Lloyds Banking Group PLC Tangible Net Worth Ratio
Lloyds Banking Group PLC tangible net worth ratio. Lloyds Banking Group PLC (LLOY) has a Tangible Net Worth Ratio of 100.0% as of September 2025. This metric is calculated by deducting intangible assets (GBX0.00) from net assets (GBX45.63 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check strategic asset allocation of Lloyds Banking Group PLC to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of Lloyds Banking Group PLC (1995–2024)
Tangible net worth ratio of Lloyds Banking Group PLC from 1995 to 2024. This chart shows how Lloyds Banking Group PLC's Tangible Net Worth Ratio has changed across 30 annual periods from 1995 to 2024. As of September 2025, the ratio stands at 100.0%, reflecting net assets of GBX45.63 Billion with intangible assets of GBX0.00 GBX. See LLOY working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Lloyds Banking Group PLC Tangible Net Worth Ratio by Year (1995–2024)
Lloyds Banking Group PLC tangible net worth ratio by year from 1995 to 2024. The table below presents the year-by-year Tangible Net Worth Ratio for Lloyds Banking Group PLC from 1995 to 2024, covering 30 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see Lloyds Banking Group PLC market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (GBX) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 88.1% | GBX45.89 Billion | GBX5.44 Billion | GBX906.70 Billion | ▼ -0.2 pp |
| 2023 | 88.4% | GBX47.37 Billion | GBX5.51 Billion | GBX881.45 Billion | ▼ -0.3 pp |
| 2022 | 88.7% | GBX43.91 Billion | GBX4.96 Billion | GBX873.39 Billion | ▼ -2.7 pp |
| 2021 | 91.4% | GBX51.22 Billion | GBX4.39 Billion | GBX881.26 Billion | ▼ -0.2 pp |
| 2020 | 91.6% | GBX49.41 Billion | GBX4.14 Billion | GBX871.27 Billion | ▼ -7.8 pp |
| 2019 | 99.5% | GBX719.07 Billion | GBX3.81 Billion | GBX833.89 Billion | ▲ +6.1 pp |
| 2018 | 93.3% | GBX50.20 Billion | GBX3.35 Billion | GBX797.60 Billion | ▼ -0.9 pp |
| 2017 | 94.2% | GBX49.14 Billion | GBX2.83 Billion | GBX812.11 Billion | ▼ -2.3 pp |
| 2016 | 96.6% | GBX48.81 Billion | GBX1.68 Billion | GBX817.79 Billion | ▲ +0.5 pp |
| 2015 | 96.1% | GBX46.98 Billion | GBX1.84 Billion | GBX806.69 Billion | ▲ +0.2 pp |
| 2014 | 95.9% | GBX49.90 Billion | GBX2.07 Billion | GBX854.90 Billion | ▲ +1.6 pp |
| 2013 | 94.2% | GBX39.34 Billion | GBX2.28 Billion | GBX842.38 Billion | ▲ +0.8 pp |
| 2012 | 93.4% | GBX42.58 Billion | GBX2.79 Billion | GBX934.22 Billion | ▲ +0.4 pp |
| 2011 | 93.1% | GBX46.18 Billion | GBX3.20 Billion | GBX980.25 Billion | ▲ +0.9 pp |
| 2010 | 92.2% | GBX44.57 Billion | GBX3.50 Billion | GBX992.44 Billion | ▲ +1.4 pp |
| 2009 | 90.7% | GBX44.11 Billion | GBX4.09 Billion | GBX1.03 Trillion | ▼ -7.2 pp |
| 2008 | 98.0% | GBX9.70 Billion | GBX197.00 Million | GBX436.03 Billion | ▲ +17.0 pp |
| 2007 | 80.9% | GBX12.43 Billion | GBX2.37 Billion | GBX353.35 Billion | ▲ +5.8 pp |
| 2006 | 75.1% | GBX11.51 Billion | GBX2.86 Billion | GBX343.60 Billion | ▲ +3.1 pp |
| 2005 | 72.0% | GBX10.63 Billion | GBX2.97 Billion | GBX309.75 Billion | ▼ -6.6 pp |
| 2004 | 78.6% | GBX11.68 Billion | GBX2.50 Billion | GBX284.42 Billion | ▲ +2.9 pp |
| 2003 | 75.7% | GBX10.35 Billion | GBX2.51 Billion | GBX252.01 Billion | ▲ +6.0 pp |
| 2002 | 69.7% | GBX8.70 Billion | GBX2.63 Billion | GBX252.76 Billion | ▼ -8.5 pp |
| 2001 | 78.2% | GBX11.78 Billion | GBX2.57 Billion | GBX247.58 Billion | ▲ +2.8 pp |
| 2000 | 75.4% | GBX10.58 Billion | GBX2.60 Billion | GBX219.11 Billion | ▼ -21.9 pp |
| 1999 | 97.4% | GBX8.73 Billion | GBX231.00 Million | GBX299.10 Billion | ▲ +0.2 pp |
| 1998 | 97.1% | GBX7.52 Billion | GBX216.00 Million | GBX168.00 Billion | ▼ -2.9 pp |
| 1997 | 100.0% | GBX6.29 Billion | GBX0.00 | GBX158.11 Billion | ▲ +0.0 pp |
| 1996 | 100.0% | GBX5.11 Billion | GBX0.00 | GBX147.37 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | GBX4.84 Billion | GBX0.00 | GBX148.05 Billion | — |