Lloyds Banking Group PLC - Asset Resilience Ratio

Latest as of December 2024: 8.20%

Lloyds Banking Group PLC (LLOY) has an Asset Resilience Ratio of 8.20% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check LLOY PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

GBX74.31 Billion

≈ $9.04 Million USD Cash + Short-term Investments

Total Assets

GBX906.70 Billion

≈ $110.32 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2024)

This chart shows how Lloyds Banking Group PLC's Asset Resilience Ratio has changed over time. See Lloyds Banking Group PLC (LLOY) balance sheet quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Lloyds Banking Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Lloyds Banking Group PLC worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	GBX0.00	0%
Short-term Investments	GBX74.31 Billion	8.2%
Total Liquid Assets	GBX74.31 Billion	8.20%

Asset Resilience Insights

Limited Liquidity: Lloyds Banking Group PLC maintains only 8.20% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Lloyds Banking Group PLC Industry Peers by Asset Resilience Ratio

Compare Lloyds Banking Group PLC's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%
Nu Holdings Ltd NYSE:NU	Banks - Regional	1.52%
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
Bank Mandiri Persero Tbk PT JK:BMRI	Banks - Regional	-0.12%
Axos Financial Inc NYSE:AX	Banks - Regional	0.21%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
King’s Town Bank TW:2809	Banks - Regional	-9.61%

Annual Asset Resilience Ratio for Lloyds Banking Group PLC (2000–2024)

The table below shows the annual Asset Resilience Ratio data for Lloyds Banking Group PLC.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	8.20%	GBX74.31 Billion ≈ $9.04 Million	GBX906.70 Billion ≈ $110.32 Million	+1.34pp
2023-12-31	6.85%	GBX60.39 Billion ≈ $7.35 Million	GBX881.45 Billion ≈ $107.25 Million	+1.44pp
2022-12-31	5.42%	GBX47.30 Billion ≈ $5.75 Million	GBX873.39 Billion ≈ $106.27 Million	+10.17pp
2021-12-31	-4.76%	GBX-41.91 Billion ≈ $-5.10 Million	GBX881.26 Billion ≈ $107.22 Million	-12.69pp
2020-12-31	7.94%	GBX69.16 Billion ≈ $8.41 Million	GBX871.27 Billion ≈ $106.01 Million	+1.27pp
2019-12-31	6.67%	GBX55.58 Billion ≈ $6.76 Million	GBX833.89 Billion ≈ $101.46 Million	+11.78pp
2018-12-31	-5.11%	GBX-40.78 Billion ≈ $-4.96 Million	GBX797.60 Billion ≈ $97.04 Million	-1.23pp
2017-12-31	-3.88%	GBX-31.52 Billion ≈ $-3.84 Million	GBX812.11 Billion ≈ $98.81 Million	+0.16pp
2016-12-31	-4.04%	GBX-33.02 Billion ≈ $-4.02 Million	GBX817.79 Billion ≈ $99.50 Million	-4.04pp
2015-12-31	0.01%	GBX47.00 Million ≈ $5.72K	GBX806.69 Billion ≈ $98.15 Million	-0.61pp
2014-12-31	0.61%	GBX5.24 Billion ≈ $636.95K	GBX854.90 Billion ≈ $104.02 Million	+0.44pp
2013-12-31	0.17%	GBX1.45 Billion ≈ $176.18K	GBX842.38 Billion ≈ $102.49 Million	+1.69pp
2012-12-31	-1.52%	GBX-14.20 Billion ≈ $-1.73 Million	GBX934.22 Billion ≈ $113.67 Million	-16.68pp
2011-12-31	15.16%	GBX148.61 Billion ≈ $18.08 Million	GBX980.25 Billion ≈ $119.27 Million	-0.58pp
2010-12-31	15.74%	GBX156.19 Billion ≈ $19.00 Million	GBX992.44 Billion ≈ $120.75 Million	+1.14pp
2009-12-31	14.60%	GBX150.01 Billion ≈ $18.25 Million	GBX1.03 Trillion ≈ $124.99 Million	+12.18pp
2008-12-31	2.43%	GBX10.58 Billion ≈ $1.29 Million	GBX436.03 Billion ≈ $53.05 Million	-3.29pp
2007-12-31	5.72%	GBX20.20 Billion ≈ $2.46 Million	GBX353.35 Billion ≈ $42.99 Million	+0.13pp
2006-12-31	5.58%	GBX19.18 Billion ≈ $2.33 Million	GBX343.60 Billion ≈ $41.81 Million	+7.48pp
2005-12-31	-1.90%	GBX-5.89 Billion ≈ $-716.90K	GBX309.75 Billion ≈ $37.69 Million	+15.49pp
2004-12-31	-17.40%	GBX-49.48 Billion ≈ $-6.02 Million	GBX284.42 Billion ≈ $34.61 Million	-17.40pp
2003-12-31	0.00%	GBX-3.28 Million ≈ $-399.08	GBX252.01 Billion ≈ $30.66 Million	-1.79pp
2001-12-31	1.79%	GBX4.42 Billion ≈ $538.01K	GBX247.58 Billion ≈ $30.12 Million	+1.01pp
2000-12-31	0.78%	GBX1.71 Billion ≈ $207.94K	GBX219.11 Billion ≈ $26.66 Million	--

pp = percentage points

About Lloyds Banking Group PLC

LSE:LLOY UK Banks - Regional

Market Cap

$744.89 Million

GBX6.12 Trillion GBX

Market Cap Rank

#10438 Global

#37 in UK

Share Price

GBX104.05

Change (1 day)

+1.36%

52-Week Range

GBX73.54 - GBX112.60

All Time High

GBX112.60