Lloyds Banking Group PLC Cash Flow Quality Index
Lloyds Banking Group PLC cash flow quality index. Lloyds Banking Group PLC (LLOY) has a Cash Flow Quality Index of 2.63x as of June 2021. Operating cash flow of GBX6.42 Billion exceeds net income of GBX2.44 Billion, indicating high earnings quality where cash backs reported profits. Explore LLOY operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Lloyds Banking Group PLC (1995–2024)
Cash flow quality index of Lloyds Banking Group PLC from 1995 to 2024. Historical Cash Flow Quality Index for Lloyds Banking Group PLC across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. See LLOY net asset quality score to measure how much of total assets are equity-financed.
Lloyds Banking Group PLC Cash Flow Quality Index by Year (1995–2024)
Lloyds Banking Group PLC cash flow quality index by year from 1995 to 2024. Year-by-year earnings quality comparison for Lloyds Banking Group PLC. For the full cash flow conversion analysis, see LLOY cash generation efficiency.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -1.12x | GBX-4.39 Billion | GBX3.92 Billion | ▼ -223.4% |
| 2023 | 0.91x | GBX6.81 Billion | GBX7.50 Billion | ▼ -71.4% |
| 2022 | 3.18x | GBX22.01 Billion | GBX6.93 Billion | ▲ +231.2% |
| 2021 | 0.96x | GBX6.62 Billion | GBX6.90 Billion | ▼ -95.7% |
| 2020 | 22.16x | GBX27.17 Billion | GBX1.23 Billion | ▲ +763.0% |
| 2019 | 2.57x | GBX11.28 Billion | GBX4.39 Billion | ▲ +237.8% |
| 2018 | -1.86x | GBX-11.11 Billion | GBX5.96 Billion | ▼ -207.7% |
| 2017 | -0.61x | GBX-3.19 Billion | GBX5.28 Billion | ▼ -223.8% |
| 2016 | 0.49x | GBX2.07 Billion | GBX4.24 Billion | ▼ -95.1% |
| 2015 | 9.96x | GBX16.37 Billion | GBX1.64 Billion | ▲ +69.5% |
| 2014 | 5.88x | GBX10.35 Billion | GBX1.76 Billion | ▲ +115.7% |
| 2013 | -37.42x | GBX-15.53 Billion | GBX415.00 Million | ▼ -15.6% |
| 2009 | -32.38x | GBX-33.73 Billion | GBX1.04 Billion | ▼ -177.2% |
| 2008 | 41.93x | GBX33.84 Billion | GBX807.00 Million | ▲ +1601.7% |
| 2007 | 2.46x | GBX9.86 Billion | GBX4.00 Billion | ▲ +100.6% |
| 2006 | 1.23x | GBX5.22 Billion | GBX4.25 Billion | ▲ +1517.6% |
| 2005 | -0.09x | GBX-331.00 Million | GBX3.82 Billion | ▼ -102.5% |
| 2004 | 3.49x | GBX12.21 Billion | GBX3.50 Billion | ▲ +1845.6% |
| 2003 | -0.20x | GBX-701.12 Million | GBX3.50 Billion | ▼ -109.7% |
| 2002 | 2.06x | GBX5.39 Billion | GBX2.62 Billion | ▼ -35.1% |
| 2001 | 3.18x | GBX9.95 Billion | GBX3.13 Billion | ▲ +63.9% |
| 2000 | 1.94x | GBX7.47 Billion | GBX3.86 Billion | ▲ +8376.6% |
| 1999 | -0.02x | GBX-59.00 Million | GBX2.52 Billion | ▲ +97.4% |
| 1998 | -0.88x | GBX-2.58 Billion | GBX2.92 Billion | ▼ -303.7% |
| 1997 | -0.22x | GBX-654.00 Million | GBX2.98 Billion | ▼ -337.0% |
| 1996 | 0.09x | GBX227.00 Million | GBX2.46 Billion | ▼ -94.8% |
| 1995 | 1.76x | GBX2.99 Billion | GBX1.70 Billion | — |