Lloyds Banking Group PLC - Asset Resilience Ratio

Latest as of December 2024: 8.20%

Lloyds Banking Group PLC (LLOY) has an Asset Resilience Ratio of 8.20% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read LLOY total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

GBX74.31 Billion
≈ $9.04 Million USD Cash + Short-term Investments

Total Assets

GBX906.70 Billion
≈ $110.32 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2000–2024)

This chart shows how Lloyds Banking Group PLC's Asset Resilience Ratio has changed over time. See Lloyds Banking Group PLC book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Lloyds Banking Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Lloyds Banking Group PLC worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents GBX0.00 0%
Short-term Investments GBX74.31 Billion 8.2%
Total Liquid Assets GBX74.31 Billion 8.20%

Asset Resilience Insights

  • Limited Liquidity: Lloyds Banking Group PLC maintains only 8.20% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Lloyds Banking Group PLC Industry Peers by Asset Resilience Ratio

Compare Lloyds Banking Group PLC's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank of Guiyang Co Ltd
SHG:601997 		Banks - Regional -0.78%
VersaBank
TO:VBNK 		Banks - Regional 1.65%
Bank Agris Tbk
JK:AGRS 		Banks - Regional 1.98%
RMB Holdings Ltd
JSE:RMH 		Banks - Regional 20.83%
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS 		Banks - Regional 44.92%
Banco Bradesco DRC
BA:BBD 		Banks - Regional 4.82%
Grupo Financiero Galicia S.A.
BA:GGAL 		Banks - Regional 8.18%
Banco Macro SA B
BA:BMA 		Banks - Regional 0.55%

Annual Asset Resilience Ratio for Lloyds Banking Group PLC (2000–2024)

The table below shows the annual Asset Resilience Ratio data for Lloyds Banking Group PLC.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 8.20% GBX74.31 Billion
≈ $9.04 Million		 GBX906.70 Billion
≈ $110.32 Million		 +1.34pp
2023-12-31 6.85% GBX60.39 Billion
≈ $7.35 Million		 GBX881.45 Billion
≈ $107.25 Million		 +1.44pp
2022-12-31 5.42% GBX47.30 Billion
≈ $5.75 Million		 GBX873.39 Billion
≈ $106.27 Million		 +10.17pp
2021-12-31 -4.76% GBX-41.91 Billion
≈ $-5.10 Million		 GBX881.26 Billion
≈ $107.22 Million		 -12.69pp
2020-12-31 7.94% GBX69.16 Billion
≈ $8.41 Million		 GBX871.27 Billion
≈ $106.01 Million		 +1.27pp
2019-12-31 6.67% GBX55.58 Billion
≈ $6.76 Million		 GBX833.89 Billion
≈ $101.46 Million		 +11.78pp
2018-12-31 -5.11% GBX-40.78 Billion
≈ $-4.96 Million		 GBX797.60 Billion
≈ $97.04 Million		 -1.23pp
2017-12-31 -3.88% GBX-31.52 Billion
≈ $-3.84 Million		 GBX812.11 Billion
≈ $98.81 Million		 +0.16pp
2016-12-31 -4.04% GBX-33.02 Billion
≈ $-4.02 Million		 GBX817.79 Billion
≈ $99.50 Million		 -4.04pp
2015-12-31 0.01% GBX47.00 Million
≈ $5.72K		 GBX806.69 Billion
≈ $98.15 Million		 -0.61pp
2014-12-31 0.61% GBX5.24 Billion
≈ $636.95K		 GBX854.90 Billion
≈ $104.02 Million		 +0.44pp
2013-12-31 0.17% GBX1.45 Billion
≈ $176.18K		 GBX842.38 Billion
≈ $102.49 Million		 +1.69pp
2012-12-31 -1.52% GBX-14.20 Billion
≈ $-1.73 Million		 GBX934.22 Billion
≈ $113.67 Million		 -16.68pp
2011-12-31 15.16% GBX148.61 Billion
≈ $18.08 Million		 GBX980.25 Billion
≈ $119.27 Million		 -0.58pp
2010-12-31 15.74% GBX156.19 Billion
≈ $19.00 Million		 GBX992.44 Billion
≈ $120.75 Million		 +1.14pp
2009-12-31 14.60% GBX150.01 Billion
≈ $18.25 Million		 GBX1.03 Trillion
≈ $124.99 Million		 +12.18pp
2008-12-31 2.43% GBX10.58 Billion
≈ $1.29 Million		 GBX436.03 Billion
≈ $53.05 Million		 -3.29pp
2007-12-31 5.72% GBX20.20 Billion
≈ $2.46 Million		 GBX353.35 Billion
≈ $42.99 Million		 +0.13pp
2006-12-31 5.58% GBX19.18 Billion
≈ $2.33 Million		 GBX343.60 Billion
≈ $41.81 Million		 +7.48pp
2005-12-31 -1.90% GBX-5.89 Billion
≈ $-716.90K		 GBX309.75 Billion
≈ $37.69 Million		 +15.49pp
2004-12-31 -17.40% GBX-49.48 Billion
≈ $-6.02 Million		 GBX284.42 Billion
≈ $34.61 Million		 -17.40pp
2003-12-31 0.00% GBX-3.28 Million
≈ $-399.08		 GBX252.01 Billion
≈ $30.66 Million		 -1.79pp
2001-12-31 1.79% GBX4.42 Billion
≈ $538.01K		 GBX247.58 Billion
≈ $30.12 Million		 +1.01pp
2000-12-31 0.78% GBX1.71 Billion
≈ $207.94K		 GBX219.11 Billion
≈ $26.66 Million		 --
pp = percentage points

About Lloyds Banking Group PLC

LSE:LLOY UK Banks - Regional
Market Cap
$703.30 Million
GBX5.78 Trillion GBX
Market Cap Rank
#10832 Global
#38 in UK
Share Price
GBX98.24
Change (1 day)
-1.45%
52-Week Range
GBX71.62 - GBX112.60
All Time High
GBX112.60
Categories
Companies in UK Banks - Regional Banking & Financial
About

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom and internationally. The company operates through three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor f… Read more