Lloyds Banking Group PLC (LLOY) — Tangible Net Worth Ratio
Lloyds Banking Group PLC (LLOY) has a Tangible Net Worth Ratio of 100.0% as of September 2025. This metric is calculated by deducting intangible assets (GBX0.00) from net assets (GBX45.63 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See LLOY net assets for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Lloyds Banking Group PLC Tangible Net Worth Ratio (1995–2024)
This chart shows how Lloyds Banking Group PLC's Tangible Net Worth Ratio has changed across 30 annual periods from 1995 to 2024. As of September 2025, the ratio stands at 100.0%, reflecting net assets of GBX45.63 Billion with intangible assets of GBX0.00 GBX. Also explore Lloyds Banking Group PLC net asset momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Lloyds Banking Group PLC (1995–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Lloyds Banking Group PLC from 1995 to 2024, covering 30 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see how much is Lloyds Banking Group PLC worth.
| Year | Tangible NW Ratio | Net Assets (GBX) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 88.1% | GBX45.89 Billion | GBX5.44 Billion | GBX906.70 Billion | ▼ -0.2 pp |
| 2023 | 88.4% | GBX47.37 Billion | GBX5.51 Billion | GBX881.45 Billion | ▼ -0.3 pp |
| 2022 | 88.7% | GBX43.91 Billion | GBX4.96 Billion | GBX873.39 Billion | ▼ -2.7 pp |
| 2021 | 91.4% | GBX51.22 Billion | GBX4.39 Billion | GBX881.26 Billion | ▼ -0.2 pp |
| 2020 | 91.6% | GBX49.41 Billion | GBX4.14 Billion | GBX871.27 Billion | ▼ -7.8 pp |
| 2019 | 99.5% | GBX719.07 Billion | GBX3.81 Billion | GBX833.89 Billion | ▲ +6.1 pp |
| 2018 | 93.3% | GBX50.20 Billion | GBX3.35 Billion | GBX797.60 Billion | ▼ -0.9 pp |
| 2017 | 94.2% | GBX49.14 Billion | GBX2.83 Billion | GBX812.11 Billion | ▼ -2.3 pp |
| 2016 | 96.6% | GBX48.81 Billion | GBX1.68 Billion | GBX817.79 Billion | ▲ +0.5 pp |
| 2015 | 96.1% | GBX46.98 Billion | GBX1.84 Billion | GBX806.69 Billion | ▲ +0.2 pp |
| 2014 | 95.9% | GBX49.90 Billion | GBX2.07 Billion | GBX854.90 Billion | ▲ +1.6 pp |
| 2013 | 94.2% | GBX39.34 Billion | GBX2.28 Billion | GBX842.38 Billion | ▲ +0.8 pp |
| 2012 | 93.4% | GBX42.58 Billion | GBX2.79 Billion | GBX934.22 Billion | ▲ +0.4 pp |
| 2011 | 93.1% | GBX46.18 Billion | GBX3.20 Billion | GBX980.25 Billion | ▲ +0.9 pp |
| 2010 | 92.2% | GBX44.57 Billion | GBX3.50 Billion | GBX992.44 Billion | ▲ +1.4 pp |
| 2009 | 90.7% | GBX44.11 Billion | GBX4.09 Billion | GBX1.03 Trillion | ▼ -7.2 pp |
| 2008 | 98.0% | GBX9.70 Billion | GBX197.00 Million | GBX436.03 Billion | ▲ +17.0 pp |
| 2007 | 80.9% | GBX12.43 Billion | GBX2.37 Billion | GBX353.35 Billion | ▲ +5.8 pp |
| 2006 | 75.1% | GBX11.51 Billion | GBX2.86 Billion | GBX343.60 Billion | ▲ +3.1 pp |
| 2005 | 72.0% | GBX10.63 Billion | GBX2.97 Billion | GBX309.75 Billion | ▼ -6.6 pp |
| 2004 | 78.6% | GBX11.68 Billion | GBX2.50 Billion | GBX284.42 Billion | ▲ +2.9 pp |
| 2003 | 75.7% | GBX10.35 Billion | GBX2.51 Billion | GBX252.01 Billion | ▲ +6.0 pp |
| 2002 | 69.7% | GBX8.70 Billion | GBX2.63 Billion | GBX252.76 Billion | ▼ -8.5 pp |
| 2001 | 78.2% | GBX11.78 Billion | GBX2.57 Billion | GBX247.58 Billion | ▲ +2.8 pp |
| 2000 | 75.4% | GBX10.58 Billion | GBX2.60 Billion | GBX219.11 Billion | ▼ -21.9 pp |
| 1999 | 97.4% | GBX8.73 Billion | GBX231.00 Million | GBX299.10 Billion | ▲ +0.2 pp |
| 1998 | 97.1% | GBX7.52 Billion | GBX216.00 Million | GBX168.00 Billion | ▼ -2.9 pp |
| 1997 | 100.0% | GBX6.29 Billion | GBX0.00 | GBX158.11 Billion | ▲ +0.0 pp |
| 1996 | 100.0% | GBX5.11 Billion | GBX0.00 | GBX147.37 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | GBX4.84 Billion | GBX0.00 | GBX148.05 Billion | — |