Lloyds Banking Group PLC (LLOY) — Cash Flow-to-Debt Ratio
Lloyds Banking Group PLC (LLOY) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2021, meaning its operating cash flow of GBX6.42 Billion could theoretically repay 0% of its total liabilities (GBX827.80 Billion) in one year. See LLOY free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Lloyds Banking Group PLC Cash Flow-to-Debt Ratio (1995–2024)
Historical debt coverage capacity for Lloyds Banking Group PLC across 30 annual periods. For the full cash flow conversion analysis, see Lloyds Banking Group PLC cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Lloyds Banking Group PLC (1995–2024)
Year-by-year debt coverage analysis for Lloyds Banking Group PLC. Check LLOY cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.01x | GBX-4.39 Billion | GBX860.81 Billion | ▼ -162.5% |
| 2023 | 0.01x | GBX6.81 Billion | GBX834.09 Billion | ▼ -69.2% |
| 2022 | 0.03x | GBX22.01 Billion | GBX829.48 Billion | ▲ +232.7% |
| 2021 | 0.01x | GBX6.62 Billion | GBX830.04 Billion | ▼ -75.9% |
| 2020 | 0.03x | GBX27.17 Billion | GBX821.86 Billion | ▼ -66.4% |
| 2019 | 0.10x | GBX11.28 Billion | GBX114.82 Billion | ▲ +761.1% |
| 2018 | -0.01x | GBX-11.11 Billion | GBX747.40 Billion | ▼ -254.9% |
| 2017 | 0.00x | GBX-3.19 Billion | GBX762.97 Billion | ▼ -255.3% |
| 2016 | 0.00x | GBX2.07 Billion | GBX768.98 Billion | ▼ -87.5% |
| 2015 | 0.02x | GBX16.37 Billion | GBX759.71 Billion | ▲ +67.6% |
| 2014 | 0.01x | GBX10.35 Billion | GBX804.99 Billion | ▲ +166.5% |
| 2013 | -0.02x | GBX-15.53 Billion | GBX803.04 Billion | ▼ -665.6% |
| 2012 | 0.00x | GBX3.05 Billion | GBX891.64 Billion | ▼ -83.9% |
| 2011 | 0.02x | GBX19.89 Billion | GBX934.07 Billion | ▲ +1091.0% |
| 2010 | 0.00x | GBX-2.04 Billion | GBX947.87 Billion | ▲ +93.7% |
| 2009 | -0.03x | GBX-33.73 Billion | GBX983.15 Billion | ▼ -143.2% |
| 2008 | 0.08x | GBX33.84 Billion | GBX426.33 Billion | ▲ +174.5% |
| 2007 | 0.03x | GBX9.86 Billion | GBX340.92 Billion | ▲ +84.0% |
| 2006 | 0.02x | GBX5.22 Billion | GBX332.09 Billion | ▲ +1519.9% |
| 2005 | 0.00x | GBX-331.00 Million | GBX299.12 Billion | ▼ -102.5% |
| 2004 | 0.04x | GBX12.21 Billion | GBX272.74 Billion | ▲ +1643.5% |
| 2003 | 0.00x | GBX-701.12 Million | GBX241.66 Billion | ▼ -113.1% |
| 2002 | 0.02x | GBX5.39 Billion | GBX244.06 Billion | ▼ -47.6% |
| 2001 | 0.04x | GBX9.95 Billion | GBX235.79 Billion | ▲ +17.7% |
| 2000 | 0.04x | GBX7.47 Billion | GBX208.54 Billion | ▲ +17738.9% |
| 1999 | 0.00x | GBX-59.00 Million | GBX290.37 Billion | ▲ +98.7% |
| 1998 | -0.02x | GBX-2.58 Billion | GBX160.48 Billion | ▼ -273.2% |
| 1997 | 0.00x | GBX-654.00 Million | GBX151.81 Billion | ▼ -370.0% |
| 1996 | 0.00x | GBX227.00 Million | GBX142.26 Billion | ▼ -92.4% |
| 1995 | 0.02x | GBX2.99 Billion | GBX143.20 Billion | — |