Lloyds Banking Group PLC Net Asset Quality Index
Lloyds Banking Group PLC net asset quality index. Lloyds Banking Group PLC (LLOY) has a Net Asset Quality Index of 4.9% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of GBX937.46 Billion minus total liabilities of GBX891.83 Billion yields net assets of GBX45.63 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Lloyds Banking Group PLC (LLOY) net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Lloyds Banking Group PLC (1995–2024)
Net asset quality index of Lloyds Banking Group PLC from 1995 to 2024. This chart shows how Lloyds Banking Group PLC's Net Asset Quality Index has evolved across 30 annual periods from 1995 to 2024. As of September 2025, the index stands at 4.9%, representing net assets of GBX45.63 Billion against total assets of GBX937.46 Billion GBX. Check LLOY strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Lloyds Banking Group PLC Net Asset Quality Index by Year (1995–2024)
Lloyds Banking Group PLC net asset quality index by year from 1995 to 2024. The table below presents the year-by-year Net Asset Quality Index for Lloyds Banking Group PLC from 1995 to 2024, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market value of Lloyds Banking Group PLC.
| Year | Quality Index | Net Assets (GBX) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 5.1% | GBX45.89 Billion | GBX906.70 Billion | GBX860.81 Billion | ▼ -0.3 pp |
| 2023 | 5.4% | GBX47.37 Billion | GBX881.45 Billion | GBX834.09 Billion | ▲ +0.3 pp |
| 2022 | 5.0% | GBX43.91 Billion | GBX873.39 Billion | GBX829.48 Billion | ▼ -0.8 pp |
| 2021 | 5.8% | GBX51.22 Billion | GBX881.26 Billion | GBX830.04 Billion | ▲ +0.1 pp |
| 2020 | 5.7% | GBX49.41 Billion | GBX871.27 Billion | GBX821.86 Billion | ▼ -80.6 pp |
| 2019 | 86.2% | GBX719.07 Billion | GBX833.89 Billion | GBX114.82 Billion | ▲ +79.9 pp |
| 2018 | 6.3% | GBX50.20 Billion | GBX797.60 Billion | GBX747.40 Billion | ▲ +0.2 pp |
| 2017 | 6.1% | GBX49.14 Billion | GBX812.11 Billion | GBX762.97 Billion | ▲ +0.1 pp |
| 2016 | 6.0% | GBX48.81 Billion | GBX817.79 Billion | GBX768.98 Billion | ▲ +0.1 pp |
| 2015 | 5.8% | GBX46.98 Billion | GBX806.69 Billion | GBX759.71 Billion | ▼ 0.0 pp |
| 2014 | 5.8% | GBX49.90 Billion | GBX854.90 Billion | GBX804.99 Billion | ▲ +1.2 pp |
| 2013 | 4.7% | GBX39.34 Billion | GBX842.38 Billion | GBX803.04 Billion | ▲ +0.1 pp |
| 2012 | 4.6% | GBX42.58 Billion | GBX934.22 Billion | GBX891.64 Billion | ▼ -0.2 pp |
| 2011 | 4.7% | GBX46.18 Billion | GBX980.25 Billion | GBX934.07 Billion | ▲ +0.2 pp |
| 2010 | 4.5% | GBX44.57 Billion | GBX992.44 Billion | GBX947.87 Billion | ▲ +0.2 pp |
| 2009 | 4.3% | GBX44.11 Billion | GBX1.03 Trillion | GBX983.15 Billion | ▲ +2.1 pp |
| 2008 | 2.2% | GBX9.70 Billion | GBX436.03 Billion | GBX426.33 Billion | ▼ -1.3 pp |
| 2007 | 3.5% | GBX12.43 Billion | GBX353.35 Billion | GBX340.92 Billion | ▲ +0.2 pp |
| 2006 | 3.3% | GBX11.51 Billion | GBX343.60 Billion | GBX332.09 Billion | ▼ -0.1 pp |
| 2005 | 3.4% | GBX10.63 Billion | GBX309.75 Billion | GBX299.12 Billion | ▼ -0.7 pp |
| 2004 | 4.1% | GBX11.68 Billion | GBX284.42 Billion | GBX272.74 Billion | ▼ 0.0 pp |
| 2003 | 4.1% | GBX10.35 Billion | GBX252.01 Billion | GBX241.66 Billion | ▲ +0.7 pp |
| 2002 | 3.4% | GBX8.70 Billion | GBX252.76 Billion | GBX244.06 Billion | ▼ -1.3 pp |
| 2001 | 4.8% | GBX11.78 Billion | GBX247.58 Billion | GBX235.79 Billion | ▼ -0.1 pp |
| 2000 | 4.8% | GBX10.58 Billion | GBX219.11 Billion | GBX208.54 Billion | ▲ +1.9 pp |
| 1999 | 2.9% | GBX8.73 Billion | GBX299.10 Billion | GBX290.37 Billion | ▼ -1.6 pp |
| 1998 | 4.5% | GBX7.52 Billion | GBX168.00 Billion | GBX160.48 Billion | ▲ +0.5 pp |
| 1997 | 4.0% | GBX6.29 Billion | GBX158.11 Billion | GBX151.81 Billion | ▲ +0.5 pp |
| 1996 | 3.5% | GBX5.11 Billion | GBX147.37 Billion | GBX142.26 Billion | ▲ +0.2 pp |
| 1995 | 3.3% | GBX4.84 Billion | GBX148.05 Billion | GBX143.20 Billion | — |