Community West Bancshares (CWBC) — Working Capital to Net Assets Ratio
Community West Bancshares (CWBC) has a Working Capital to Net Assets ratio of 11.2% as of December 2025. Working capital of $45.98 Million (current assets of $118.98 Million minus current liabilities of $73.00 Million) is measured against net assets of $409.59 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See CWBC FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Community West Bancshares Working Capital to Net Assets (1996–2025)
This chart shows how Community West Bancshares's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at 11.2%, reflecting working capital of $45.98 Million against net assets of $409.59 Million USD. See Community West Bancshares defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Community West Bancshares (1996–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Community West Bancshares from 1996 to 2025, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of Community West Bancshares.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 11.2% | $45.98 Million | $409.59 Million | $118.98 Million | $73.00 Million | ▲ +733.7 pp |
| 2024 | -722.5% | $-2.62 Billion | $362.69 Million | $423.81 Million | $3.04 Billion | ▲ +79.1 pp |
| 2023 | -801.6% | $-1.66 Billion | $207.06 Million | $461.75 Million | $2.12 Billion | ▲ +12.2 pp |
| 2022 | -813.8% | $-1.42 Billion | $174.66 Million | $756.86 Million | $2.18 Billion | ▼ -760.0 pp |
| 2021 | -53.8% | $-573.70 Million | $1.07 Billion | $228.09 Million | $801.79 Million | ▲ +22.2 pp |
| 2020 | -75.9% | $-661.00 Million | $870.43 Million | $77.85 Million | $738.84 Million | ▼ -34.9 pp |
| 2019 | -41.1% | $-348.69 Million | $848.87 Million | $101.92 Million | $450.61 Million | ▲ +1515.9 pp |
| 2018 | -1557.0% | $-1.19 Billion | $76.15 Million | $81.84 Million | $1.27 Billion | ▼ -1182.1 pp |
| 2017 | -374.8% | $-785.48 Million | $209.56 Million | $661.46 Million | $1.45 Billion | ▲ +1474.7 pp |
| 2016 | -1849.6% | $-1.21 Billion | $65.34 Million | $25.07 Million | $1.23 Billion | ▼ -1460.7 pp |
| 2015 | -388.9% | $-541.78 Million | $139.32 Million | $590.48 Million | $1.13 Billion | ▲ +13.6 pp |
| 2014 | -402.4% | $-527.37 Million | $131.04 Million | $528.62 Million | $1.06 Billion | ▼ -32.2 pp |
| 2013 | -370.2% | $-444.44 Million | $120.04 Million | $576.00 Million | $1.02 Billion | ▼ -107.4 pp |
| 2012 | -262.8% | $-309.22 Million | $117.67 Million | $458.19 Million | $767.41 Million | ▼ -1414.1 pp |
| 2011 | 1151.3% | $582.86 Million | $50.63 Million | $590.71 Million | $7.85 Million | ▲ +1718.4 pp |
| 2010 | -567.1% | $-552.35 Million | $97.39 Million | $118.70 Million | $671.05 Million | ▲ +74.0 pp |
| 2009 | -641.2% | $-584.91 Million | $91.22 Million | $70.20 Million | $655.11 Million | ▲ +179.2 pp |
| 2008 | -820.4% | $-618.35 Million | $75.38 Million | $34.84 Million | $653.18 Million | ▼ -70.7 pp |
| 2007 | -749.6% | $-406.26 Million | $54.19 Million | $23.23 Million | $429.49 Million | ▲ +93.9 pp |
| 2006 | -843.6% | $-419.91 Million | $49.78 Million | $30.37 Million | $450.28 Million | ▲ +145.4 pp |
| 2005 | -989.0% | $-410.65 Million | $41.52 Million | $28.25 Million | $438.90 Million | ▲ +158.7 pp |
| 2004 | -1147.6% | $-305.99 Million | $26.66 Million | $26.06 Million | $332.04 Million | ▼ -118.1 pp |
| 2003 | -1029.6% | $-275.10 Million | $26.72 Million | $26.11 Million | $301.21 Million | ▼ -100.2 pp |
| 2002 | -929.4% | $-223.97 Million | $24.10 Million | $27.94 Million | $251.91 Million | ▼ -85.3 pp |
| 2001 | -844.0% | $-175.80 Million | $20.83 Million | $20.44 Million | $196.24 Million | ▲ +39.4 pp |
| 2000 | -883.5% | $-164.95 Million | $18.67 Million | $18.55 Million | $183.50 Million | ▼ -126.1 pp |
| 1999 | -757.4% | $-119.78 Million | $15.82 Million | $29.37 Million | $149.15 Million | ▼ -982.6 pp |
| 1998 | 225.2% | $55.40 Million | $24.60 Million | $59.30 Million | $3.90 Million | ▲ +108.7 pp |
| 1997 | 116.5% | $14.10 Million | $12.10 Million | $17.00 Million | $2.90 Million | ▼ -636.9 pp |
| 1996 | 753.5% | $76.10 Million | $10.10 Million | $76.30 Million | $200.00K | — |