Lloyds Banking Group PLC Working Capital to Net Assets Ratio
Lloyds Banking Group PLC working capital to net assets ratio. Lloyds Banking Group PLC (LLOY) has a Working Capital to Net Assets ratio of -938.2% as of June 2025. Working capital of GBX-439.74 Billion (current assets of GBX64.22 Billion minus current liabilities of GBX503.97 Billion) is measured against net assets of GBX46.87 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check Lloyds Banking Group PLC tangible net worth ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Lloyds Banking Group PLC (1995–2024)
Working capital to net assets ratio of Lloyds Banking Group PLC from 1995 to 2024. This chart shows how Lloyds Banking Group PLC's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1995 to 2024. As of June 2025, the ratio stands at -938.2%, reflecting working capital of GBX-439.74 Billion against net assets of GBX46.87 Billion GBX. See Lloyds Banking Group PLC defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Lloyds Banking Group PLC Working Capital to Net Assets Ratio by Year (1995–2024)
Lloyds Banking Group PLC working capital to net assets ratio by year from 1995 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for Lloyds Banking Group PLC from 1995 to 2024, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Lloyds Banking Group PLC asset portfolio.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -768.6% | GBX-352.68 Billion | GBX45.89 Billion | GBX138.64 Billion | GBX491.32 Billion | ▼ -852.8 pp |
| 2023 | 84.2% | GBX39.89 Billion | GBX47.37 Billion | GBX79.02 Billion | GBX39.13 Billion | ▲ +866.6 pp |
| 2022 | -782.4% | GBX-343.57 Billion | GBX43.91 Billion | GBX140.57 Billion | GBX484.14 Billion | ▼ -773.2 pp |
| 2021 | -9.2% | GBX-4.72 Billion | GBX51.22 Billion | GBX76.57 Billion | GBX81.28 Billion | ▲ +29.4 pp |
| 2020 | -38.6% | GBX-19.06 Billion | GBX49.41 Billion | GBX73.56 Billion | GBX92.62 Billion | ▼ -36.3 pp |
| 2019 | -2.2% | GBX-16.16 Billion | GBX719.07 Billion | GBX55.44 Billion | GBX71.60 Billion | ▲ +948.4 pp |
| 2018 | -950.6% | GBX-477.20 Billion | GBX50.20 Billion | GBX56.06 Billion | GBX533.26 Billion | ▲ +16.6 pp |
| 2017 | -967.2% | GBX-475.32 Billion | GBX49.14 Billion | GBX59.88 Billion | GBX535.20 Billion | ▲ +75.5 pp |
| 2016 | -1042.7% | GBX-509.01 Billion | GBX48.81 Billion | GBX48.87 Billion | GBX557.88 Billion | ▼ -31.1 pp |
| 2015 | -1011.6% | GBX-475.27 Billion | GBX46.98 Billion | GBX59.79 Billion | GBX535.05 Billion | ▼ -213.6 pp |
| 2014 | -798.0% | GBX-398.24 Billion | GBX49.90 Billion | GBX63.99 Billion | GBX462.23 Billion | ▲ +241.5 pp |
| 2013 | -1039.5% | GBX-408.90 Billion | GBX39.34 Billion | GBX56.84 Billion | GBX465.74 Billion | ▼ -218.6 pp |
| 2012 | -821.0% | GBX-349.57 Billion | GBX42.58 Billion | GBX91.09 Billion | GBX440.65 Billion | ▼ -246.4 pp |
| 2011 | -574.6% | GBX-265.33 Billion | GBX46.18 Billion | GBX210.74 Billion | GBX476.07 Billion | ▼ -83.9 pp |
| 2010 | -490.6% | GBX-218.65 Billion | GBX44.57 Billion | GBX195.67 Billion | GBX414.32 Billion | ▲ +44.9 pp |
| 2009 | -535.6% | GBX-236.22 Billion | GBX44.11 Billion | GBX190.58 Billion | GBX426.80 Billion | ▲ +1593.8 pp |
| 2008 | -2129.3% | GBX-206.52 Billion | GBX9.70 Billion | GBX5.95 Billion | GBX212.48 Billion | ▼ -598.8 pp |
| 2007 | -1530.6% | GBX-190.17 Billion | GBX12.43 Billion | GBX5.57 Billion | GBX195.75 Billion | ▼ -32.0 pp |
| 2006 | -1498.5% | GBX-172.44 Billion | GBX11.51 Billion | GBX3.33 Billion | GBX175.76 Billion | ▲ +20.2 pp |
| 2005 | -1518.7% | GBX-161.44 Billion | GBX10.63 Billion | GBX1.16 Billion | GBX162.60 Billion | ▼ -175.0 pp |
| 2004 | -1343.8% | GBX-156.92 Billion | GBX11.68 Billion | GBX2.54 Billion | GBX159.46 Billion | ▼ -14.1 pp |
| 2003 | -1329.6% | GBX-137.63 Billion | GBX10.35 Billion | GBX2.64 Billion | GBX140.27 Billion | ▲ +211.3 pp |
| 2002 | -1540.9% | GBX-134.11 Billion | GBX8.70 Billion | GBX7.74 Billion | GBX141.85 Billion | ▼ -2367.5 pp |
| 2001 | 826.6% | GBX97.40 Billion | GBX11.78 Billion | GBX231.12 Billion | GBX133.72 Billion | ▼ -80.0 pp |
| 2000 | 906.6% | GBX95.88 Billion | GBX10.58 Billion | GBX213.48 Billion | GBX117.60 Billion | ▼ -1232.5 pp |
| 1999 | 2139.1% | GBX186.65 Billion | GBX8.73 Billion | GBX297.20 Billion | GBX110.55 Billion | ▲ +1349.9 pp |
| 1998 | 789.2% | GBX59.32 Billion | GBX7.52 Billion | GBX166.15 Billion | GBX106.83 Billion | ▲ +998.6 pp |
| 1997 | -209.5% | GBX-13.18 Billion | GBX6.29 Billion | GBX10.29 Billion | GBX23.47 Billion | ▲ +27.8 pp |
| 1996 | -237.3% | GBX-12.12 Billion | GBX5.11 Billion | GBX9.12 Billion | GBX21.24 Billion | ▲ +9.5 pp |
| 1995 | -246.7% | GBX-11.95 Billion | GBX4.84 Billion | GBX7.77 Billion | GBX19.72 Billion | — |