabilities (GBX307.50 Million). Check FCH cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX900.00K
Operating CF − Capex

Total Liabilities

GBX307.50 Million
GBX

Capital Expenditures

GBX300.00K
GBX

Funding Circle Holdings PLC Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Funding Circle Holdings PLC across 14 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Funding Circle Holdings PLC.

Annual Financial Flexibility Index for Funding Circle Holdings PLC (2012–2025)

Year-by-year free cash flow to debt coverage for Funding Circle Holdings PLC. Explore Funding Circle Holdings PLC (FCH) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 -0.11x GBX-33.20 Million GBX-33.80 Million GBX307.50 Million ▲ +76.3%
2024 -0.46x GBX-64.50 Million GBX-67.40 Million GBX141.50 Million ▼ -330.0%
2023 -0.11x GBX-13.40 Million GBX-25.60 Million GBX126.40 Million ▼ -402.9%
2022 0.04x GBX3.50 Million GBX-10.40 Million GBX100.00 Million ▼ -91.1%
2021 0.39x GBX109.50 Million GBX100.10 Million GBX277.90 Million ▲ +412.6%
2020 0.08x GBX43.40 Million GBX33.10 Million GBX564.60 Million ▲ +630.6%
2019 -0.01x GBX-9.80 Million GBX-27.00 Million GBX676.50 Million ▲ +97.4%
2018 -0.55x GBX-15.20 Million GBX-28.50 Million GBX27.70 Million ▲ +24.9%
2017 -0.73x GBX-10.60 Million GBX-22.60 Million GBX14.50 Million ▲ +70.5%
2016 -2.47x GBX-28.70 Million GBX-40.00 Million GBX11.60 Million ▼ -8.0%
2015 -2.29x GBX-27.50 Million GBX-35.40 Million GBX12.00 Million ▲ +15.8%
2014 -2.72x GBX-17.68 Million GBX-18.47 Million GBX6.49 Million ▼ -41.8%
2013 -1.92x GBX-4.52 Million GBX-4.89 Million GBX2.36 Million ▼ -81.0%
2012 -1.06x GBX-3.51 Million GBX-3.86 Million GBX3.31 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities