Lloyds Banking Group PLC (LLOY) — Working Capital to Net Assets Ratio
Lloyds Banking Group PLC (LLOY) has a Working Capital to Net Assets ratio of -938.2% as of June 2025. Working capital of GBX-439.74 Billion (current assets of GBX64.22 Billion minus current liabilities of GBX503.97 Billion) is measured against net assets of GBX46.87 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See debt-free asset ratio of Lloyds Banking Group PLC to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Lloyds Banking Group PLC Working Capital to Net Assets (1995–2024)
This chart shows how Lloyds Banking Group PLC's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1995 to 2024. As of June 2025, the ratio stands at -938.2%, reflecting working capital of GBX-439.74 Billion against net assets of GBX46.87 Billion GBX. Check tangible net worth ratio of Lloyds Banking Group PLC to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Lloyds Banking Group PLC (1995–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Lloyds Banking Group PLC from 1995 to 2024, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Lloyds Banking Group PLC.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -768.6% | GBX-352.68 Billion | GBX45.89 Billion | GBX138.64 Billion | GBX491.32 Billion | ▼ -852.8 pp |
| 2023 | 84.2% | GBX39.89 Billion | GBX47.37 Billion | GBX79.02 Billion | GBX39.13 Billion | ▲ +866.6 pp |
| 2022 | -782.4% | GBX-343.57 Billion | GBX43.91 Billion | GBX140.57 Billion | GBX484.14 Billion | ▼ -773.2 pp |
| 2021 | -9.2% | GBX-4.72 Billion | GBX51.22 Billion | GBX76.57 Billion | GBX81.28 Billion | ▲ +29.4 pp |
| 2020 | -38.6% | GBX-19.06 Billion | GBX49.41 Billion | GBX73.56 Billion | GBX92.62 Billion | ▼ -36.3 pp |
| 2019 | -2.2% | GBX-16.16 Billion | GBX719.07 Billion | GBX55.44 Billion | GBX71.60 Billion | ▲ +948.4 pp |
| 2018 | -950.6% | GBX-477.20 Billion | GBX50.20 Billion | GBX56.06 Billion | GBX533.26 Billion | ▲ +16.6 pp |
| 2017 | -967.2% | GBX-475.32 Billion | GBX49.14 Billion | GBX59.88 Billion | GBX535.20 Billion | ▲ +75.5 pp |
| 2016 | -1042.7% | GBX-509.01 Billion | GBX48.81 Billion | GBX48.87 Billion | GBX557.88 Billion | ▼ -31.1 pp |
| 2015 | -1011.6% | GBX-475.27 Billion | GBX46.98 Billion | GBX59.79 Billion | GBX535.05 Billion | ▼ -213.6 pp |
| 2014 | -798.0% | GBX-398.24 Billion | GBX49.90 Billion | GBX63.99 Billion | GBX462.23 Billion | ▲ +241.5 pp |
| 2013 | -1039.5% | GBX-408.90 Billion | GBX39.34 Billion | GBX56.84 Billion | GBX465.74 Billion | ▼ -218.6 pp |
| 2012 | -821.0% | GBX-349.57 Billion | GBX42.58 Billion | GBX91.09 Billion | GBX440.65 Billion | ▼ -246.4 pp |
| 2011 | -574.6% | GBX-265.33 Billion | GBX46.18 Billion | GBX210.74 Billion | GBX476.07 Billion | ▼ -83.9 pp |
| 2010 | -490.6% | GBX-218.65 Billion | GBX44.57 Billion | GBX195.67 Billion | GBX414.32 Billion | ▲ +44.9 pp |
| 2009 | -535.6% | GBX-236.22 Billion | GBX44.11 Billion | GBX190.58 Billion | GBX426.80 Billion | ▲ +1593.8 pp |
| 2008 | -2129.3% | GBX-206.52 Billion | GBX9.70 Billion | GBX5.95 Billion | GBX212.48 Billion | ▼ -598.8 pp |
| 2007 | -1530.6% | GBX-190.17 Billion | GBX12.43 Billion | GBX5.57 Billion | GBX195.75 Billion | ▼ -32.0 pp |
| 2006 | -1498.5% | GBX-172.44 Billion | GBX11.51 Billion | GBX3.33 Billion | GBX175.76 Billion | ▲ +20.2 pp |
| 2005 | -1518.7% | GBX-161.44 Billion | GBX10.63 Billion | GBX1.16 Billion | GBX162.60 Billion | ▼ -175.0 pp |
| 2004 | -1343.8% | GBX-156.92 Billion | GBX11.68 Billion | GBX2.54 Billion | GBX159.46 Billion | ▼ -14.1 pp |
| 2003 | -1329.6% | GBX-137.63 Billion | GBX10.35 Billion | GBX2.64 Billion | GBX140.27 Billion | ▲ +211.3 pp |
| 2002 | -1540.9% | GBX-134.11 Billion | GBX8.70 Billion | GBX7.74 Billion | GBX141.85 Billion | ▼ -2367.5 pp |
| 2001 | 826.6% | GBX97.40 Billion | GBX11.78 Billion | GBX231.12 Billion | GBX133.72 Billion | ▼ -80.0 pp |
| 2000 | 906.6% | GBX95.88 Billion | GBX10.58 Billion | GBX213.48 Billion | GBX117.60 Billion | ▼ -1232.5 pp |
| 1999 | 2139.1% | GBX186.65 Billion | GBX8.73 Billion | GBX297.20 Billion | GBX110.55 Billion | ▲ +1349.9 pp |
| 1998 | 789.2% | GBX59.32 Billion | GBX7.52 Billion | GBX166.15 Billion | GBX106.83 Billion | ▲ +998.6 pp |
| 1997 | -209.5% | GBX-13.18 Billion | GBX6.29 Billion | GBX10.29 Billion | GBX23.47 Billion | ▲ +27.8 pp |
| 1996 | -237.3% | GBX-12.12 Billion | GBX5.11 Billion | GBX9.12 Billion | GBX21.24 Billion | ▲ +9.5 pp |
| 1995 | -246.7% | GBX-11.95 Billion | GBX4.84 Billion | GBX7.77 Billion | GBX19.72 Billion | — |