Lloyds Banking Group PLC Defensive Interval Ratio

Latest as of December 2024: 55 days

Lloyds Banking Group PLC defensive interval ratio. Lloyds Banking Group PLC (LLOY) has a Defensive Interval Ratio of 55 days as of December 2024. Defensive assets of GBX74.31 Billion (cash GBX-, short-term investments GBX74.31 Billion, receivables GBX-) cover 55 days of daily cash needs of GBX1.35 Billion/day. See Lloyds Banking Group PLC short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

55 days
Days of operational coverage

Defensive Assets

GBX74.31 Billion
Cash + ST Investments + Receivables

Daily Cash Need

GBX1.35 Billion
Current Liabilities ÷ 365

Current Liabilities

GBX491.32 Billion
GBX

Defensive Interval Ratio of Lloyds Banking Group PLC (2000–2024)

Defensive interval ratio of Lloyds Banking Group PLC from 2000 to 2024. This chart shows how Lloyds Banking Group PLC's Defensive Interval Ratio has evolved across 24 annual periods from 2000 to 2024. As of December 2024, the ratio stands at 55 days, meaning defensive assets of GBX74.31 Billion can fund 55 days of operations without new revenue. Check LLOY financial resilience to evaluate the company's liquid asset resilience ratio.

Lloyds Banking Group PLC Defensive Interval Ratio by Year (2000–2024)

Lloyds Banking Group PLC defensive interval ratio by year from 2000 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Lloyds Banking Group PLC from 2000 to 2024, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Lloyds Banking Group PLC (LLOY) total assets.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2024 55 days GBX74.31 Billion GBX1.35 Billion/day GBX- GBX74.31 Billion ▼ -508 days
2023 563 days GBX60.39 Billion GBX107.22 Million/day GBX- GBX60.39 Billion ▲ +527 days
2022 36 days GBX48.15 Billion GBX1.33 Billion/day GBX- GBX47.30 Billion ▲ +222 days
2021 -186 days GBX-41.40 Billion GBX222.70 Million/day GBX- GBX-41.91 Billion ▼ -462 days
2020 276 days GBX70.12 Billion GBX253.74 Million/day GBX- GBX69.16 Billion ▼ -9 days
2019 285 days GBX55.90 Billion GBX196.17 Million/day GBX- GBX55.58 Billion ▲ +312 days
2018 -27 days GBX-40.04 Billion GBX1.46 Billion/day GBX- GBX-40.78 Billion ▼ -6 days
2017 -21 days GBX-30.92 Billion GBX1.47 Billion/day GBX- GBX-31.52 Billion ▲ +0 days
2016 -21 days GBX-32.31 Billion GBX1.53 Billion/day GBX- GBX-33.02 Billion ▼ -22 days
2015 0 days GBX722.00 Million GBX1.47 Billion/day GBX- GBX47.00 Million ▼ -4 days
2014 5 days GBX5.92 Billion GBX1.27 Billion/day GBX- GBX5.24 Billion ▲ +3 days
2013 2 days GBX2.18 Billion GBX1.28 Billion/day GBX- GBX1.45 Billion ▲ +12 days
2012 -10 days GBX-11.88 Billion GBX1.21 Billion/day GBX- GBX-14.20 Billion ▼ -124 days
2011 114 days GBX149.05 Billion GBX1.30 Billion/day GBX- GBX148.61 Billion ▼ -24 days
2010 138 days GBX156.81 Billion GBX1.14 Billion/day GBX- GBX156.19 Billion ▲ +9 days
2009 129 days GBX150.69 Billion GBX1.17 Billion/day GBX- GBX150.01 Billion ▲ +111 days
2008 18 days GBX10.58 Billion GBX582.13 Million/day GBX- GBX10.58 Billion ▼ -19 days
2007 38 days GBX20.20 Billion GBX536.29 Million/day GBX- GBX20.20 Billion ▼ -2 days
2006 40 days GBX19.18 Billion GBX481.55 Million/day GBX- GBX19.18 Billion ▲ +53 days
2005 -13 days GBX-5.89 Billion GBX445.47 Million/day GBX- GBX-5.89 Billion ▲ +100 days
2004 -113 days GBX-49.48 Billion GBX436.88 Million/day GBX- GBX-49.48 Billion ▼ -113 days
2003 0 days GBX-3.28 Million GBX384.30 Million/day GBX- GBX-3.28 Million ▼ -12 days
2001 12 days GBX4.42 Billion GBX366.36 Million/day GBX- GBX4.42 Billion ▲ +7 days
2000 5 days GBX1.71 Billion GBX322.19 Million/day GBX- GBX1.71 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)