Lloyds Banking Group PLC (LLOY) — Financial Flexibility Index
Lloyds Banking Group PLC (LLOY) has a Financial Flexibility Index of 0.01x as of June 2021. Free cash flow of GBX7.97 Billion (operating CF GBX6.42 Billion minus capex GBX1.55 Billion) represents 0% of total liabilities (GBX827.80 Billion). Check cash flow reinvestment rate of Lloyds Banking Group PLC to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Lloyds Banking Group PLC Financial Flexibility Index (1995–2024)
Historical Financial Flexibility Index trend for Lloyds Banking Group PLC across 30 annual periods. For the full cash flow conversion analysis, see how efficiently does Lloyds Banking Group PLC generate cash.
Annual Financial Flexibility Index for Lloyds Banking Group PLC (1995–2024)
Year-by-year free cash flow to debt coverage for Lloyds Banking Group PLC. Explore LLOY debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.00x | GBX1.23 Billion | GBX-4.39 Billion | GBX860.81 Billion | ▼ -90.3% |
| 2023 | 0.01x | GBX12.27 Billion | GBX6.81 Billion | GBX834.09 Billion | ▼ -52.8% |
| 2022 | 0.03x | GBX25.87 Billion | GBX22.01 Billion | GBX829.48 Billion | ▲ +162.8% |
| 2021 | 0.01x | GBX9.85 Billion | GBX6.62 Billion | GBX830.04 Billion | ▼ -67.6% |
| 2020 | 0.04x | GBX30.07 Billion | GBX27.17 Billion | GBX821.86 Billion | ▼ -71.5% |
| 2019 | 0.13x | GBX14.72 Billion | GBX11.28 Billion | GBX114.82 Billion | ▲ +1362.2% |
| 2018 | -0.01x | GBX-7.59 Billion | GBX-11.11 Billion | GBX747.40 Billion | ▼ -1785.0% |
| 2017 | 0.00x | GBX460.00 Million | GBX-3.19 Billion | GBX762.97 Billion | ▼ -92.1% |
| 2016 | 0.01x | GBX5.83 Billion | GBX2.07 Billion | GBX768.98 Billion | ▼ -70.9% |
| 2015 | 0.03x | GBX19.79 Billion | GBX16.37 Billion | GBX759.71 Billion | ▲ +52.0% |
| 2014 | 0.02x | GBX13.79 Billion | GBX10.35 Billion | GBX804.99 Billion | ▲ +209.7% |
| 2013 | -0.02x | GBX-12.55 Billion | GBX-15.53 Billion | GBX803.04 Billion | ▼ -330.2% |
| 2012 | 0.01x | GBX6.05 Billion | GBX3.05 Billion | GBX891.64 Billion | ▼ -72.4% |
| 2011 | 0.02x | GBX22.99 Billion | GBX19.89 Billion | GBX934.07 Billion | ▲ +1878.6% |
| 2010 | 0.00x | GBX1.18 Billion | GBX-2.04 Billion | GBX947.87 Billion | ▲ +103.9% |
| 2009 | -0.03x | GBX-31.05 Billion | GBX-33.73 Billion | GBX983.15 Billion | ▼ -138.2% |
| 2008 | 0.08x | GBX35.28 Billion | GBX33.84 Billion | GBX426.33 Billion | ▲ +152.1% |
| 2007 | 0.03x | GBX11.19 Billion | GBX9.86 Billion | GBX340.92 Billion | ▲ +57.0% |
| 2006 | 0.02x | GBX6.94 Billion | GBX5.22 Billion | GBX332.09 Billion | ▲ +313.5% |
| 2005 | 0.01x | GBX1.51 Billion | GBX-331.00 Million | GBX299.12 Billion | ▼ -90.0% |
| 2004 | 0.05x | GBX13.78 Billion | GBX12.21 Billion | GBX272.74 Billion | ▲ +15780.2% |
| 2003 | 0.00x | GBX76.88 Million | GBX-701.12 Million | GBX241.66 Billion | ▼ -98.6% |
| 2002 | 0.02x | GBX5.65 Billion | GBX5.39 Billion | GBX244.06 Billion | ▼ -50.8% |
| 2001 | 0.05x | GBX11.11 Billion | GBX9.95 Billion | GBX235.79 Billion | ▲ +24.3% |
| 2000 | 0.04x | GBX7.90 Billion | GBX7.47 Billion | GBX208.54 Billion | ▲ +3655.7% |
| 1999 | 0.00x | GBX293.00 Million | GBX-59.00 Million | GBX290.37 Billion | ▲ +106.9% |
| 1998 | -0.01x | GBX-2.35 Billion | GBX-2.58 Billion | GBX160.48 Billion | ▼ -391.8% |
| 1997 | 0.00x | GBX-452.00 Million | GBX-654.00 Million | GBX151.81 Billion | ▼ -200.4% |
| 1996 | 0.00x | GBX422.00 Million | GBX227.00 Million | GBX142.26 Billion | ▼ -86.9% |
| 1995 | 0.02x | GBX3.23 Billion | GBX2.99 Billion | GBX143.20 Billion | — |