Community West Bancshares (CWBC) — Working Capital to Net Assets Ratio
Community West Bancshares (CWBC) has a Working Capital to Net Assets ratio of -610.0% as of June 2026. Working capital of $-3.71 Billion (current assets of $643.42 Million minus current liabilities of $4.35 Billion) is measured against net assets of $607.82 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See how many days can Community West Bancshares fund operations to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Community West Bancshares Working Capital to Net Assets (1996–2025)
This chart shows how Community West Bancshares's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1996 to 2025. As of June 2026, the ratio stands at -610.0%, reflecting working capital of $-3.71 Billion against net assets of $607.82 Million USD. For the complete balance sheet picture, see Community West Bancshares balance sheet assets.
Annual Working Capital to Net Assets for Community West Bancshares (1996–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Community West Bancshares from 1996 to 2025, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check CWBC asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 11.2% | $45.98 Million | $409.59 Million | $118.98 Million | $73.00 Million | ▲ +733.7 pp |
| 2024 | -722.5% | $-2.62 Billion | $362.69 Million | $423.81 Million | $3.04 Billion | ▲ +79.1 pp |
| 2023 | -801.6% | $-1.66 Billion | $207.06 Million | $461.75 Million | $2.12 Billion | ▲ +12.2 pp |
| 2022 | -813.8% | $-1.42 Billion | $174.66 Million | $756.86 Million | $2.18 Billion | ▼ -760.0 pp |
| 2021 | -53.8% | $-573.70 Million | $1.07 Billion | $228.09 Million | $801.79 Million | ▲ +22.2 pp |
| 2020 | -75.9% | $-661.00 Million | $870.43 Million | $77.85 Million | $738.84 Million | ▼ -34.9 pp |
| 2019 | -41.1% | $-348.69 Million | $848.87 Million | $101.92 Million | $450.61 Million | ▲ +1515.9 pp |
| 2018 | -1557.0% | $-1.19 Billion | $76.15 Million | $81.84 Million | $1.27 Billion | ▼ -1182.1 pp |
| 2017 | -374.8% | $-785.48 Million | $209.56 Million | $661.46 Million | $1.45 Billion | ▲ +1474.7 pp |
| 2016 | -1849.6% | $-1.21 Billion | $65.34 Million | $25.07 Million | $1.23 Billion | ▼ -1460.7 pp |
| 2015 | -388.9% | $-541.78 Million | $139.32 Million | $590.48 Million | $1.13 Billion | ▲ +13.6 pp |
| 2014 | -402.4% | $-527.37 Million | $131.04 Million | $528.62 Million | $1.06 Billion | ▼ -32.2 pp |
| 2013 | -370.2% | $-444.44 Million | $120.04 Million | $576.00 Million | $1.02 Billion | ▼ -107.4 pp |
| 2012 | -262.8% | $-309.22 Million | $117.67 Million | $458.19 Million | $767.41 Million | ▼ -1414.1 pp |
| 2011 | 1151.3% | $582.86 Million | $50.63 Million | $590.71 Million | $7.85 Million | ▲ +1718.4 pp |
| 2010 | -567.1% | $-552.35 Million | $97.39 Million | $118.70 Million | $671.05 Million | ▲ +74.0 pp |
| 2009 | -641.2% | $-584.91 Million | $91.22 Million | $70.20 Million | $655.11 Million | ▲ +179.2 pp |
| 2008 | -820.4% | $-618.35 Million | $75.38 Million | $34.84 Million | $653.18 Million | ▼ -70.7 pp |
| 2007 | -749.6% | $-406.26 Million | $54.19 Million | $23.23 Million | $429.49 Million | ▲ +93.9 pp |
| 2006 | -843.6% | $-419.91 Million | $49.78 Million | $30.37 Million | $450.28 Million | ▲ +145.4 pp |
| 2005 | -989.0% | $-410.65 Million | $41.52 Million | $28.25 Million | $438.90 Million | ▲ +158.7 pp |
| 2004 | -1147.6% | $-305.99 Million | $26.66 Million | $26.06 Million | $332.04 Million | ▼ -118.1 pp |
| 2003 | -1029.6% | $-275.10 Million | $26.72 Million | $26.11 Million | $301.21 Million | ▼ -100.2 pp |
| 2002 | -929.4% | $-223.97 Million | $24.10 Million | $27.94 Million | $251.91 Million | ▼ -85.3 pp |
| 2001 | -844.0% | $-175.80 Million | $20.83 Million | $20.44 Million | $196.24 Million | ▲ +39.4 pp |
| 2000 | -883.5% | $-164.95 Million | $18.67 Million | $18.55 Million | $183.50 Million | ▼ -126.1 pp |
| 1999 | -757.4% | $-119.78 Million | $15.82 Million | $29.37 Million | $149.15 Million | ▼ -982.6 pp |
| 1998 | 225.2% | $55.40 Million | $24.60 Million | $59.30 Million | $3.90 Million | ▲ +108.7 pp |
| 1997 | 116.5% | $14.10 Million | $12.10 Million | $17.00 Million | $2.90 Million | ▼ -636.9 pp |
| 1996 | 753.5% | $76.10 Million | $10.10 Million | $76.30 Million | $200.00K | — |