Lloyds Banking Group PLC (LLOY) — Defensive Interval Ratio
Lloyds Banking Group PLC (LLOY) has a Defensive Interval Ratio of 55 days as of December 2024. Defensive assets of GBX74.31 Billion (cash GBX-, short-term investments GBX74.31 Billion, receivables GBX-) cover 55 days of daily cash needs of GBX1.35 Billion/day. Check Lloyds Banking Group PLC (LLOY) tangible net worth to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Lloyds Banking Group PLC Defensive Interval Ratio (2000–2024)
This chart shows how Lloyds Banking Group PLC's Defensive Interval Ratio has evolved across 24 annual periods from 2000 to 2024. As of December 2024, the ratio stands at 55 days, meaning defensive assets of GBX74.31 Billion can fund 55 days of operations without new revenue. Also explore net asset momentum of Lloyds Banking Group PLC to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Lloyds Banking Group PLC (2000–2024)
The table below presents the year-by-year Defensive Interval Ratio for Lloyds Banking Group PLC from 2000 to 2024, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see LLOY stock market capitalisation.
| Year | DIR (days) | Defensive Assets (GBX) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 55 days | GBX74.31 Billion | GBX1.35 Billion/day | GBX- | GBX74.31 Billion | ▼ -508 days |
| 2023 | 563 days | GBX60.39 Billion | GBX107.22 Million/day | GBX- | GBX60.39 Billion | ▲ +527 days |
| 2022 | 36 days | GBX48.15 Billion | GBX1.33 Billion/day | GBX- | GBX47.30 Billion | ▲ +222 days |
| 2021 | -186 days | GBX-41.40 Billion | GBX222.70 Million/day | GBX- | GBX-41.91 Billion | ▼ -462 days |
| 2020 | 276 days | GBX70.12 Billion | GBX253.74 Million/day | GBX- | GBX69.16 Billion | ▼ -9 days |
| 2019 | 285 days | GBX55.90 Billion | GBX196.17 Million/day | GBX- | GBX55.58 Billion | ▲ +312 days |
| 2018 | -27 days | GBX-40.04 Billion | GBX1.46 Billion/day | GBX- | GBX-40.78 Billion | ▼ -6 days |
| 2017 | -21 days | GBX-30.92 Billion | GBX1.47 Billion/day | GBX- | GBX-31.52 Billion | ▲ +0 days |
| 2016 | -21 days | GBX-32.31 Billion | GBX1.53 Billion/day | GBX- | GBX-33.02 Billion | ▼ -22 days |
| 2015 | 0 days | GBX722.00 Million | GBX1.47 Billion/day | GBX- | GBX47.00 Million | ▼ -4 days |
| 2014 | 5 days | GBX5.92 Billion | GBX1.27 Billion/day | GBX- | GBX5.24 Billion | ▲ +3 days |
| 2013 | 2 days | GBX2.18 Billion | GBX1.28 Billion/day | GBX- | GBX1.45 Billion | ▲ +12 days |
| 2012 | -10 days | GBX-11.88 Billion | GBX1.21 Billion/day | GBX- | GBX-14.20 Billion | ▼ -124 days |
| 2011 | 114 days | GBX149.05 Billion | GBX1.30 Billion/day | GBX- | GBX148.61 Billion | ▼ -24 days |
| 2010 | 138 days | GBX156.81 Billion | GBX1.14 Billion/day | GBX- | GBX156.19 Billion | ▲ +9 days |
| 2009 | 129 days | GBX150.69 Billion | GBX1.17 Billion/day | GBX- | GBX150.01 Billion | ▲ +111 days |
| 2008 | 18 days | GBX10.58 Billion | GBX582.13 Million/day | GBX- | GBX10.58 Billion | ▼ -19 days |
| 2007 | 38 days | GBX20.20 Billion | GBX536.29 Million/day | GBX- | GBX20.20 Billion | ▼ -2 days |
| 2006 | 40 days | GBX19.18 Billion | GBX481.55 Million/day | GBX- | GBX19.18 Billion | ▲ +53 days |
| 2005 | -13 days | GBX-5.89 Billion | GBX445.47 Million/day | GBX- | GBX-5.89 Billion | ▲ +100 days |
| 2004 | -113 days | GBX-49.48 Billion | GBX436.88 Million/day | GBX- | GBX-49.48 Billion | ▼ -113 days |
| 2003 | 0 days | GBX-3.28 Million | GBX384.30 Million/day | GBX- | GBX-3.28 Million | ▼ -12 days |
| 2001 | 12 days | GBX4.42 Billion | GBX366.36 Million/day | GBX- | GBX4.42 Billion | ▲ +7 days |
| 2000 | 5 days | GBX1.71 Billion | GBX322.19 Million/day | GBX- | GBX1.71 Billion | — |