Lloyds Banking Group PLC (LLOY) — Cash Flow Quality Index
Lloyds Banking Group PLC (LLOY) has a Cash Flow Quality Index of 2.63x as of June 2021. Operating cash flow of GBX6.42 Billion exceeds net income of GBX2.44 Billion, indicating high earnings quality where cash backs reported profits. Explore Lloyds Banking Group PLC cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Lloyds Banking Group PLC Cash Flow Quality Index (1995–2024)
Historical Cash Flow Quality Index for Lloyds Banking Group PLC across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check LLOY capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Lloyds Banking Group PLC (1995–2024)
Year-by-year earnings quality comparison for Lloyds Banking Group PLC. For live market cap and the full company financial profile, see Lloyds Banking Group PLC market cap and net worth.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -1.12x | GBX-4.39 Billion | GBX3.92 Billion | ▼ -223.4% |
| 2023 | 0.91x | GBX6.81 Billion | GBX7.50 Billion | ▼ -71.4% |
| 2022 | 3.18x | GBX22.01 Billion | GBX6.93 Billion | ▲ +231.2% |
| 2021 | 0.96x | GBX6.62 Billion | GBX6.90 Billion | ▼ -95.7% |
| 2020 | 22.16x | GBX27.17 Billion | GBX1.23 Billion | ▲ +763.0% |
| 2019 | 2.57x | GBX11.28 Billion | GBX4.39 Billion | ▲ +237.8% |
| 2018 | -1.86x | GBX-11.11 Billion | GBX5.96 Billion | ▼ -207.7% |
| 2017 | -0.61x | GBX-3.19 Billion | GBX5.28 Billion | ▼ -223.8% |
| 2016 | 0.49x | GBX2.07 Billion | GBX4.24 Billion | ▼ -95.1% |
| 2015 | 9.96x | GBX16.37 Billion | GBX1.64 Billion | ▲ +69.5% |
| 2014 | 5.88x | GBX10.35 Billion | GBX1.76 Billion | ▲ +115.7% |
| 2013 | -37.42x | GBX-15.53 Billion | GBX415.00 Million | ▼ -15.6% |
| 2009 | -32.38x | GBX-33.73 Billion | GBX1.04 Billion | ▼ -177.2% |
| 2008 | 41.93x | GBX33.84 Billion | GBX807.00 Million | ▲ +1601.7% |
| 2007 | 2.46x | GBX9.86 Billion | GBX4.00 Billion | ▲ +100.6% |
| 2006 | 1.23x | GBX5.22 Billion | GBX4.25 Billion | ▲ +1517.6% |
| 2005 | -0.09x | GBX-331.00 Million | GBX3.82 Billion | ▼ -102.5% |
| 2004 | 3.49x | GBX12.21 Billion | GBX3.50 Billion | ▲ +1845.6% |
| 2003 | -0.20x | GBX-701.12 Million | GBX3.50 Billion | ▼ -109.7% |
| 2002 | 2.06x | GBX5.39 Billion | GBX2.62 Billion | ▼ -35.1% |
| 2001 | 3.18x | GBX9.95 Billion | GBX3.13 Billion | ▲ +63.9% |
| 2000 | 1.94x | GBX7.47 Billion | GBX3.86 Billion | ▲ +8376.6% |
| 1999 | -0.02x | GBX-59.00 Million | GBX2.52 Billion | ▲ +97.4% |
| 1998 | -0.88x | GBX-2.58 Billion | GBX2.92 Billion | ▼ -303.7% |
| 1997 | -0.22x | GBX-654.00 Million | GBX2.98 Billion | ▼ -337.0% |
| 1996 | 0.09x | GBX227.00 Million | GBX2.46 Billion | ▼ -94.8% |
| 1995 | 1.76x | GBX2.99 Billion | GBX1.70 Billion | — |