Community West Bancshares (CWBC) — Cash Flow Quality Index

Latest as of December 2025: 0.92x

Community West Bancshares (CWBC) has a Cash Flow Quality Index of 0.92x as of December 2025. Operating cash flow of $10.32 Million is below net income of $11.17 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of Community West Bancshares to assess how effectively this company generates cash.

Cash Flow Quality Index

0.92x
Operating CF / Net Income

Operating Cash Flow

$10.32 Million
USD

Net Income

$11.17 Million
USD

Data as of

Dec 2025
Most recent filing

Community West Bancshares Cash Flow Quality Index (1996–2025)

Historical Cash Flow Quality Index for Community West Bancshares across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CWBC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Community West Bancshares (1996–2025)

Year-by-year earnings quality comparison for Community West Bancshares. For live market cap and the full company financial profile, see CWBC market cap overview.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.21x $46.12 Million $38.17 Million ▼ -58.3%
2024 2.90x $22.20 Million $7.67 Million ▲ +168.7%
2023 1.08x $27.53 Million $25.54 Million ▲ +147.6%
2022 0.44x $5.86 Million $13.45 Million ▼ -74.3%
2021 1.70x $22.22 Million $13.10 Million ▼ -11.7%
2020 1.92x $15.84 Million $8.24 Million ▲ +9.8%
2019 1.75x $13.94 Million $7.96 Million ▲ +24.6%
2018 1.40x $29.91 Million $21.29 Million ▼ -21.9%
2017 1.80x $25.22 Million $14.03 Million ▲ +110.0%
2016 0.86x $13.00 Million $15.18 Million ▼ -46.4%
2015 1.60x $17.52 Million $10.96 Million ▼ -50.7%
2014 3.24x $17.16 Million $5.29 Million ▲ +71.5%
2013 1.89x $15.59 Million $8.25 Million ▲ +95.6%
2012 0.97x $7.26 Million $7.52 Million ▼ -69.6%
2011 3.18x $20.58 Million $6.48 Million ▼ -26.5%
2010 4.32x $14.18 Million $3.28 Million ▲ +60.4%
2009 2.70x $6.98 Million $2.59 Million ▲ +144.0%
2008 1.10x $5.68 Million $5.14 Million ▼ -11.9%
2007 1.25x $7.88 Million $6.28 Million ▼ -8.8%
2006 1.38x $9.50 Million $6.91 Million ▼ -22.8%
2005 1.78x $10.76 Million $6.04 Million ▲ +171.3%
2004 0.66x $2.42 Million $3.69 Million ▼ -59.3%
2003 1.61x $5.43 Million $3.37 Million ▼ -4.4%
2002 1.69x $4.69 Million $2.78 Million ▼ -26.4%
2001 2.29x $5.45 Million $2.38 Million ▼ -33.5%
2000 3.45x $6.02 Million $1.75 Million ▼ -42.6%
1999 6.01x $4.31 Million $717.99K ▲ +250.1%
1998 -4.00x $-11.60 Million $2.90 Million ▼ -611.1%
1997 -0.56x $-900.00K $1.60 Million ▼ -306.3%
1996 0.27x $300.00K $1.10 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.